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Home > Credit Cards > CIMB Cash Rebate Platinum MasterCard
CIMB Cash Rebate Platinum MasterCard
The minimum income requirement for CIMB Cash Rebate Platinum MasterCard is RM36,000 per annum
  • 5% Cash Rebate on e-Commerce spend
  • 10% unlimited Cash Rebate on retail interest charged
  • 2% Cash Rebate on Groceries and Petrol
  • 2% Cash Rebate on Mobile & Utility Bill Payments (via Standing Instruction)
  • 0.2% unlimited Cash Rebate on other retail spend

Click here for Terms and Conditions
Frequent Asked Questions (FAQ)

Note :
During the Campaign Period,from 1 January till 31 December 2014, the maximum Cash Rebate sub-limit of RM30.00 per month/per Cardholder for E-Commerce related transactions for payments or services as stated in Clause 3 of the “Terms and Conditions Relating to Rebate and Benefits available under the CIMB Cash Rebate Platinum MasterCard Credit Card” (“Cash Rebate Terms and Conditions”) is not applicable and therefore the Cardholder can earn up to RM50.00 Cash Rebate per month/statement inclusive of Cash Rebate earned from Petrol, Groceries, Standing Instruction (“SI”) Utility Bill Payment and SI Mobile Bill Payment.


Annual Fee

Principal Card
Supplementary Card
First Year
2nd Year Onwards

Finance Charge for Retail Transaction

The charges are:

  1. 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
  2. 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
  3. 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.

Finance Charge for Cash Transaction

1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.

Government Service Tax

RM50 – Each Principal Card
RM25 – Each Supplementary Card

Cash Advance Fee

The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction.

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM 50 whichever is higher.

Late Payment Charge

1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.

Interest-Free Period

Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.
Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.

Conversion for Overseas Transaction

The conversion rate as determined by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.

Replacement Card

1st time – RM10
Subsequent – RM50

To apply for CIMB Cash Rebate Platinum MasterCard, please download application form.

Or leave your contact and let us call you.

Exclusive merchant deals for cardmembers



  • 25% Upfront Discount
  • 5%* Cash Rebate

  • 5% Cash Rebate
  • 20% Cash Rebate** (Rakuten points)

  Golden Screen Cinemas

  • 5% Cash Rebate
  • 15% Additional Rebate (online payment only)

  iTunes application

  • 5% Cash Rebate
  • 15% Additional Rebate

  Google play

  • 5% Cash Rebate
  • 15% Additional Rebate

  All Airlines

  • 20% Additional Rebate

  • 15% Additional Rebate
  • 5%* Cash Rebate
    *Cash Rebate by CIMB Cash Rebate Platinum MasterCard is based on nett transaction amount after discount

  • 10% Upfront Discount (This coupon discount applies only to Expedia Rate hotels for hotel only bookings made online at

  • 5% Upfront Discount (Quote “CIMB and first 6 digits of Card Number” as the promo code in the payment page to get 5% Upfront Discount)
  • 5% Cash Rebate

  • 6.5% Upfront Discount (Valid until 31 May 2014)
  • 5% Cash Rebate

  • 10% Upfront Discount (Valid every Friday until 25 April 2014, visit for terms and conditions
  • 5% Cash Rebate



Click here for Campaign Terms and Conditions

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