Welcome to CIMB

Guaranteed Premium Return of 120%¹! Safeguard the future of yourselves and your loved ones with a great plan that allows you to pay premium for 5 years for 15 years coverage. Furthermore, you get back 120%¹ as MoneyBack Plus gives you back 100% of premiums you paid with an additional guaranteed return of 20%¹!
	120%¹ premium return Guaranteed 20%¹ return for every single ringgit paid and means you get back a total of 120%¹ premium return.
	Protect yourself and your loved ones Coverage against death and Total and Permanent Disability² (TPD) for 15 years, with a premium payment term of only 5 years.
	Single payment option with even higher return Instead of paying regular premium for 5 years, you can choose to pay once and enjoy not only lower total premium but higher guaranteed premium return of 125.94%¹ of single premium paid.
	¹ The return is guaranteed if the policy is held to maturity and upon payment of all premiums ² TPD Coverage up to life assured’s age 65

The benefits provided under this plan are:

Upon maturity	Regular premium : 120%¹ of total premium paid* Single premium : 125.94%¹ of total premium paid*
Death	Sum assured or cash surrender value, whichever is higher
TPD	Sum assured or cash surrender value, whichever is higher
Surrender	Guaranteed cash surrender value is available from 3rd policy year for regular premium and 1st policy year for single premium.

¹ The return is guaranteed if the policy is held to maturity and upon payment of all premiums
* Total premium paid excludes any extra premium and rider premium payable

Eligibility

Life Assured : 18 years old -56 years old
Policy Owner: Min 18 years old

Sum Assured
You can choose a sum assured from RM50,000 up to RM200,000, in a multiple of RM 25,000.

Premium Payment
Regular Premium payment can be made monthly, quarterly, half yearly or yearly via credit card or auto debit. Single Premium payment can be made via cheque.

Exclusions

Benefit

Exclusions

Death benefit

Suicide (while sane or insane at the time) within 12 months from the issue date or reinstatement date, whichever is later. Policy will be terminated and premium paid will be refunded.

TPD benefit

Strike, riot, civil commotion, rebellion, war; or
Air travel other than commercial flight; or
Misuse of drugs or alcohol; or
Attempted suicide; or
Self-inflicted injury; or
Breach of law; or
AIDS except due to blood transfusion.

No benefit will be payable and policy will remain in force.

*Please refer to the policy documents for full details of exclusions

For more information, please refer to the product summary available upon request to the Personal Financial Consultant or Relationship Manager at CIMB Bank branches.

Underwritten by CIMB Aviva Assurance Berhad (197499-U)

Disclaimer: The description of the features of this Product herein is not a contract of insurance and is only a brief summary of the Product for quick and easy reference. The precise terms and conditions are contained in the Policy Document of CIMB Aviva Assurance Berhad, the Insurer. The bank accepts no responsibility or liability for this Product and services offered by the Insurer.

Property Financing

Personal Financing