Welcome to CIMB

Fixed rate package is a conventional HomeLoan that allows you to opt for either 3 or 5 years fixed rate period.

Features and Benefits:
	Term loan only (not applicable for flexi).
	No prepayment allowed during the fixed rate period.
	Financing for completed properties only.
	Min loan amount RM150,000.
	Margin of finance (MOF) up to 90% + 5%.
	MRTA can be financed.
	Enjoy tenure up to 40 years, or 70 years of age, whichever is earlier.
	No processing fee.
	Statement – HomeLoan: Yearly
	Prevailing Interest Rate and Default Clause. Please click here for more information

Eligibility:
	Individuals aged 18 years and above.
	Malaysian or permanent resident.
	CIMB Prime Plan customers only. Note: For joint loan account, CIMB Prime Plan customer must be the joint primary.

Requirements:

Salaried Applicant:

	NRIC photocopy.
	Latest 3 months' salary slip.
	EA form / EPF statement (last 2 years).
	Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

	NRIC photocopy.
	Latest 3 months' salary slip.
	EA form / EPF statement (last 2 years).
	Sales & Purchase Agreement / Booking receipt from developer.
	Business registration A&D.
	Last 3 months bank statement.

Products/Items

Charges

Processing Fee - Property Finance / Refinance

1

HomeLoan

NA

2

HomeFlexi / Prime Mortgage

RM200 set up fees and monthly service charge of RM10

3

HomeXtra

Subject to selected package

4

Malaysia My Second Home Programme (MM2H)

Subject to selected package

All Housing and Business Premises Loans

5

GMTA - CIMB Aviva Insurance

Variable charges - one time payment

6

Home Loan To foreigners

Subject to selected package

7

2nd charge to Government Home Loan

NA

8

BizLoan

NA

9

BizFlexi

RM200 set up fees and monthly service charge of RM10

10

BizXtra

NA

11

Flexi Vacant Land Financing

Monthly service charge of RM10

12

Request for Issuance of Redemption Statement

RM50 per request

Property Financing

Personal Financing