Welcome to CIMB

The Flexi Home Financing-i is basically a combination of Variable Home Financing-i and the special designated Islamic current account namely Special Mudharabah Current Account-i.

The beauty of this product is that it gives customers flexibility to pay their monthly installment whilst at the same time provides a withdrawal facility as well on the customer’s current account (on available credit balance in the Current Account).

Features and Benefits:
	Financing all types of completed or under construction residential properties.
	Margin of financing (MOF) up to 90% + 5%.
	Applicants can enjoy a flexible financing period of up to 40 years or up to the age of 70 years, whichever is higher.
	GMTA can be financed.
	Homeflexi-i offers flexibility of payment.
	Earn profit on your Mudharabah Current Account-i.
	Lower profit charges when deposit Mudharabah Current Account-i (Flexi Financing).

Eligibility:
	Individuals aged 18 years and above.
	Malaysian or permanent resident.

Requirements:

Salaried Applicant:

	NRIC photocopy.
	Latest 3 months' salary slip.
	EA form / EPF statement (last 2 years).
	Sales & Purchase Agreement / Booking receipt from developer.

Self-Employed:

	NRIC photocopy.
	Latest 3 months' salary slip.
	EA form / EPF statement (last 2 years).
	Sales & Purchase Agreement / Booking receipt from developer.
	Business registration A&D
	Last 3 months bank statement

Non Free Moving Cost (NFMC) - All costs and charges incurred in relation to the facility (i.e takaful, valuation fee, legal and stamping fees) are to be borne by the customer.

Property Financing

Personal Financing