Personal Banking Commercial Banking
Direct Access
 
You are in
   Daily Banking    |   Cards    |   Financing    |   Wealth Management    |   CIMB Preferred    |   Segments    |   Customer Service   
 
Personal Banking > Daily Banking > Current Accounts
Regular Current Account  

Your payment and trading activities are made easy with our current account. This is a Ringgit denominated chequeing facility that does not pay interest.

Features and Benefits:

With cheque book and ATM card.

Monthly statements on every 20th or 30th of the month.

Overdraft facility if eligible.

Entitled to use Internet Banking facilities for bill payment and account enquiry.

Terms & Conditions Apply

Eligible for protection by PIDM. Click here for PIDM's brochure

Eligibility:

Individuals aged 18 years and above who are either residents or non-residents.

Business enterprises operating in Malaysia.

Executors or administrators.

Joint account is allowed.


Requirements:

Minimum initial deposit of RM1,000.

NRIC or passport.

A copy of utility bill for verification of address.

For business enterprises: Company M&A, Form 24 & 4 and company's resolution to open account.


Products/Items
Charges
1 Half yearly service charge RM10
2 Interest chargedĀ on debit balance Minimum of RM5 or actual interest charged, whichever is higher
3 Stamp duty on cheques RM0.15 per cheque leaf
4 Stamp duty for third party mandate RM10
5 Service charge for third party mandate RM10
6 Despatch of cheques books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
7 Cheque Books not collected after 30 days RM30 per cheque book
8 Current Account Statement - Free on a monthly basis
- RM20 per month for daily request
- RM10 per month for weekly request
- RM5 per month for fortnightly request
9 Additional / Reproduction of Current Account Statement for period up to 1 year RM10 (upfront)
RM2 (additional page)
10 Additional / Reproduction of Current Account Statement for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
11 Cheque Return Charges - Insufficient Funds RM100 per cheque
12 Cheque Return Charges - Stop Payment with Insufficient Balance. RM100 per cheque
13 Cheque Return Charges - Post Dated Cheque RM10 per cheque (to be paid by depositor)
14 Cheque Return Charges - Technical Reasons No charge
15 Stop Payment Instruction RM10 per instruction, irrespective of number of cheques
16 Interbranch Current Account Cash Withdrawal (for individual account only) RM5 per transaction
17 Transfer of Funds within same branch by Instruction RM5 per transaction
18 Transfer of Funds to another branch by Instruction RM5 per transaction
19 Transfer of Funds to another Bank by Instruction - By Way of Drawing Voucher / Banker's Cheque Sent by Post RM5 per Drawing Voucher / Bankers Cheque and RM0.15 stamp duty on Banker's Cheque
20 Transfer of Funds to another Bank by Instruction - By RENTAS Service charge of RM4 per transfer and cable charges of RM2 or RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
21 Interbank Funds Transfer (For Penang & Johore Bahru Branches) RM5 per transfer of funds within the same clearing zone through BNM and cable charges of RM3 or RM6 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
22 Closing of Current Account (within 3 months of its opening) RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
23 Closing of Current Account (after 3 months of its opening) RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
24 Third Party Cheque Encashment RM2 per cheque
25 Search Fees for Account Opening RM15 (Not applicable to individual and SME businesses)
26 Audit Confirmation (account with facility) RM100 per account per year
27 Audit Confirmation (account without facility) RM50 per account per year
28 Letter of Reference RM30 per letter
29 Account Status Confirmation RM20 per confirmation
30 Certification/Confirmation/Statement Issued for EPF Member's Withdrawal RM20 per certificate/confirmation/statement
31 Referral of Cheques RM20 per cheque
32 Creation of Facility Excess Authorisation (FEAs) - Personal Account RM50 per occasion
33 Creation of Facility Excess Authorisation (FEAs) - SME Account RM100 per occasion
34 Creation of Facility Excess Authorisation (FEAs) - Non-SME Account. RM150 per occasion
35 Review of Overdraft Facilities - Business Accounts RM200 per review
36 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM50 per appeal
37 DCHEQS Appeals (Revoke of DCHEQS Incidents) RM50 per account
38 Change of Signatories / Conditions RM10 per account per occasion
39 Charges for Despatch of Returned Items (Unpaid Cheques Deposited) RM10 per envelope
40 Dormant Account Activities Fee No charge
41 Dishonoured cheque account appeals RM50 per account
42 ATM card annual fee RM8
     



 
For Assistance
Call us at 1300 880 900 or
+603 22956100
Email us at callcentre@cimb.com
locate us  
 
More Info
Rates & Charges
Application Forms
Foreign Exchange Rates
Calculators
Terms & Conditions
 
 
 
 
Join us on