Welcome to CIMB

Junior Savers Account is a savings account for children, which offers unique rewards and privileges for both children and parents! For starters:


	Welcome gift With an initial deposit of RM300, you will receive a limited edition coin bank and a specially designed CIMB Junior recognition card.
	Quarterly merchandise redemption Earn Junior Points to redeem cool toys and merchandise via our quarterly redemption programme at www.cimbclicks.com.my. Parents / Guardians can join in the fun and redeem the preferred merchandise on behalf of the child. All that is needed is for parents/ guardian to sign up for or have a CIMB Clicks account. It’s that easy and simple.
	Earn higher interest rates than a normal Savings Account.
	Attractive bonus interest/profit Enjoy up to 100% bonus interest/profit on total interest/profit earned per annum when you save regularly via a Periodic Payment Instruction (PPI).
	CIMB Junior Microsite Who says saving is not fun. Visit our CIMB Junior Microsite and get the latest updates on CIMB Junior product offers and promotions, educational games, merchandise and financial tips.
	Rewards, discounts and privileges Present your CIMB Junior recognition card to enjoy great discounts and privileges at participating merchant* outlets.

Terms & Conditions Apply

Eligible for protection by PIDM. Click here for PIDM's brochure

Eligibility:
	Children below 12 years old who are either residents or non-residents.
	You must be the parent or trustee of a child.

Requirements:
	Minimum initial deposit of RM300.
	Parent or trustee's NRIC or passport.
	Child's birth certificate.
	A copy of utility bill for verification of address.

Junior Savers Account

Balance

Rates (% p.a)

Up to 1k

0.60

Up to 5k

0.70

Up to 25k

0.80

Up to 50k

0.80

Up to 100k

0.95

Above 100k

1.45

Products/Items

Charges

1

Replacement of Lost / Spoilt Passbook

RM20 (Inclusive of Stamp Duty on Letter of Indemnity)

2

Interbranch Online Transactions

Transfer
Cash Deposit
Cheque Deposit
Cash Withdrawal

No commission

3

Transfer of Funds Within Same Branch by Instruction

RM5 per transaction

4

Transfer of Funds To Another Branch by Instruction

RM5 per transaction

5

Closing of Savings Accounts (within 6 months of its opening)

RM10

6

Closing of Savings Accounts (after 6 months of its opening)

No charge

7

Account Certification for EPF Withdrawal

RM20 per certificate

8

Letter of Reference (for visa application, education placement, etc)

RM30 per letter

9

Dormant Account Activities Fee

No charge

10

Reproduction of Statements of Savings Account for period up to 1 year

RM10 (upfront)
RM2 (additional page)

11

Reproduction of Statements of Savings Account for period exceeding 1 year

RM30 (upfront)
RM2 (additional page)

12

Service charge (applicable for Prime Savings Account)

RM2 per transaction for 2nd withdrawal & above per month

13

ATM card annual fee

RM8 (except for Children Savings Account)

Property Financing

Personal Financing