Welcome to CIMB

Offers repayment flexibility where you can deposit any amount, anytime. Excess repayments will be used to offset the principal loan amount for interest calculation. Combines loan account with current account to facilitate withdrawal of excess cash

Features and Benefits:
	Financing all types of completed or under construction residential properties.
	Margin of financing (MOF) up to 90% + 5%.
	GMTA can be financed.
	Enjoy loan tenure up to 40 years, or 70 years of age, whichever is earlier.
	HomeFlexi offers flexibility of repayment.
	You may deposit any amount at anytime.
	Withdrawal of excess payments made is allowed with no extra charges.
	No commitment fees will be charged for HomeFlexi.
	Statement - Monthly
	Cheque book is provided.
	Prevailing Interest Rate and Default Clause. Please click here for more information
	For CIMB Prime Plan customer, enjoy the following benefits: • Earn 0.1 Bonus Point for every RM1 financing • Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate • Preferential rates Please click here for more information on CIMB Prime Plan.

Terms & Conditions Apply

Eligibility:
	Individuals aged 18 years and above.
	Malaysian or permanent resident.

Requirements:

Salaried Applicant:

	NRIC photocopy.
	Latest 3 months' salary slip.
	EA form / EPF statement (last 2 years).
	Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

	NRIC photocopy.
	Latest 3 months' salary slip.
	EA form / EPF statement (last 2 years).
	Sales & Purchase Agreement / Booking receipt from developer.
	Business registration A&D
	Last 3 months bank statement

Products/Items

Charges

Processing Fee - Property Finance / Refinance

1

HomeLoan

NA

2

HomeFlexi / Prime Mortgage

RM200 set up fees and monthly service charge of RM10

3

HomeXtra

Subject to selected package

4

Malaysia My Second Home Programme (MM2H)

Subject to selected package

All Housing and Business Premises Loans

5

GMTA - CIMB Aviva Insurance

Variable charges - one time payment

6

Home Loan To foreigners

Subject to selected package

7

2nd charge to Government Home Loan

NA

8

BizLoan

NA

9

BizFlexi

RM200 set up fees and monthly service charge of RM10

10

BizXtra

NA

11

Flexi Vacant Land Financing

Monthly service charge of RM10

12

Request for Issuance of Redemption Statement

RM50 per request

Property Financing

Personal Financing