Personal Banking Commercial Banking
 
You are in
   Daily Banking    |   Cards    |   Financing    |   Wealth Management    |   CIMB Preferred    |   Segments    |   Customer Service   
 
Personal Banking > Property Financing > Invest in Properties
Invest in Properties  
Property investment has proven to be an asset class in itself, offering good capital growth, a regular income stream through rental returns, and a hedge against inflation in the long run. Of course, it all depends on the property you choose ¬ buy a winner and you could soon reap rewards as the value increases. Having an eye for hidden gems is definitely an advantage, as it could result in an exponential rise in value and a fast track to the big time! Whether you’re investing for yourself or for business, getting the right financing package is important, as always.
 
Our Popular Product(s)
HomeLoan 
HomeFlexi 
BizLoan 
BizFlexi 
Capped Rate Loan 
My First Home Scheme 
 
Why This Product?
For buyers who prefer low initial repayments, or the pay half feature which lets you pay 50% of the principal during the tenure and the remaining at the end of the tenure.
Property investors can also benefit from an investment package with no lock-in period.
For Prime Banking customer, enjoy the following benefits:
  • Earn 0.1 Bonus Point for every RM1 financing
  • Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate
  • Preferential rates
  Please click here for more information on Prime Banking.
Opt to select HomeLoan Fixed Rate for 1st 3 or 5 years
Opt to select Capped Rate Loan, capping of BLR for 1st 3 or 5 years.

Offers flexibility in repayments where you can deposit any amount, anytime.
Excess repayments will be used to offset the principal loan amount for interest calculation.
Combines loan account with current account to facilitate withdrawal of excess cash.
Chequebook provided.
For Prime Banking customer, enjoy the following benefits:
  • Earn 0.1 Bonus Point for every RM1 financing
  • Re-pricing option every 3 years or lapse of lock-in period, whichever is later at prevailing board rate
  • Preferential rates
  Please click here for more information on Prime Banking.

A traditional business premises loan which comprises of 100% TL or combination of 50% TL & 50% OD.
Customer with OD facility  required to service interest only.
Opt to select Capped Rate Loan, capping of BLR for 1st 3 or 5 years.
Offers flexibility in repayment. You can pay more to save interest and also withdraw excess payment in times of need.
No commitment fees.
Cheque book is provided.
 
Type of Property All types of residential property All types of residential property All types of commercial and industrial buildings All types of commercial and industrial buildings  
Margin of Financing 90%+5% [80%+5% for Pay Half Package] 90%+5% 85%+5% 85%+5%  
Low Initial Package
(Pay Interest only during first 3 years)
Yes No No No Yes Yes  
Pay Half Package
(50% during tenure remaining at the end)
Yes No No No Yes Yes  
Investment Package
(No lock-in period)
Yes Yes Yes Yes Yes Yes  
Zero Moving Cost No No No No No No  
 
 


For Assistance
Call us at 1300 880 900 or
+603 22956100
Email us at callcentre@cimb.com
locate us  
 
More Info
Rates & Charges
Forms
Calculators
PIDM Register of Insured Deposits
Property Buyer Guide
First Time Buyer
Property Upgrade
Investment Property
Product Disclosure Sheet
 
 
 
   
Join us on