A unique savings account which offers up to 1% additional Bonus Interest rate, if there is a regular monthly saving of RM200 and above into this account.
Features and Benefits:
Earn monthly basic interest and half yearly bonus interest from the savings account
Statement – based Savings account with an option of an ATM Card
Monthly statement for account with more than 20 transactions. Otherwise, quarterly posting of statement
Account can be opened via CIMB Clicks or via over-the-counter.
One withdrawal is allowed per month, any subsequent withdrawal within the same month will be charged RM2 per withdrawal
Earn 0.1 Bonus Point p.a. for every RM1 of monthly average balance. Please click here for more information on CIMB Prime Plan.
Eligible for protection by PIDM. Click here for PIDM's brochure
Eligibility:
CIMB Prime Plan customers only.
Individual aged 18 years and above who are either resident or non-resident
Joint account is allowed.
Requirements:
Minimum initial deposit of RM1,000
NRIC
Basic Interest Rate
0.60% p.a on entire balance if daily balances exceeds RM1,000
Interest is calculated daily and credited monthly.
Bonus Interest Rate
1.0% p.a on average monthly balance if there is no lapse in minimum monthly deposit of at least RM200 within the 6 months interval period. OR
0.5%p.a on average monthly balance if there is not more than 2 lapses in minimum monthly deposit of RM200 within the 6 months interval period
Account must have a minimum of 3 months vintage period from account opening date. I.e. account must be opened before 1st April (for the period of Jan – June) and 1st October (for the period of July – Dec)
Bonus interest is calculated based on the average monthly balance for the past 6 months and credited on every 6 monthly intervals (i.e. 1st Jul & 1st Jan respectively) for qualified accounts
Products/Items
Charges
1
Replacement of Lost / Spoilt Passbook
RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
2
Interbranch Online Transactions
Transfer
Cash Deposit
Cheque Deposit
Cash Withdrawal
No commission
3
Transfer of Funds Within Same Branch by Instruction
RM5 per transaction
4
Transfer of Funds To Another Branch by Instruction
RM5 per transaction
5
Closing of Savings Accounts (within 6 months of its opening)
RM10
6
Closing of Savings Accounts (after 6 months of its opening)
No charge
7
Account Certification for EPF Withdrawal
RM20 per certificate
8
Letter of Reference (for visa application, education placement, etc)
RM30 per letter
9
Dormant Account Activities Fee
No charge
10
Reproduction of Statements of Savings Account for period up to 1 year
RM10 (upfront)
RM2 (additional page)
11
Reproduction of Statements of Savings Account for period exceeding 1 year
RM30 (upfront)
RM2 (additional page)
12
Service charge (applicable for Prime Savings Account)
RM2 per transaction for 2nd withdrawal & above per month
Current Accounts
