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Personal Banking > Personal Financing > Personal Financing
Credit Line Secured Overdraft  
No fixed monthly repayment, interest is charged based on utilization amount only
 
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Service the monthly interest and settle the principal as and when you wish
Wider Range of Accepted Collateral
 
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i.e. CIMB Fixed Deposit (FD), CIMB Unit Trust (UT), CIMB Structured Product (SP), Floating Rate Negotiable Instruments of Deposit (FRNID), Negotiable Instruments of Deposit (NID), Negotiable Instruments of Deposit – Islamic (NID-i)
High Margin of Finance (Subject to approval)
Flexible Cash Withdrawal
 
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Withdraw anytime via chequebook, ATM machine or at any of CIMB Bank branch
2 types of Overdraft Facility;
    (1) Personal OD secured by FD
    (2) Personal OD secured by Multiple Collaterals (subject to Preferred and Prime Banking customer only)

Terms & Conditions Apply

Eligibility:

Individuals / Joint Individuals aged 21years old and up to 70 years old

Minimum pledge collateral of RM10,000
Malaysian and Non Resident of Malaysia with PR status and resides in Malaysia

Requirements

These documents must be submitted along with the application form at any of the nearest branches. The bank reserves the right to request for additional documents where deemed necessary

Photocopy of NRIC

Original copy of collateral/certificate
Latest 3 months Payslip / B Form / BE Form / EA Form
6 months latest Bank Statement for self employed

Terms and Conditions apply



Malaysian* / Non Resident of Malaysia with PR status in Malaysia and resides in Malaysia
Individual borrower from 21 – 70 years old
Minimum pledge collateral of RM10,000

Item

Rates (p.a)

Personal OD Secured By Fixed Deposit

BLR - 2.0%

Personal OD Secured By Multiple Collateral

BLR - 1.5%

Products/Items
Charges
1 Letter of Offer - Stamping As per the Stamp Duty Act 1949 (Revised 1989)
2 3rd Party MOD - Stamping (if applicable) Nominal stamping of RM10.00

All stamp duty to be borne by borrower.

     



 
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+603 22956100
Email us at callcentre@cimb.com
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