• CIMB Tesco MasterCard

Up to 5% cash rebate at Tesco every day

Tap and pay with contactless payment

Extra Tesco Clubcard Points

“PIN and Pay” feature for added security

Annual fee waived

Tesco Clubcard at no charge

Statement Balance

Spend

Cash rebate

Extra Tesco Clubcard Points earned with CIMB Tesco credit card

Below RM3,000

Tesco spend

2%

RM 2 = 1 point

Other retail spend

 

RM 4 = 1 point

RM3,000 & above

Tesco spend

5%

RM 2 = 1 point 

Other retail spend

 

RM 4 = 1 point

Notes:

  1. Subject to Terms and Conditions Relating To Rewards Available  Under The CIMB Tesco MasterCard® Credit Card.
  2. Up to 5% Cash Rebate at Tesco every day
    (i) Cash rebate is capped at RM50 per card per monthly statement.
    (ii) 5% cash rebate is awarded for transaction spend at Tesco for a billing cycle in the event the statement balance of the card at the end of such billing cycle is RM3,000 and above and a 2% cash rebate in the event the statement balance of the card at the end of such billing cycle is below RM3,000.
  3. Extra Tesco Clubcard Points
    (i) For every RM2 spent in Tesco with your Tesco Clubcard, earn 1 extra Tesco Clubcard Point when you pay with your CIMB Tesco Platinum MasterCard
  4. Tesco Clubcard at no charge
    (i) Existing Tesco Clubcard members and those who have previously had a Tesco Clubcard are not eligible for the Tesco Clubcard at no charge
  5. Other retail spend conversion rate would be RM4=1 Tesco Clubcard Point. Other retail spend is not applicable to transactions on petrol. 

The minimum income requirement for CIMB Tesco Platinum Mastercard is RM24,000 per annum.

Goods & Services Tax (GST) (Effective 1 April 2015)
The fees/charges where published are inclusive of “Goods and Services Tax (GST)” where applicable and you shall be liable for all goods and services tax payable in connection with or arising out of credit cards or other cards issued to you under this application or any accounts or services in connection therewith and you authorise the bank to debit your account for the same.

Annual Fee Waived
Finance Charges for Retail Transactions

The charges are:

  • 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
  • 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
  • 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.
Finance Charge for Cash Transaction 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
Cash Advance Fee The cash advance fee is 5% of the amount advanced or a minimum of RM 15.90, whichever is higher. This is imposed for each cash advance transaction.
Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM 50 whichever is higher.
Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.
Finance Charges Free Period

Full payment on previous statement balance:

  • Enjoy a finance charges free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:

  • No finance charges free period.
  • A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
Conversion for Overseas Transaction The conversion rate as determined by MasterCard International plus any transaction fee charged by Mastercard International
Replacement Card 1st time – RM10
Subsequent – RM50
Contact Us
Card Service Centre Helpline:
cardcentre@cimb.com
+603 6204 7788