| |
|
|
|
|
| |
» Alleged Investment Scheme Purportedly Offered by CIMB Futures
It has come to our attention that certain parties claiming to represent CIMB Futures Sdn Bhd (CIMB Futures) are or have been making representations that investing in a scheme with CIMB Futures will provide investors with guaranteed returns, and have attempted to sell such schemes to members of the public.
These parties are not affiliated with the CIMB group of companies nor do they represent CIMB Futures.
Investors are advised not to entertain or to commit monies to any such parties who attempt to sell these "guaranteed returns" futures investment schemes.
CIMB Futures makes no guarantee in respect of the potential returns or otherwise to its customers as there are risks associated with trading in futures.
If you have been approached by anyone or have any information about such schemes as described above, please alert CIMB Futures at +603 2094 8798 immediately.
» Notification of changes for Gold Investment Account agreement
Please be informed that Clauses 5, 7, 9 and 16 to 30 of the Bank's Agreement on Gold Investment Account has been amended and it shall take effect from 25 March 2013. To view details of the amended clause of the agreement, please refer to the link below:
» Funds Availability - IBG Processing Time
Please be advised of the following schedule:
| Transaction Type |
Funds Available in CIMB |
| Receving Funds From Other Banks |
Funds will be credited into CIMB on the same business day, except for credit card payments which will be credit the next business day |
| Transaction Type |
Transfer Time |
Funds Available |
| Transferring Funds To Other Banks |
Transactions performed before 12 noon |
Funds will be credited into the beneficiary bank on the same business day |
| Transactions performed after 12 noon |
Funds will be credited into the beneficiary bank on the next business day |
| Transactions performed during weekends |
Funds will be credited into the beneficiary bank on the following business day |
» Default Clause update for Conventional Mortgage Products - except overdraft loans, Retail Financial Services
Please be informed that some customers may not have or may have a slightly different Default Clause. This is for consistency purposes and to encourage prompt repayment of interest and/or instalment, so that customers continue to enjoy the prevailing interest rate. For default of payment of interest and/or instalment, the Bank will be varying the term relating to change of prescribed rate/interest rate.
The amended or new term which will take effect 21 days from 20 November 2012 will now read as follows:
"Upon your default in making payment for any monthly interest due pending the commencement of instalment or default in the payment of any monthly instalment due, the Bank shall be entitled to vary the interest rate for the facility to BLR + (the rate as in letter of offer) or to such rate as may be prescribed at the Bank's absolute discretion upon giving you adequate prior notice."
Other terms and conditions remain unchanged.
» Basic Savings Account Interest Rates
Please be informed that the interest rates for Basic Savings Account will be revised effective 1 October 2012. The new rates are as follows:
| Balance |
Rates ( % p.a. ) |
| Up to RM1,000 |
0.30 |
| Up to RM5,000 |
0.30 |
| Up to RM25,000 |
0.30 |
| Up to RM50,000 |
0.30 |
| Up to RM100,000 |
1.00 |
| Above RM100,000 |
1.00 |
Other terms and conditions remain unchanged.
» CIMB Clicks Transaction Limit for Preferred and Prime Plan Customers
Please be informed that the CIMB Clicks transaction limit for CIMB Preferred and CIMB Prime Plan customers has been increased. Below are the new limits based on transaction type:
| Transaction Type |
Existing Limit |
New Limit
(CIMB Preferred) |
New Limit
(CIMB Prime Plan) |
| 3rd Party Fund Transfer |
RM 5,000 |
RM 10,000 |
RM 10,000 |
| Interbank Fund Transfer (IBG) |
RM 5,000 |
RM 10,000 |
RM 10,000 |
| Instant Transfer (IBFT) |
RM 5,000 |
RM 10,000 |
RM 10,000 |
| Bill Payment via Deposit Account |
RM 30,000 |
RM 60,000 |
RM 30,000 (No Change) |
| Bill Payment via Credit Card |
RM 30,000 |
RM 60,000 |
RM 30,000 (No Change) |
| Remittance (Banker's Cheque, Local Demand Draft, Foreign Demand Drafts and Foreign Telegraphic Transfer) |
RM 10,000
(Combined limit) |
RM 50,000 |
RM 50,000 |
For more information on how to change your transaction limit, please click .
» AirAsia Savers Account Interest Rate
Please be informed that the interest rate for AirAsia Savers Account will be revised to 1.20% p.a. effective 3 September 2012.
Other terms and conditions remain unchanged
» Retail Deposit Products' Terms and Conditions
Please be informed that our Retail Deposit Products' Terms and Conditions have been amended and shall take effect from 20 July 2012. To view the details of the amended clauses for specific products, please refer to the links below:
» Regular Savings Account (Passbook) Interest Rates
Please be informed that the interest rates for Regular Savings Account (Passbook) will be revised effective 1 August 2012. The new rates are as follows:
| Balance |
Rates ( % p.a. ) |
| Up to RM5,000 |
0.10 |
| Up to RM50,000 |
0.20 |
| Up to RM100,000 |
0.50 |
| Above RM100,000 |
1.00 |
Other terms and conditions remain unchanged.
» Dormant Account Fee
Please be advised that an annual service fee of RM10.00 will be debited from all dormant Savings and Current Accounts effective August 2012. Dormant accounts (“Accounts”) are accounts which have shown no activity (deposits and/or withdrawals) for the past 12 months or more.
A notice will be sent to Account holders 30 days before the fee is imposed. To avoid this charge, kindly re-activate your Account within 30 days from the date stated in the notice by performing a cash withdrawal at any of our branches. If the Account remains dormant thereafter:
| For Accounts with a balance that exceeds RM10.00 |
| An annual fee of RM10.00 will be charged accordingly. Should the Account continue to remain dormant until the 7th year, the Account will be closed and the remaining balance in the Account will be transferred to the Registrar of Unclaimed Moneys as per the Unclaimed Moneys Act 1965. |
| For Accounts with a balance less than or equivalent to RM10.00 |
| The Account balance will be absorbed as a service fee and the Account will be closed. |
|
For more information, please contact our Call Centre at 1 300 880 900. |
| |
|
|
