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Commercial Banking > Deposits > Investment Account

Investment Account

If you want your money to grow more effectively, it’s time to aim high – go for higher returns through harder-working savings and investment tools. If you prefer simplicity, a regular investment account works just fine. Other products combine special features, so you can enjoy extra benefits while getting more out of your money.

Our Popular Product(s)

Fixed Return Investment Account-i (FRIA-i) - WhyWait

Fixed Return Investment Account-i (FRIA-i) - Monthly Returns

Fixed Return Investment Account-i (FRIA-i) - Maturity Returns

General Investment Account-i (GIA-i)

Why This Account?

With Why Wait, you make a deposit today and collect cash immediately. It operates based on the concepts of Tawarruq and Murabahah in relation to Commodity Murabahah.

An investment account that pays profit on monthly basis.

An investment account that pays profit on maturity.

Funds will be invested for a specific period of time based on Mudharabah (trustee profit-sharing). Returns on investments are based on predetermined profit-sharing ratio.

Profit

Fixed profit rate determined and cash is paid upfront.

Fixed profit rate determined upfront.

Returns on investments are based on a pre-determined profit sharing ratio.

Statement

Certificate

Minimum Initial Deposit

RM10,000 with deposit increment in multiples of RM1,000

RM1,000 with deposit increment in multiples of RM1

RM5,000 (1-month tenure)
RM1,000 (2-months tenure and above)
Note: Deposit increment in any amount

RM5,000 (1-month tenure)

RM1,000 (other tenure)