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Personal Banking > Daily Banking > Specialty Account

Specialty Account
It’s always good to have a goal in mind. Set a target, commit yourself to achieving it and you’ll reap the fruits of your labour! Inculcate the habit in your children and they’ll learn about the importance of saving. As you save for their education, you’ll also give them a good start towards achieving their dreams. Older citizens can save towards better financial independence after retirement. Even the eco-conscious can do something to help the environment while saving up.

Our Popular Product(s)

Junior Savers Account-i

Why This Account?

A savings account for kids which offers high yielding savings plan with bonus incentive of 100% on annual profit earned and exclusive benefits and privileges for both parents and kids
Children can have fun with children edutainment via kids activities on-line and on-ground

YOUth Savers Account-i is a statement- based savings account for youth, which offers unique rewards and privileges.

In Trust account for Children / minor below 12 years of age. Operation of account by parent or guardian.

Hibah/Profit

Multi-tier profit sharing ratio

Bonus Incentive

•	100% bonus incentives if there are no lapses of Periodical Payment Instruction during the relevant calendar year.
•	50% bonus incentives if there are 1 or 2 lapses of Periodical Payment Instruction during the relevant calendar year.
•	No bonus incentives will be paid if there are 3 or more lapses of Periodical Payment Instruction during the relevant calendar year

	The computation of the bonus incentive will be effective from January 2011 onwards or from the month of commencement of Periodical Payment Instruction, whichever is later Note: Periodical Payment Instruction charges is waived

Multi-tier profit sharing ratio

Higher depositor’s profit sharing ratio than the board rate shall be determined as follows:

•	100% higher than the board rate if there is no lapse of Periodical Payment Instructions during the relevant calendar year
•	50% higher than the board rate if there are 1 or 2 lapses of Periodical Payment Instructions during the relevant calendar year
•	Not applicable if there are 3 or more lapses of Periodical Payment Instructions during the relevant calendar year

	The computation of higher depositor’s profit sharing ratio than the board rate will be effective from 15 February 2012 onwards or from the month of commencement of Periodical Payment Instruction, whichever is later. Note: Periodical Payment Instruction to YOUth Savers account-i is waived