Welcome to CIMB

CIMB Bank Money Multiplier Account is an interest bearing account, which offers high interest rate with withdrawal flexibility. Enjoy the interest, which is paid on entire daily balances of above RM10,000.

Features and Benefits:
	High Daily Interest - Daily interest will be paid on entire daily balances provided the balance exceeds RM10,000 on any given day. Interest will be accrued on the entire balance at the published rate, compounded monthly.
	3 FREE withdrawals a month (subsequent withdrawals would be charged RM5).
	Withdrawal flexibility - withdrawal / debit can be made through cheques, ATM or over the internet. Customers will be issued ATM card and cheque book.
	No monthly maintenance fee.

Terms & Conditions Apply

Eligible for protection by PIDM. Click here for PIDM's brochure

Eligibility:
	Individuals aged 18 years and above who are either residents or non-residents.
	Joint account is allowed.

Requirements:
	Minimum initial deposit of RM1,000.
	Completed application form which are available at our branches.
	NRIC or passport.

Credit balance exceeding RM10,000 will earn 2.50% interest p.a. (subject to change from time to time).

Products/Items

Charges

1

Interest charged on debit balance

Minimum of RM5 or actual interest charged, whichever is higher

2

Stamp duty on cheques

RM0.15 per cheque leaf

3

Despatch of cheques books by registered mail within Malaysia & Singapore

RM10 per cheque book, irrespective of size

4

Cheque Books not collected after 30 days

RM30 per cheque book

5

Cheque Return Charges - Insufficient Funds

RM100 per cheque

6

Cheque Return Charges - Stop Payment with Insufficient Balance.

RM100 per cheque

7

Cheque Return Charges - Post Dated Cheque

RM10 per cheque (to be paid by depositor)

8

Cheque Return Charges - Technical Reasons

No charge

9

Stop Payment Instruction

RM10 per instruction, irrespective of number of cheques

10

Interbranch Current Account Cash Withdrawal (for individual account only)

RM5 per transaction

11

Closing of Current Account (within 3 months of its opening)

RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained

12

Closing of Current Account (after 3 months of its opening)

RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained

13

Third Party Cheque Encashment

RM2 per cheque

14

Audit Confirmation (account without facility)

RM50 per account per year

15

Letter of Reference

RM30 per letter

16

Account Status Confirmation

RM20 per confirmation

17

Referral of Cheques

RM20 per cheque

18

Creation of Facility Excess Authorisation (FEAs) - Personal Account

RM50 per occasion

19

DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist)

RM50 per appeal

20

DCHEQS Appeals (Revoke of DCHEQS Incidents)

RM50 per account

21

Charges for Despatch of Returned Items (Unpaid Cheques Deposited)

RM10 per envelope

22

Dormant Account Activities Fee

No charge

23

Dishonoured cheque account appeals

RM50 per account

24

Service charge

RM5 per transaction for 4th withdrawal and above
(effective 1 June 2010)

25

ATM card annual fee

RM8

Additional Charges:
	A service charge of RM5 per transaction will be levied for subsequent withdrawals / debits during the month.
	A half yearly service fee of RM10 if the average balance is less than RM1,000

Property Financing

Personal Financing