| Why This Product? |
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For buyers who prefer low initial repayments, or the pay half feature which lets you pay 50% of the principal during the tenure and the remaining at the end of the tenure. |
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Property investors can also benefit from an investment package with no lock-in period. |
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For CIMB Prime Plan customer, enjoy the following benefits: |
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• Earn 0.1 Bonus Point for every RM1 financing |
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• Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate |
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• Preferential rates |
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Please click here for more information on CIMB Prime Plan. |
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Opt to select HomeLoan Fixed Rate for 1st 3 or 5 years |
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Opt to select Capped Rate Loan, capping of BLR for 1st 3 or 5 years. |
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Offers flexibility in repayments where you can deposit any amount, anytime. |
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Excess repayments will be used to offset the principal loan amount for interest calculation. |
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Combines loan account with current account to facilitate withdrawal of excess cash. |
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Chequebook provided. |
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For CIMB Prime Plan customer, enjoy the following benefits: |
|
|
• Earn 0.1 Bonus Point for every RM1 financing |
|
|
• Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate |
|
|
• Preferential rates |
|
|
Please click here for more information on CIMB Prime Plan. |
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A traditional business premises loan which comprises of 100% TL or combination of 50% TL & 50% OD. |
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Customer with OD facility required to service interest only. |
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Opt to select Capped Rate Loan, capping of BLR for 1st 3 or 5 years. |
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Offers flexibility in repayment. You can pay more to save interest and also withdraw excess payment in times of need. |
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No commitment fees. |
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Cheque book is provided. |
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Competitive profit rates – affordable and reasonable |
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Zero lock-in period – no early settlement charges |
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High margin of financing |
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Save on stamp duty cost |
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>20% reduction on stamp duty for new financing |
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>100% stamp duty waiver for conversion from conventional loan |
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No compounding of profit charges |
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Ceiling rate for capping upon fluctuation of Base Financing Rate (BFR) |
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MRTT coverage for unexpected event. |
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| Type of Property |
All types of residential property |
All types of residential property |
All types of commercial and industrial buildings |
All types of commercial and industrial buildings |
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Completed properties only – Residential or Business Premises |
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Current Accounts
