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Personal Banking > Property Financing > Bancatakaful
Houseowners & Householders Takaful  

The Houseowners Takaful is designed to provide coverage for buildings of private dwellings and flats whilst the Householders Takaful provides cover for the content within the private dwelling.

The coverage provided is divided into the following sections:-

Section 1 On Buildings
Section 2 On Contents
Section 3 Other Contingencies

Perils: (Loss or damage to the property covered caused by any of the undermentioned perils)

Fire, lightning thunderbolt and subterranean fire.
Explosion.

Aircraft or other aerial devices and/or articles dropped therefrom.

Impact damage caused by any road vehicle or animals not belonging to or under the control of the participant or any member of your family.

Bursting or overflowing of domestic water tanks, apparatus or pipes (excluding the building is left unattended and excluding the first RM50 of each loss).

Theft but only if accompanied by actual forcible and violent breaking into and out of the building or any attempt thereat.
Hurricane, cyclone, typhoon, windstorm (excluding the first 1% of the total sum covered or RM200 whichever is the less).
Earthquake, volcanic eruption (excluding the first 1% of the total sum covered or RM200 whichever is the less).
Flood but excluding loss or damage caused by subsidence or landslip (excluding the first 1% of the total sum covered or RM200 whichever is the less).
All customers

 
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