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Personal Banking > Property Financing > Buy Properties
HomeXtra  

Offered to existing housing loan customer who wish to apply for higher loan amount based on their pledged property which has appreciated in its value.

Features and Benefits:

Financing for all types of completed residential properties.

Margin of financing (MOF) up to 90% + 5%.

GMTA can be financed.

Enjoy loan tenure up to 35 years, or 70 years of age, whichever is earlier.

Statement – OD/HomeFlexi: Monthly; Home Loan: Yearly

Multiple choices of packages. Eg. HomeLoan or HomeFlexi.

Attractive interest rates as per selective package.

Prevailing Interest Rate and Default Clause. Please click here for more information

 

Terms & Conditions Apply

Eligibility:

Individuals aged 18 years and above.

Malaysian or permanent resident.
Existing CIMB customer.

Requirements:

Salaried Applicant:

NRIC photocopy.
Latest 3 months' salary slip.

EA form / EPF statement (last 2 years).

Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

NRIC photocopy.
Latest 3 months' salary slip.

EA form / EPF statement (last 2 years).

Sales & Purchase Agreement / Booking receipt from developer.
Business registration A&D
Last 3 months bank statement


Existing CIMB customer
Products/Items
Charges
Processing Fee - Property Finance / Refinance
1 HomeLoan NA
2 HomeFlexi / Prime Mortgage RM200 set up fees and monthly service charge of RM10
3 HomeXtra Subject to selected package
4 Malaysia My Second Home Programme (MM2H) Subject to selected package
All Housing and Business Premises Loans
5 GMTA (if any) Variable charges - one time payment
6 Home Loan To foreigners Subject to selected package
7 2nd charge to Government Home Loan NA
8 BizLoan NA
9 BizFlexi RM200 set up fees and monthly service charge of RM10
10 BizXtra NA
11 Flexi Vacant Land Financing RM200 set up fees and monthly
Service charge of RM10
12 Request for Issuance of Redemption Statement RM50 per request
     



 
For Assistance
Call us at 1300 880 900 or
+603 22956100
Email us at callcentre@cimb.com
locate us  
 
More Info
Rates & Charges
Forms
Calculators
PIDM Register of Insured Deposits
Property Buyer Guide
First Time Buyer
Property Upgrade
Investment Property
Product Disclosure Sheet
 
 
 
   
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