Enjoy 4.88% annualised returns, plus dividends.
Ride on our regional expertise with the investment that yields two returns instead of one. You’ll benefit from higher cumulative fixed income returns and variable equity based dividends from markets where CIMB Group is well-positioned – a unique combination which assures steady enhanced income streams, despite global economic uncertainties.
Reference Basket of Indices: MSCI Malaysia, MSCI Singapore, MSCI Indonesia, Thailand SET 50 Index, S&P GSCI Excess Return Index
Features and Benefits: |
 | Minimum Protected Coupon
 |
Minimum cumulative average fixed income returns of 4.88% p.a., payable semi-annually |
|
Minimum Protected Coupon (Fixed Income Yield) referenced to CIMB Group Holdings Berhad Subordinated Note rated AA3 by Rating Agency Malaysia (RAM) |
|
Capital is 100% payable on call dates subject to non-occurrence of Credit Event |
|
Tenure is perpetual (legal maturity of 50 years), callable from Year 10 onwards on a semi-annual basis |
|
Minimum Protected Coupon may be deferred and cumulative if CIMB Group:
a) has no profit for the year, based on the latest audited results OR
b) has no dividend payment announcement in the past 12 months |
|
| Variable Coupon
|
Variable coupon is referenced to the countries where CIMB Group is positioned in |
|
Annual payout is unlimited, subject to the Reference Basket Price |
|
Always referenced to the initial level of the Reference Basket Price |
|
Coupon is payable regardless of how the Reference Basket performs above or below its inception level |
| |
Year |
Minimum Protected Coupon Rate (p.a.) |
Dividend Yield |
1 |
4.18% |
- |
2 |
4.28% |
1.00% |
3 |
4.38% |
1.00% |
4 |
4.48% |
1.00% |
5 |
4.58% |
0.90% |
6 |
4.68% |
0.90% |
7 |
4.78% |
0.90% |
8 |
5.18% |
0.80% |
9 |
5.88% |
0.80% |
10 |
6.38% |
0.80% |
Average |
4.88% |
- |
|
|
| Gain dual income via the Minimum Protected Coupon and the annual Variable Coupon |
| High Minimum Protected Coupon – average of 4.88% p.a. |
| Annual Variable Coupon is payable annually from year 2 onwards and will pay a coupon regardless of how the Reference Basket performs |
|
100% capital payable on call dates subject to non-occurrence of Credit Event |
|
Ride on the growth and high performance of CIMB Group |
Terms & Conditions Apply
CIMB Twin Yield Income Investment is a Structured Product. Investments must be a minimum RM 250,000 and in multiples of RM 5,000 thereafter.
Current Account-i
