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CREDIT CARDS
Home > Credit Cards > CIMB Cash Rebate Platinum & Gold MasterCard
CIMB Cash Rebate Platinum & Gold MasterCard
 
  • Minimum income requirement for CIMB Cash Rebate Platinum MasterCard is RM60,000 per annum.
  • Minimum income requirement for CIMB Cash Rebate Gold MasterCard is RM24,000 per annum.
 
  • 10% Cash Rebate on monthly interest charged
  • 5% Cash Rebate on e-Commerce/ online spend
  • 2% Cash Rebate on Petrol and Groceries
  • 2% Cash Rebate on Mobile and Utility Bill Payments (via Standing Instruction)
  • 0.2% Cash Rebate on other Retail Spend

Click here for Terms and Conditions
Frequent Asked Questions (FAQ)
Frequently Asked Question (effective 28 July 2014)

 

Annual Fee

 
Principal Card
Supplementary Card
First Year
WAIVED
2nd Year Onwards
WAIVED
WAIVED

Finance Charge for Retail Transaction

The charges are:

  1. 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
  2. 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
  3. 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.

Finance Charge for Cash Transaction

1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.

Government Service Tax

RM50 – Each Principal Card
RM25 – Each Supplementary Card

Cash Advance Fee

The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction.

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM 50 whichever is higher.

Late Payment Charge

1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.

Interest-Free Period

Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.
Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.

Conversion for Overseas Transaction

The conversion rate as determined by MasterCard International / VISA International plus an administrative cost of 1%# plus, any transaction fee charged by MasterCard International / Visa International.

# Not applicable for CIMB Cash Rebate Gold MasterCard

Replacement Card

1st time – RM10
Subsequent – RM50


To apply for the CIMB Cash Rebate MasterCard, you may choose the following options:

Exclusive merchant deals for cardmembers

 

 
  Zalora

  • 25% Upfront Discount
  • 5%* Cash Rebate
 

 
  Golden Screen Cinemas

  • 5% Cash Rebate
  • 15% Additional Rebate (online payment only)
 

 
  iTunes application

  • 5% Cash Rebate
  • 15% Additional Rebate
 

 
  Google play

  • 5% Cash Rebate
  • 15% Additional Rebate
 

 
  All Airlines

  • 20% Additional Rebate
 

 
  mphonline.com

  • 15% Upfront Discount
  • 5%* Cash Rebate
    *Cash Rebate by CIMB Cash Rebate Platinum MasterCard is based on nett transaction amount after discount
 

 
  Expedia.com.my

  • 10% Upfront Discount (This coupon discount applies only to Expedia Rate hotels for hotel only bookings made online at www.expedia.com.my/cimb)
 

 
  agoda.com

 

 
  AsiaWebDirect.com

  • 5% Upfront Discount (Quote “CIMB and first 6 digits of Card Number” as the promo code in the payment page to get 5% Upfront Discount)
  • 5% Cash Rebate
 

 
  Lazada.com.my

  • 10% Upfront Discount (Valid every Monday until 31 December 2014, visit www.lazada.com.my/mastercard for terms and conditions
  • 5% Cash Rebate
 

 
  Asiatravel.com

 

 


Click here for Campaign Terms and Conditions
Click here for revised Campaign Terms and Conditions (effective 28 July 2014)

 
   
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