Personal Banking Commercial Banking
Direct Access
 
You are in
   Daily Banking    |   Cards    |   Financing    |   Wealth Management    |   CIMB Preferred    |   Segments    |   Customer Service   
 
Personal Banking > Daily Banking > Current Accounts
Prime Account  

Your payments are made easy with our current account. This is a Ringgit denominated chequeing account that earns interest.

Features and Benefits:
Special designed ATM card cum recognition card;
Specially designed cheque book;
Interest bearing current account with cheque book and optional ATM card;
Deposits above RM5,000 are paid interest, which is calculated daily and credited monthly at the end of each month;
Higher ATM withdrawal limit of RM10,000 per day;
Consolidated statement of accounts;
No introducer is required;
SMS alert service for:
Cheque deposits.
Cheque payments and cheque returns.
Advance notice of loans payments.
Insufficient Funds for Standing Instruction.
For CIMB Prime Plan customer, enjoy 0.1 Bonus Point p.a. for every RM1 average monthly balance or minimum 50 Bonus Points, whichever is higher. Please click here for more information on CIMB Prime Plan.

Terms & Conditions Apply

Eligible for protection by PIDM. Click here for PIDM's brochure

Eligibility:
Individuals 18 years of age and above (Malaysian citizens including permanent residents and foreigners).

Requirements:
Minimum initial deposit of RM1,000.


Prime Account
Balance
Rates (% p.a)
First 5,000 0.00
Next 5,001 to 50,000 0.60
Next 50,001 to 100,000 1.20
Next 100,001 to 500,000 1.60
Above 500,000 2.00
   


Products/Items
Charges
1 Maintenance fee RM5 per month if avearage monthly credit balance falls to below RM1,000 (waived for CIMB Prime Plan customers)
2 Interest charged on debit balance Minimum of RM5 or actual interest charged, whichever is higher
3 Stamp duty on cheques RM0.15 per cheque leaf
4 Despatch of cheques books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
5 Cheque Books not collected after 30 days RM30 per cheque book
6 Cheque Return Charges - Insufficient Funds RM100 per cheque
7 Cheque Return Charges - Stop Payment with Insufficient Balance. RM100 per cheque
8 Cheque Return Charges - Post Dated Cheque RM10 per cheque (to be paid by depositor)
9 Cheque Return Charges - Technical Reasons No charge
10 Stop Payment Instruction RM10 per instruction, irrespective of number of cheques
11 Interbranch Current Account Cash Withdrawal (for individual account only) RM5 per transaction
12 Third Party Cheque Encashment RM2 per cheque
13 Audit Confirmation (account without facility) RM50 per account per year
14 Letter of Reference RM30 per letter
15 Account Status Confirmation RM20 per confirmation
16 Referral of Cheques RM20 per cheque
17 Creation of Facility Excess Authorisation (FEAs) - Personal Account RM50 per occasion
18 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM50 per appeal
19 DCHEQS Appeals (Revoke of DCHEQS Incidents) RM50 per account
20 Charges for Despatch of Returned Items (Unpaid Cheques Deposited) RM10 per envelope
21 Dormant Account Activities Fee No charge
22 Dishonoured cheque account appeals RM50 per account
23 ATM card annual fee RM8
24 Closing of Account (after 3 months of its opening) RM10
25 Closing of Account (within 3 months of its opening) RM20
     



 
For Assistance
Call us at 1300 880 900
Email us at callcentre@cimb.com
locate us  
 
More Info
Rates & Charges
Application Forms
Foreign Exchange Rates
Calculators
Terms & Conditions
 
 
 
 
Join us on   
CIMB Group | Financial Information | Group News | Contact Us | Careers | Sitemap | Privacy | Customer Service Charter All rights reserved. Copyright © 2013 CIMB Group