Welcome to CIMB

Features and Benefits
	*No Annual Fee* – Waived for Life (For Principal and 3 Supplementary Cards)
	*Fine dining on us* - Enjoy a meal with family and friends on us! Your dining Privileges 2 diners - 50% discount 3 diners - 33% discount 4 diners - 25% discount 5 diners or more - 20% discount
	2X Rebate Cash Rebate For Overseas Spending - Enjoy 1% rebate for every RM1 charged on your CIMB Visa Infinite Card for overseas retail spending.
	Dedicated CIMB Travel Desk - Enjoy exclusive travel deals and arrangements from hotels to flights reservations or personalised tour packages by a team of travel professionals at CIMB Travel Desk by calling 03-6286 6228 (Holiday Tours & Travel) and 03-2091 9977 (Corporate Information Travel)
	Complimentary Airport Lounge Access- Enjoy complimentary access to Plaza Premium Lounge 2 times a year, automatically renewed annually if your total spending Is RM100,000 or more per annum.
	CIMB Premier Club Rewards - Enjoy privileged savings when you use your CIMB Visa Infinite at any of our participating merchants
	CIMB Bank Regional Smart Rewards - Enjoy year-long discounts at over 500 dining, retail and lifestyle outlets bringing you privileges and benefits wherever you go.
	1-Hour Card Issuance - Enjoy the convenience of applying for a new CIMB Visa Infinite card or supplementary card in one hour, plus discover the many services available at our well-appointed Card Service Centres
	Enjoy More Visa Infinite Exclusive Benefits & VisaGlobal Concierge services - Take advantage of exclusive privileges for travel, shopping, and golfing, for your enjoyment of the privileged lifestyle. To enjoy these exclusive benefits, please call the Visa Infinite Customer Centre at 1800 803 006.
	*Exclusive rebates and discounts at over 500 merchant outlets all year round*

For more information, please visit www.visainfinite-asia.com

Income

:

RM200,000 per annum

Minimum age

:

Principal - 21 years old
Supplementary - 18 years old

Citizenship

:

Malaysian citizen only

Documents required
(non-returnable)

:

A photocopy of IC both sides, including Supplementary applicant’s
Latest salary slips/ EA Form / Form BE or B & income tax receipt / EPF
if self-employed, copies of

	Business Registration Certificate or Form 9 / 24 / 49
	Last 3 months business bank statements

Products/Items

Charges

1

Annual Fee

FEES & CHARGES

Annual Fee

CIMB Premier Cards by Invitation

CIMB Premier Cards

CIMB Enrich Cards

CIMB Smart Drivers Cards

CIMB Credit Cards

Card Type	MasterCard		VISA
	ENRICH WORLD		INFINITE i
	Principal	Supp	Principal	Supp
1st Year	WAIVED	WAIVED	WAIVED
2nd Year Onwards	RM888*

*Tiered annual spending required for waiver

Card Type	MasterCard		VISA
	WORLD		INFINITE		SIGNATURE
	Principal	Supp	Principal	Supp	Principal	Supp
WAIVED

Card Type	MasterCard
	Platinum		Gold
	Principal	Supp	Principal	Supp
1st Year	WAIVED	WAIVED	WAIVED	WAIVED
2nd Year Onwards	RM388		RM168

Card Type	MasterCard / VISA
	Platinum		Gold
	Principal	Supp	Principal	Supp
1st Year	WAIVED		WAIVED	WAIVED
2nd Year Onwards				RM70

Card Type	MasterCard
	Platinum		Gold		Classic
	Principal	Supp	Principal	Supp	Principal	Supp
1st Year	WAIVED		WAIVED	WAIVED	WAIVED	WAIVED
2nd Year Onwards				RM70		RM35

Card Type	VISA
	Platinum		Gold		Classic
	Principal	Supp	Principal	Supp	Principal	Supp
1st Year	WAIVED		WAIVED		WAIVED
2nd Year Onwards			RM140	RM70	RM70	RM35

2

Joining Fee

No joining fee

3

Finance Charge for Retail Transaction

The charges are:
(a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months

(b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.

(c) 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.

4

Finance Charge for Cash Transaction

1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.

5

Government Service Tax

RM 50 – Each Principal Card
RM 25 – Each Supplementary Card

6

Cash Advance Fee

The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction.

7

Minimum Monthly Repayment

5% of the outstanding balance or a minimum of RM 50 whichever is higher.

8

Late Payment Charge

1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the third day after relevant due date.

9

Interest-Free Period

Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.

10

Conversion For Overseas Transactions

The conversion rate as determine by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.

Property Financing

Personal Financing