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Personal Banking > Daily Banking > Fixed Deposit Accounts
Fixed Deposit  

Lock your money with our Fixed Deposit and earn returns on your savings. This account lets you save a fixed amount of money in Ringgit for a fixed period at a fixed interest rate.

Partial withdrawal feature is not available

Upliftment of a fixed deposit before maturity is allowed but payment of interest is subject to ABM Rules, as follows:

  1. No interest will be paid on any 1 month, 2 months or 3 months fixed deposit that has not run the full period,
  2. No interest will be paid on fixed deposits of 4 months and above if Uplifted before the completion of 3 months and,
  3. Other than in the above-mentioned circumstances, the rate payable for fixed deposits uplifted before maturity is half the contracted rate for each completed month the funds have been deposited.

 

Terms & Conditions Apply

Eligible for protection by PIDM. Click here for PIDM's brochure

Eligibility:

Individuals aged 18 years and above who are either residents or non-residents.

Business enterprises operating in Malaysia.
Joint account is allowed.
Executors or administrators.

Requirements:

Minimum initial deposit of RM5,000 for 1 month.

Minimum initial deposit of RM1,000 for 2 months and above.

NRIC or passport.
A copy of utility bill for verification of address.
For business enterprises: Company M&A, Form 24 & 49 and company's resolution to open account.


Tier 1 (Effective from 16/07/2014)
Balance
Rates (% p.a)
1 month 3.25
2 months 3.25
3 months 3.30
4 months 3.30
5 months 3.30
6 months 3.35
7 months 3.35
8 months 3.35
9 months 3.35
10 months 3.35
11 months 3.35
12 months 3.40
13 - 14 months 3.15
15 - 17 months 3.00
18 - 23 months 3.00
24 - 35 months 2.95
36 - 47 months 3.00
48 - 59 months 3.05
60 months 3.15
   


Tier 2 (Effective from 16/07/2014)
Balance
Rates (% p.a)
1 month 3.20
2 months 3.20
3 months 3.25
4 months 3.25
5 months 3.25
6 months 3.30
7 months 3.30
8 months 3.30
9 months 3.30
10 months 3.30
11 months 3.30
12 months 3.30
13 - 14 months 3.15
15 - 17 months 3.00
18 - 23 months 3.00
24 - 35 months 2.95
36 - 47 months 3.00
48 - 59 months 3.05
60 months 3.15
   


Products/Items
Charges
1 Reproduction of Statements for Fixed Deposit Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
2 Reproduction of Statements for Fixed Deposit Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
3 Withdrawal of FD; payment by Issuance of Local Demand Draft No commission.
4 Withdrawal of FD; to be credited to customer's account at branches within the same clearing zone No charge.
5 Withdrawal of FD; to be credited to customer's account at Branches not within the same clearing zone No commission.
6 Withdrawal via Banker’s Cheque RM0.15 on stamp duty charges
7 Fixed Deposits under Lien (charged only once if renewal/placement is for the same purpose  the FD was assigned) RM15 per receipt.
     



 
For Assistance
Call us at 1300 880 900 or
+603 22956100
Email us at callcentre@cimb.com
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