Current Accounts

CIMB Bank Basic Current Account

  Products / Items Charge
1 Basic Current Account 1 (BCA1)
 
  Annual Fee No charge
 

a) 8 ATM transactions

b) 6 OTC transactions

c) Interbank Giro

d) ATM transactions above threshold

e) OTC transactions above threshold

f) Interbank Giro transactions above threshold

Free

Free

RM0.53 for the first 2 transactions per month

RM0.53 per transaction

RM5.30 per visit

RM2.12 per transaction. Online IBG at RM0.11 per transaction

2 Basic Current Account 2 (BCA 2)
 
  Annual Fee RM8.48
 

a) ATM & Over-the-Counter (OTC) transactions

b) Interbank Giro

Free

RM0.53 for the first 2 transaction per month. Online Interbank GIRO (IBG) at RM0.11 per transaction

  Bankcard / ATM Card  
 

a) New Card

b) Replacement of lost/stolen/mishandled card

No charge

RM12

  Closing of Basic Current Account
 
 

a) BCA closed within 3 months

b) Dormant account fee

RM20

RM10.60

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

Basic Current Account-i

  Annual Fee Charge
1 Annual Fee RM8.48
2 ATM cash withdrawal & over-the-counter transactions Free
3 Inter Bank Giro
  • RM0.53 for first two transactions within the month. Subsequent transactions within the month is RM2.12. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.11 per transactions
  Types of Charges Charge
1 Annual Fee Free
2 ATM cash withdrawal Free 8 ATM cash withdrawal. Above threshold-RM0.53 per transactions
3 Over-the-counter Free 6 over-the-counter visits. Above threshold-RM5.30 per visits
4 Inter Bank Giro
  • RM0.53 for first two transactions within the month. Subsequent transactions within the month is RM2.12 (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.11 per transactions

Current Account-i for Preferred

  Types of Charges Charge
1 Half yearly service charge RM10.60
2 Closing of Current Account (within 3 months of its opening) RM20 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
3 Closing of Current Account (after 3 months of its opening) RM10.60 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
4 ATM card annual fee RM8.48
5 Debit Card-i card annual fee RM15.90

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

CIMB Prime Account

Dormant account activities fee

RM10.60 annually after the date of notice sent to account holder

Debit card annual fee

RM15.90

Monthly account maintenance fee if the average monthly balance in the account falls below RM1,000

RM5.30

(Waived for Prime Banking member. The fee will be rebated in the following month)

Cheque related and other fees

Click here for details

CIMB Bank Foreign Currency Current Account

  Types of Charges Charge
1 Reproduction of Statements for Foreign Currency Current Account for period up to 1 year RM10.60 (upfront)
RM2.12 (additional page)
2 Reproduction of Statements for Foreign Currency Current Account for period exceeding 1 year RM31.80 (upfront)
RM2.12 (additional page)
3 Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) USD2.12 or RM equivalent per entry
4 Half-yearly service charge USD10.60 or RM equivalent

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

CIMB Islamic Foreign Currency Current Account-i

  Types of Charges Charge
1 Handling Fee for debit / credit entries (excluding transfer / placements into Foreign Currency Fixed Return Investment Account-i) USD 2.12 or its equivalent in Ringgit Malaysia
2 Half-yearly Service Charge USD 10.60 or its equivalent in Ringgit Malaysia

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

CIMB Bank Money Multiplier Current Account

Types of Charges Charge
Money Multiplier Current Account
• Service charges
3 Free withdrawals a month. Subsequent withdrawals will be charged RM5.30 per transaction.

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

Clicks Trader

  Types of Charges Charge
1 Service Fee Waived (no service fee)
2 CDS Account Opening As per Bursa Depository charges, RM10.60
3 CDS Transfer Fee As per Bursa Depository charges, RM10.60 per counter
4 Brokerage 0.0388% or RM8.88 (whichever is higher) per matched order per session
5 Clearing Fee As per Bursa Depository charges, 0.03%
6 Stamp Duty RM1 per RM1,000. Maximum charge of RM200
7 Current Account Statement

i)    Free on a monthly basis

ii)   RM21.20 per month for daily request

iii)  RM10.60 per month for weekly request

iv)  RM5.30 per month for fortnightly request

8 Additional copy of current account statement for the past 12 months(requested by customer) RM10.60  upfront and RM2.12 additional page
9 Additional copy of current  account statement of more than 12 months(requested by customer) RM31.80 upfront and RM2.12 additional page
10 Dormant Account Activities Fee RM10.60 annually after the date of notice sent to account holder
11 Interest Charged on Debit Balances (With or Without Credit Facilities) Minimum interest charge of RM5 or actual interest charged at a determined interest rate, whichever is higher (system driven)

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

CIMB Preferred Account

 

Types of Charges

  Charge

1

Half- yearly service charge
(Waived for Prime, Flagship and Max Plus 2-in-1 Current Accounts and HomeFlexi Loan Account).

 

RM10.60 for accounts with average credit balance of less than RM1,000

2

Closing of Current Account (within 3 months of its opening)

 

RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained

3

Closing of Current Account (after 3 months of its opening)

 

RM10.60 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained

4

Debit card annual fee

 

RM15.90

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

CIMB Bank Regular Current Account

  Types of Charges Charge
1 Half- yearly service charge (Waived for Prime, Flagship and Max Plus 2-in-1 Current Accounts and HomeFlexi Loan Account). RM10.60 for accounts with average credit balance of less than RM1,000
2 Interest charged on debit balance Minimum of RM5.00 or actual interest charged, whichever is higher
3 Stamp duty on cheques RM0.15 per cheque leaf
4 Processing fees on cheques RM0.53 per transaction (effective 1 April 2014)
5 Stamp duty for third party mandate RM10
6 Service charge for third party mandate RM10.60
7 Despatch of cheques books within Malaysia & Singapore RM10.60 per cheque book, irrespective of size
8 Cheque Books not collected after 30 days RM31.80 per cheque book
 
9 Current Account Statement - Free on a monthly basis
- RM21.20 per month for daily request
- RM10.60 per month for weekly request
- RM5.30 per month for fortnightly request
10 Additional / Reproduction of Current Account Statement for period up to 1 year RM10.60 (upfront)
RM2.12 (additional page)
11 Additional / Reproduction of Current Account Statement for period exceeding 1 year RM31.80 (upfront)
RM2.12 (additional page)
12 Cheque Return Charges - Insufficient Funds RM106 per cheque
13 Cheque Return Charges - Stop Payment with Insufficient Balance. RM106 per cheque
14 Cheque Return Charges - Post Dated Cheque RM10.60 per cheque (to be paid by depositor)
15 Cheque Return Charges - Technical Reasons No charge
16 Stop Payment Instruction RM10.60 per instruction, irrespective of number of cheques
17 Commission of Outstation Cheques Purchased No commission
18 Money/Postal Order Deposits No commission
19 Interbranch Online Transactions (IBOT) No charge
20 Online Interbank GIRO (IBG) RM0.11 per transaction
21 Transfer of Funds within same branch by Instruction RM5.30 per transaction
22 Transfer of Funds to another branch by Instruction RM5.30 per transaction
23 Transfer of Funds to another Bank by Instruction - By Way of Drawing Voucher / Banker's Cheque Sent by Post RM5.30 per Drawing Voucher / Bankers Cheque and RM0.15 stamp duty on Banker's Cheque
24 Transfer of Funds to another Bank by Instruction - By RENTAS RM5.30 per transaction
25 Interbank Funds Transfer (For Penang & Johor Bahru Branches) RM5.30 per transfer of funds within the same clearing zone through BNM and cable charges of RM3.18 or RM6.36 respectively, if beneficiary banks are in WestMalaysia or East Malaysia, where applicable  
26 Closing of Current Account (within 3 months of its opening) RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
27 Closing of Current Account (after 3 months of its opening) RM10.60 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
28 Third Party Cheque Encashment RM2.12 per cheque
29 Letter of Reference RM31.80 per letter
30 Certification/Confirmation/Statement Issued for EPF Member's Withdrawal RM21.20 per certificate/confirmation/statement
31 Referral of Cheques RM53 per cheque
32 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM53 per appeal
33 DCHEQS Appeals (Revoke of DCHEQS Incidents) RM53 per account
34 Change of Signatories / Conditions RM10.60 per account per occasion
35 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5.30 per envelope
36 Dormant Account Activities Fee RM10.60 annually after the date of notice sent to account holder
37 Dishonoured cheque account appeals RM53 per account
38 Debit card annual fee RM15.90

Note: The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

CIMB Bank Basic Current Account

  Types of Charges Charges
1

Closing of account within 3 months of its opening

RM20.00

2

Closing of account above 3 months of its opening

No charge

3

Stamp duty on cheques 

RM0.15 per cheque leaf

4 Service charge for inward unpaid items (return of uncleared cheques to the account holder due to technical issue i.e. post-dated)

RM5.30 per envelope

5

Cheque return charges – post-dated cheque

RM10.60

6

Account certification for EPF withdrawal

RM21.20

7

Despatch of cheque book registered mail within Malaysia and Singapore

RM10.60 per cheque book, irrespective of size

8

Change of signatories / conditions / change of operating mandate

RM10.60 per account per occasion

9

Current Account Statement

i) Free on a monthly basis                                  

ii) RM21.20 per month for daily requests   

iii) RM10.60 per month for weekly requests                       

iv) RM5.30 per month for fortnightly requests

10

Cheque processing fee 

RM0.53 per transaction on issuer

11

Half-yearly service charge

RM10.60 for account with average credit balance of less than RM1,000.

For closure of account, the half-yearly charges will be pro-rated.

12

Referral of cheques

RM53.00 per cheque

13

Letter of reference

RM31.80

14

Stamp duty for 3rd party mandate

RM10.00

15

Service charge for 3rd party mandate

RM10.60

16

Transfer of funds to another bank by instruction

RM5.30 per drawing voucher / bankers cheque  + RM0.15 stamp duty

17

Dormant Account Fee

RM10.60 annually after the date of notice sent to account holder. For balances up to RM10, it will be absorbed as dormant fee and the account will be closed.

18

Cheque Return charges – insufficient funds

RM106 per cheque

19

Stop Payment Instruction

RM10.60 per instruction, irrespective of the number of cheques

20

Third Party cheques encashment

RM2.12 per cheque

21

Cheque Return charges – Customer’s instruction to stop payment due to insufficient funds

RM106 per cheque

22

Transfer of funds within the same branch or to another branch by instruction via over-the-counter

RM2.12 per transaction

23

Additional / reproduction copy of current account statement for the past  12 months (requested by customer)

RM2.12 per page

 

24

Additional / reproduction copy of current account statement of more than 12 months (requested by customer)

RM2.12 per page

 

25

DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist)

RM46.98 per appeal

26

Cheque books not collected after 30 days

RM31.80 per cheque book, irrespective of size

Note:

  • The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

Other Bank's standard Fees and Charges shall apply or when customer decides to use the services provided by the Bank.

CIMB Bank Basic Current Account

  Types of Charges Charges
1

Closing of account within 3 months of its opening

RM20.00

2

Closing of account above 3 months of its opening

No charge

3

Stamp duty on cheques 

RM0.15 per cheque leaf

4 Service charge for inward unpaid items (return of uncleared cheques to the account holder due to technical issue i.e. post-dated)

RM5.30 per envelope

5

Cheque return charges – post-dated cheque

RM10.60

6

Account certification for EPF withdrawal

RM21.20

7

Despatch of cheque book registered mail within Malaysia and Singapore

RM10.60 per cheque book, irrespective of size

8

Change of signatories / conditions / change of operating mandate

RM10.60 per account per occasion

9

Current Account Statement

i) Free on a monthly basis                                  

ii) RM21.20 per month for daily requests   

iii) RM10.60 per month for weekly requests                       

iv) RM5.30 per month for fortnightly requests

10

Cheque processing fee 

RM0.53 per transaction on issuer

11

Half-yearly service charge

RM10.60 for account with average credit balance of less than RM1,000.

For closure of account, the half-yearly charges will be pro-rated.

12

Referral of cheques

RM53.00 per cheque

13

Letter of reference

RM31.80

14

Stamp duty for 3rd party mandate

RM10.00

15

Service charge for 3rd party mandate

RM10.60

16

Transfer of funds to another bank by instruction

RM5.30 per drawing voucher / bankers cheque  + RM0.15 stamp duty

17

Dormant Account Fee

RM10.60 annually after the date of notice sent to account holder. For balances up to RM10, it will be absorbed as dormant fee and the account will be closed.

18

Cheque Return charges – insufficient funds

RM106 per cheque

19

Stop Payment Instruction

RM10.60 per instruction, irrespective of the number of cheques

20

Third Party cheques encashment

RM2.12 per cheque

21

Cheque Return charges – Customer’s instruction to stop payment due to insufficient funds

RM106 per cheque

22

Transfer of funds within the same branch or to another branch by instruction via over-the-counter

RM2.12 per transaction

23

Additional / reproduction copy of current account statement for the past  12 months (requested by customer)

RM2.12 per page

 

24

Additional / reproduction copy of current account statement of more than 12 months (requested by customer)

RM2.12 per page

 

25

DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist)

RM46.98 per appeal

26

Cheque books not collected after 30 days

RM31.80 per cheque book, irrespective of size

Note:

  • The fees and charges listed above are stated inclusive of goods and services tax (GST), where applicable.

Other Bank's standard Fees and Charges shall apply or when customer decides to use the services provided by the Bank.