• CIMB Enrich World MasterCard

Easy way to more Enrich Miles (w.e.f. 28 April 2016)



Earn 1 Bonus Mile for every equivalent RM1.50 spent overseas1 and Bonus Mile for every RM3.00 spent locally


Redeem 1,000 Enrich Miles with 1,000 Bonus Miles.


Bonus Mile validity: 3 years



8x exclusive golden lounge vouchers for access to Malaysia Airlines Golden Lounge (For principal only)

Enjoy access up to 8 times a year to Malaysia Airlines Golden Lounge at home and abroad. Present your Golden Lounge voucher together with your Malaysia Airlines boarding pass at any Golden Lounge and you’ll be pampered with true Malaysian Hospitality.


List of Malaysia Airlines Golden Lounges :

KLIA International

KLIA Regional

KLIA Domestic



Kota Kinabalu



Your annual Malaysia Airlines Golden Lounge vouchers will be delivered to you within 6 weeks after your card anniversary month.

Priority booking for Malaysia Airlines promotions


Be the first to know the best deals as you will enjoy priority booking 4 hours before selected Malaysia Airlines flight & travel offers are released to the public.

Exclusive regional golf privileges



Extend your golfing circuit with CIMB Bank and play at prestigious clubs in Malaysia, Indonesia, Singapore, Thailand, Cambodia, Vietnam and Philippines.

Up to RM1 Million Travel Insurance Coverage*

Receive automatic travel insurance coverage when you charge the full fare of your airlines tickets to your CIMB Enrich World MasterCard.

This travel insurance coverage also includes travel inconveniences such as lost baggage or flight delays.

*Subject to Air Flight Travel PA Insurance Terms and Conditions. For the full Terms and Conditions, please clickhere

3 ways to redeem Enrich Miles with Bonus Miles

  • Redemption via CIMB’s Bank Website
  • Call Member Rewards Support Team at +603 6204 7788
  • Fax Order Form – Credit Cardmember to 03-21807419 (e-form PDF)

¹Overseas retail spending refers to retail transactions that are charged at merchants whose registered country code is outside of Malaysia.

Additional Features

Dedicated CIMB Premier Travel Desk
Experience dedicated travel assistance for all your travel needs with CIMB Premier Travel Desk.

CIMB Premier Travel Desk services are provided by:
- Corporate Information Travel (CIT): 03-2091 9922 / 1300 88 0998

  • Complimentary Green Fees

    Enjoy complimentary green fees up to 4 times per golf club per year at some of the world’s renowned golf courses in Malaysia, Singapore, Indonesia, Thailand, Cambodia,  Vietnam and Philippines.

 Check out our golfing privileges here

  • CIMB Shopping & Dining Privileges
    Discover amazing privileges when you shop and exclusive offers when you dine.

    Check out our shopping & dining privileges here
  • Regional Dining Privileges

    CIMB invites you to embark on a regional gourmet tour of Malaysia, Indonesia and Singapore. Enjoy exclusive hotel dining privileges at up to 50% off with CIMB Bank credit card as you explore the various fine dining establishments within the region.

    View the full list of participating hotel partners here

Supplementary Card

Share the benefits of your CIMB Bank credit card with your loved ones by giving them a supplementary card today.

Touch ‘n Go Zing Card

Be a smart driver and enjoy the convenience of auto-reload with the Touch ‘n Go Zing card.

Goods & Services Tax (GST) (Effective 1 April 2015)
The fees/charges where published are inclusive of “Goods and Services Tax (GST)” where applicable and you shall be liable for all goods and services tax payable in connection with or arising out of credit cards or other cards issued to you under this application or any accounts or services in connection therewith and you authorise the bank to debit your account for the same.

  Principal Supplementary
Annual Fee RM588 Waived

Annual fee waiver at:



No Waiver 


*Total annual spend = Accumulated 12 months' retail spend prior to card annual fee date applies to a combined total of both principal and supplumentary cards.


Total Annual Spending* Required:

RM500,000 and above

RM250,000 - RM499,999

RM249,999 and below




Finance Charge for Retail Transaction

The charges are:

  • 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
  • 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
  • 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.
Finance Charge for Cash Transaction 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
Cash Advance Fee The cash advance fee is 5% of the amount advanced or a minimum of RM 15.90, whichever is higher. This is imposed for each cash advance transaction.
Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM 50 whichever is higher.
Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.
Finance Charges Free Period

Full payment on previous statement balance:

  • Enjoy a finance charges free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:

  • No finance charges free period.
  • A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
Conversion for Overseas Transaction The conversion rate as determined by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.
Replacement Card 1st time – RM10
Subsequent – RM50


Contact Us
Card Service Centre Helpline:
+603 6204 7788