Multiple Factor Authentication for TAC

Apart from your usual SMS, opt to download a free mobile app. Generate instant TAC via TAC on Mobile and you don't have to wait for SMS anymore.

TAC on Device

At the touch of a button, the device generates a unique and dynamic TAC. This is the TAC which you normally receive via SMS. The TAC constantly changes and is unique to your device. Since you have the device, only you can generate and obtain the TAC. TAC is generated instantly so you'll be able to complete your transaction immediately.

TAC on Mobile

TAC on Mobile is available in the form of an app that is downloaded directly to your mobile phone. It generates a unique & dynamic TAC instantly. This is the TAC which you would normally receive via SMS. You will need to be a CIMB Clicks App user to be able to access TAC on Mobile. Get it now by downloading Clicks App (for iPhone, iPad and Android).

Download CIMB Clicks App from your respective application stores to start enjoying generating your own TAC instantly.


This is the usual SMS that you receive to complete a transaction. The TAC is tied to a transaction so you'll only be able to use your TAC once. We're aware that there may have been times when SMS delivery was delayed and to avoid such problems, we have worked with various providers to deliver the SMS TAC to you. When you receive TAC numbers via SMS, it should come from one of the following shortcode SMS numbers:

Telco Shortcode
Celcom 63365, 66300
Maxis 62002, 62003, 62004, 62005, 62006, 63365, 66300
DiGi 63365, 66300

*Please note that these Shortcodes are not dedicated to CIMB Clicks.

If there is any unforeseen service interruption to any of the Telco’s platforms, we will deliver your TAC from the following authorized longcode numbers. This is to ensure that there is no disruption in the delivery of TAC to our customers.

Telco Shortcode
Celcom 0192111911, 0193374429, 0192266180, 0137523190, 0137523191
Maxis 0122260911, 0172045855, 0172045866, 0173341267, 0173234902, 0173454943, 0178793454, 0172834255, 0178780003, 0178140188, 0176711914, 0178781721, 0173464701, 0175714515, 0175714518, 0172824564, 0178544586
DiGi 0162211911, 0162143346, 0162143861, 0162149443, 0162516180