|
|
Buy properties
|
|
|
| Buying a house is one of the biggest financial commitments we make in our lives. Fortunately, it’s also one of the most rewarding, because you’re not just buying a place to live in, you’re also setting up a home. Making the right choice is important because when you have a suitable package, you’ll be able to manage your finances more effectively. |
|
| | | |
|
| |
| Why This Product? |
|
• |
Competitive profit rates – affordable and reasonable |
|
• |
Zero lock-in period – no early settlement charges |
|
• |
High margin of financing |
|
• |
Save on stamp duty cost |
|
• |
>20% reduction on stamp duty for new financing |
|
• |
>100% stamp duty waiver for conversion from conventional loan |
|
• |
No compounding of profit charges |
|
• |
Ceiling rate for capping upon fluctuation of Base Financing Rate (BFR) |
|
• |
MRTT coverage for unexpected event. |
|
|
| Type of Property |
Completed properties only – Residential or Business Premises |
|
| Margin of Financing |
Residential: Up to 90% + 5%
Business Premises: Up to 85% + 5% |
|
Low Initial Package
(Pay Profit only during first 3 years) |
No |
|
Pay Half Package
(50% during tenure remaining at the end) |
No |
|
| Non Malaysian Citizen |
Yes |
|
| Malaysia My 2nd Home Program |
Yes |
|
| Minimum Financing Amount |
Residential: Non-FMC: RM15,000
Business Premises: Non-FMC: RM50,000 |
|
| Processing Fees Waived |
No |
|
|
| |
|
|
| |
|
|
 |
For Assistance |
 |
|
|
|
|
|
|
Current Account-i
