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Personal Banking > Property Financing > Buy Properties
HomeLoan  

HomeLoan is a traditional term loan that lets you opt for either a variable or fixed rate; single tier or multi-tier rates.

Features and Benefits:

Financing all types of completed or under construction residential properties.

Minimum loan amount is RM15,000.

Margin of financing (MOF) up to 90% + 5%.

GMTA can be financed.

Enjoy loan tenure up to  35 years, or 70 years of age, whichever is earlier.
No processing fees.
Option of term loan and overdraft.

Customer with OD facility only required to service interest.

Statement – OD: Monthly; HomeLoan: Yearly; HomeFlexi: Monthly

Prevailing Interest Rate and Default Clause. Please click here for more information

For CIMB Prime Banking customer, enjoy the following benefits:
• Earn 0.1 Bonus Point for every RM1 financing
• Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate
• Preferential rates
Please click here for more information on CIMB Prime Plan.

 

Terms & Conditions Apply

Eligibility:

Individuals aged 18 years and above.

Malaysian or permanent resident.

Requirements:

Salaried Applicant:

NRIC photocopy.
Latest 3 months' salary slip.

EA form / EPF statement (last 2 years).

Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

NRIC photocopy.
Latest 3 months' salary slip.

EA form / EPF statement (last 2 years).

Sales & Purchase Agreement / Booking receipt from developer.
Business registration A&D
Last 3 months bank statement


 
Products/Items
Charges
Processing Fee - Property Finance / Refinance
1 HomeLoan NA
2 HomeFlexi / Prime Mortgage RM200 set up fees and monthly service charge of RM10
3 HomeXtra Subject to selected package
4 Malaysia My Second Home Programme (MM2H) Subject to selected package
All Housing and Business Premises Loans
5 GMTA (if any) Variable charges - one time payment
6 Home Loan To foreigners Subject to selected package
7 2nd charge to Government Home Loan NA
8 BizLoan NA
9 BizFlexi RM200 set up fees and monthly service charge of RM10
10 BizXtra NA
11 Flexi Vacant Land Financing RM200 set up fees and monthly
Service charge of RM10
12 Request for Issuance of Redemption Statement RM50 per request
     



 
For Assistance
Call us at 1300 880 900 or
+603 22956100
Email us at callcentre@cimb.com
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More Info
Rates & Charges
Forms
Calculators
PIDM Register of Insured Deposits
Property Buyer Guide
First Time Buyer
Property Upgrade
Investment Property
Product Disclosure Sheet
 
 
 
   
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