Welcome to CIMB

YOUth Savers Account is a statement- based savings account for youth, which offers unique rewards and privileges.

Welcome gift
Open the YOUth Savers Account with an initial deposit of RM250 and you will receive one (1) CIMB YOUth Point.

ATM & Internet Banking
Enjoy the functionality of our extensive network of ATMs and CIMB Clicks. Withdraw and transfer funds at your convenience now.

Age Range	ATM Withdrawal Limit
12 to below 18 years old	Maximum of RM500 per day via 4 ATM transactions
18 to 23 years old	Maximum of RM5,000 per day via 7 ATM transactions
• No limit on OTC withdrawal (up to remaining balance in the account)

Quarterly merchandise redemption
Earn YOUth Points for your savings to redeem cool merchandise via our quarterly redemption programme at www.cimbclicks.com.my. All you need is to sign up for or have a CIMB Clicks account. It’s that easy and simple.

My Savings Goal Tool
A dedicated tool specially designed to help you create, monitor and share your savings goals with friends and family. Create up to 5 savings goal at any one time!

Earn higher interest rates than a normal Savings Account.

Attractive bonus interest/profit
Enjoy up to 100% bonus interest on total interest earned per annum when you save regularly via a Periodic Payment Instruction (PPI).

Youth Programmes & Activities
Participate in ongoing programmes and activities such as camps, workshops and competitions to engage with other youths.

CIMB YOUth Microsite
Who says saving is not fun. Visit our CIMB YOUth Microsite and get the latest updates on CIMB YOUth product offers and promotions, educational games, merchandise and financial tips.

Rewards, discounts and privileges
Present your CIMB YOUth recognition SMS to enjoy great discounts and privileges at participating merchant outlets.

Terms & Conditions Apply

Eligible for protection by PIDM. Click here for PIDM's brochure

Eligibility:
	Individuals from 12 to 23 years old who are either residents or non-residents.

Requirements:
	Minimum initial deposit of RM250.
	Applicant’s NRIC or passport.
	Parent /guardian’s signature on indemnity letter for the issuance of ATM card & internet banking facility (required for applicant <18 years old).

YOUth Savers

Balance

Rates (% p.a)

Up to RM1,000

0.60

Up to RM5,000

0.70

Up to RM25,000

0.80

Up to RM50,000

0.80

Up to RM100,000

0.95

Above RM100,000

1.45

Products/Items

Charges

1

Replacement of Lost / Spoilt Passbook

RM20 (Inclusive of Stamp Duty on Letter of Indemnity)

2

Interbranch Online Transactions

Transfer
Cash Deposit
Cheque Deposit
Cash Withdrawal

No commission

3

Transfer of Funds Within Same Branch by Instruction

RM5 per transaction

4

Transfer of Funds To Another Branch by Instruction

RM5 per transaction

5

Closing of Savings Accounts (within 6 months of its opening)

RM10

6

Closing of Savings Accounts (after 6 months of its opening)

No charge

7

Account Certification for EPF Withdrawal

RM20 per certificate

8

Letter of Reference (for visa application, education placement, etc)

RM30 per letter

9

Dormant Account

RM10

10

Reproduction of Statements of Savings Account for period up to 1 year

RM10 (upfront)
RM2 (additional page)

11

Reproduction of Statements of Savings Account for period exceeding 1 year

RM30 (upfront)
RM2 (additional page)

12

ATM/Debit card annual fee

RM8

Property Financing

Personal Financing