Announcement :


Please note that the Direct Access website is no longer available.

For more information, log on to www.cimbbank.com.my/creditcard
or call 03-6204 7188.


Thank you.

     
   
Deposit Banking Products & Services
 
  Home > Cards > ACCA Malaysia Sdn Bhd (ACCA)
 
ACCA Malaysia Sdn Bhd (ACCA)   
Printer Friendly
Mail to Friend
 

ENJOY EXCLUSIVE PRIVILEGES

Direct Access credit cards reward you instantly with distinctive privileges, offers and more!

WAIVED FOR LIFE - Pay no annual fees.

BONUS POINTS PROGRAM - Direct Access WORLD Mastercard every RM1 spent = 1 Bonus Point, to redeem gifts & vouchers.
CASH REBATES - Direct Access Visa Infinite 0.5% cash rebate on local retail spending and 1% cash rebate on overseas retail spending.
PREMIER CLUB REWARDS - 20% off at astar-studded nad celebrated award-winning restaurants, exclusively for CIMB Bank Premier Cards.
FINE DINING - Enjoy exquisite creations and signature dishes at our partner restaurants throughout Malaysia.
SPECIAL REWARDS - Enjoy complimentary regular hot coffee in a wide range of aromatic flavours from DOME Cafe'.
GOLF - Enjoy free golfing sessions at prestigious clubs in Malaysia, Indonesia and Singapore*
*Valid with Direct Access WORLD MasterCard
 
REGIONAL REWARDS - Receive more privileges across borders in Singapore & Indonesia  
SMART REWARDS - Enjoy discounts & privileges with your purchases from over 500 merchants nationwide.  
ONLINE STATEMENT - Monitor your transactions online, anywhere anytime.  
 
All these exciting specials, plus other rewarding treats await you!
 
  Terms & Conditions apply.  
 
 

Card : Platinum & World Card
Income : Platinum - 24K
    World Card - 150K
Minimum age : Principal - 21 years old
  Supplementary - 21 years old
Documents : A photocopy of IC both sides
  Membership number
  Business Card
  Latest salary slip / income tax receipt / EA form

ACCA Malaysia Sdn Bhd (ACCA)
Products/Items
Charges
Manual
1 Where Employees do not maintain accounts with CIMB Bank RM5 per Drawing Voucher/ Banker's Cheque + RM0.15 stamp duty on Banker's Cheque
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM3 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM3 per item
By Diskette /Tape /Cartridge
1 Where Employees do not maintain account with CIMB Bank RM2 - RM5 per item
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM0.50 - RM1.50 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM0.50 -RM1.50 per item
Processing Fee - Property Finance / Refinance
1 HomeLoan NA
2 HomeFlexi / Prime Mortgage RM200 set up fees and monthly service charge of RM10
3 HomeXtra Subject to selected package
4 Malaysia My Second Home Programme (MM2H) Subject to selected package
5 Home Loan To foreigners Subject to selected package
6 2nd charge to Government Home Loan NA
7 BizLoan NA
8 BizFlexi RM200 set up fees and monthly service charge of RM10
9 BizXtra NA
10 Flexi Vacant Land Financing RM200 set up fees and monthly
Service charge of RM10
All Housing and Business Premises Loans
1 GMTA (if any) Variable charges - one time payment
2 Request for Issuance of Redemption Statement RM50 per request
ASB Financing
1 Documentation Fee RM 60
6 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
7

Basic Savings Account 1 (BSA1)
Annual Fee

  1. i) 8 ATM transactions
    ii) 6 OTC transactions
    iii) Interbank Giro
     
  2. i) ATM transactions above threshold
    ii) OTC transactions above threshold
    iii) Interbank Giro transactions above threshold

No charge

Free
Free
RM0.50 for the first 2 transactions per month. Online Interbank GIRO (IBG) at RM0.10 per transaction
RM0.50 per transaction
RM5 per visit
RM2 per transaction. Online IBG at RM0.10 per transaction

8

Interbranch Online Transactions

  1. Transfer
  2. Cash Deposit
  3. Cheque Deposit
  4. Cash Withdrawal
No commission
9 Transfer of funds within same branch by way of letter instruction RM5 per transaction
10

Basic Savings Account 2 (BSA2)
Annual Fee

  1. ATM & Over-the-Counter (OTC) transactions
  2. Interbank Giro


RM8

Free
RM0.50 for the first 2 transactions per month. Online Interbank GIRO (IBG) at RM0.10 per transaction

11 Reproduction of Statements for Fixed Deposit Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
12 Reproduction of Statements for Fixed Deposit Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
13 Withdrawal of FD; payment by Issuance of Local Demand Draft No commission.
14 Withdrawal of FD; to be credited to customer's account at branches within the same clearing zone No charge.
15 Withdrawal of FD; to be credited to customer's account at Branches not within the same clearing zone No commission.
16 Withdrawal via Banker’s Cheque RM0.15 on stamp duty charges
17 Fixed Deposits under Lien (charged only once if renewal/placement is for the same purpose  the FD was assigned) RM15 per receipt.
18 Banker's Cheque RM5 and stamp duty of RM0.15
19 Demand Draft
i) Local Demand Draft
- Telex / Fax charges
- SWIFT charges

ii) Foreign Demand Draft
FDD denominated in Malaysian Ringgit
FDD denominated in foreign currency less then RM5,000
FDD denominated in foreign currency more then RM5,000

RM5
RM30
RM10


RM2
RM5
no charge
20 Telegraphic Transfer
i) Local Fund Transfer
ii) Foreign Fund Transfer (via Telex / Fax / SWIFT)
- East Malaysia & Singapore
- Indonesia
- All other country

RM5

RM10
RM20
RM30
21 Half- yearly service charge
(Waived for Prime, Flagship and Max Plus 2-in-1 Current Accounts and HomeFlexi Loan Account).
RM10 for accounts with average credit balance of less than RM1,000
22 Interest charged on debit balance Minimum of RM5 or actual interest charged, whichever is higher
23 Stamp duty on cheques RM0.15 per cheque leaf
24 Processing fees on cheques RM0.50 per transaction (effective 2 January 2015)
25 Stamp duty for third party mandate RM10
26 Service charge for third party mandate RM10
27 Despatch of cheques books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
28 Cheque Books not collected after 30 days RM30 per cheque book
29 Current Account Statement - Free on a monthly basis
- RM20 per month for daily request
- RM10 per month for weekly request
- RM5 per month for fortnightly request
30 Additional / Reproduction of Current Account Statement for period up to 1 year RM10 (upfront)
RM2 (additional page)
31 Additional / Reproduction of Current Account Statement for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
32 Cheque Return Charges - Insufficient Funds RM100 per cheque
33 Cheque Return Charges - Stop Payment with Insufficient Balance. RM100 per cheque
34 Cheque Return Charges - Post Dated Cheque RM10 per cheque (to be paid by depositor)
35 Cheque Return Charges - Technical Reasons No charge
36 Stop Payment Instruction RM10 per instruction, irrespective of number of cheques
37 Commission of Outstation Cheques Purchased No commission
38 Money/Postal Order Deposits No commission
39 Interbranch Online Transactions (IBOT) No charge
40 Online Interbank GIRO (IBG) RM0.10 per transaction
41 Transfer of funds within same branch by way of letter instruction RM5 per transaction
42 Transfer of funds to another branch by way of letter instruction RM5 per transaction
43 Transfer of Funds to another Bank by Instruction - By Way of Drawing Voucher / Banker's Cheque Sent by Post RM5 per Drawing Voucher / Bankers Cheque and RM0.15 stamp duty on Banker's Cheque
44 Transfer of Funds to another Bank by Instruction - By RENTAS Service charge of RM4 per transfer and cable charges of RM2 or RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
45 Interbank Funds Transfer (For Penang & Johor Bahru Branches) RM5 per transfer of funds within the same clearing zone through BNM and cable charges of RM3 or RM6 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable
46 Closing of Current Account (within 3 months of its opening) RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
47 Closing of Current Account (after 3 months of its opening) RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
48 Third Party Cheque Encashment RM2 per cheque
49 Letter of Reference RM30 per letter
50 Certification/Confirmation/Statement Issued for EPF Member's Withdrawal RM20 per certificate/confirmation/statement
51 Referral of Cheques RM50 per cheque
52 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM50 per appeal
53 Change of Signatories / Conditions RM10 per account per occasion
54 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5 per envelope
55 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
56

Basic Current Account 1 (BCA1)
Annual Fee

  1. i) 8 ATM transactions
    ii) 6 OTC transactions
    iii) Interbank Giro
     
  2. i) ATM transactions above threshold
    ii) OTC transactions above threshold
    iii) Interbank Giro transactions above threshold
 
No charge

Free
Free
RM0.50 for the first 2 transactions per month

RM0.50 per transaction
RM5 per visit
RM2 per transaction. Online IBG at RM0.10 per transaction
57 Flagship Current Account
• Monthly Maintenance Fee

RM5 per month if average daily credit balance falls below RM25,000.
58

Other BCA1 and BCA2 Charges
- Stamp duty on cheques
- New ATM card
- Replacement of lost/ stolen/ mishandled ATM card
- Closing of Current Account (within 3 months of its opening)

- Closing of Current Account (after 3 months of its opening)

- Dormant account
- Withdrawals at ATM owned by other banks

- Statements


- RM0.15 per cheque leaf
- No charge
- RM12
- RM20 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
- RM10 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
- RM10
- RM1.00 per transaction within MEPS/HOUSe. RM8 to RM12 per transaction at banks without sharing of same ATM network
- Free on a monthly basis

59

Basic Current Account 2 (BCA2)
Annual Fee

  1. ATM & Over-the-Counter (OTC) transactions
  2. Interbank Giro
 
RM8
 
 
Free
RM0.50 for the first 2 transaction per month. Online Interbank GIRO (IBG) at RM0.10 per transaction
60 Prime Current Account
• Monthly Maintenance Fee

RM5 levied if average monthly balance falls below RM1,000. (Waived for Prime Banking customers)
61 Money Multiplier Current Account
• Service charges

3 Free withdrawals a month. Subsequent withdrawals will be charged RM5 per transaction.
By CIMB Biz-Channel
1 Where Employees do not maintain account with CIMB Bank RM2 - RM5 per item
2 Where Employer and Employees are CIMB Bank account holders at the same branch RM0.50 - RM1.00 per item
3 Where Employer and Employees are CIMB Bank account holders at different branches RM0.50 -RM1.00 per item
63 Annual Fee
Principal
- Platinum Waived For Life
- Gold RM140
- Classic RM70

Supplementary
- Platinum Waived For Life
- Gold RM70
- Classic RM35
64 Joining Fee No Joining Fee
65 Finance Charges for retail transaction: (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
66 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
67 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
68 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
69 Replacement card RM10 for first time and RM50 for every subsequent replacement.
70 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
71 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International, Visa International or JCB International plus an administrative cost of 1%.
72 Annual Fee Principal
- Platinum RM388
- Gold RM168

Supplementary
- Platinum NIL
- Gold NIL
73 Joining Fee No Joining Fee
74 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
75 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
76 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
77 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only imposed if the minimum payment due is not paid on the third day after the relevant due date.
78 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
79 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
80 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cost of 1%.
81 Annual Fee Principal - RM888 (1st year waiver) 

Supplementary - Waived for Life (up to 3 supp)
82 Joining Fee No Joining Fee
83 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
84 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
85 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
86 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
87 Replacement Card Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
88 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cos of 1%.
89 Annual Fee Principal
Platinum - WAIVED FOR LIFE
Gold - WAIVED FOR LIFE
Classic - WAIVED FOR LIFE

Supplementary
Platinum - WAIVED FOR LIFE
Gold - First Year Waiver, Subsequent Year RM70
Classic - First Year Waiver, Subsequent Year RM35
90 Joining Fee No Joining Fee
91 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above

Finance charge for cash transactions is 1.5% per month or 18% per annum.
92 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
93 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
94 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
95 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
96 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
97 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administative cost of 1%.
98 Rebate 2% rebate* for transaction at PETRONAS service station and 0.5% rebate for all other retail transactions.

* Rebate is subject to a maximum spending of RM2,500 at PETRONAS service stations or rebate of RM50 per card per month
99 Annual Fee Principal - Waived For Life
Supplementary - Waived for Life (up to 3 supplementary cards)
100 Joining Fee No Joining Fee
101 Finance Charges for retail transaction (a) 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due for 12 consecutive months.

(b) 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12 month cycle.

(c) 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above.

Finance charge for cash transactions is 1.5% per month or 18% per annum.
102 Cash Advance Fee 5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
103 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
104 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid on the third day after the relevant due date.
105 Replacement Card RM10 for first time and RM50 for every subsequent replacement.
106 Interest-Free Period Full payment on previous statement balance
- enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance
- No interest-free period. A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
107 Conversion For Overseas Transactions The conversion rate as determined by MasterCard International and Visa International plus an administrative cost of 1%.
108 Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) USD2 or RM equivalent per entry
109 Half-yearly service charge USD10 or RM equivalent
110 Transaction charges Free
111 Request for Screen Print for Statement of Account RM1 per page
112 Request for Copy of Old Records/Security Documents for period of up to 1 year RM10 (upfront)
RM2 (additional page)
113 Request for Copy of Old Records/Security Documents for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
114 Fax Charges RM1 per page up to a maximum charge of RM10
115 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions between 6 months - 2 years RM50 (upfront)
116 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions between 6 months - 2 years RM50 (upfront)
117 Search Fee on Enquiry of Claim on Current, Savings or FD which has been Closed and Record Not Found in CIF for transactions exceeding 2 years RM200 (upfront)
118 Charges on Cash Deposits (Not applicable to Consumer & SME customers) RM10 per thousand pieces
119 Photostating Charges for documents requested by customers RM0.50 per page
120 Request for Coins (Not applicable to Consumer & SME customers) RM5 per bag
121 Coins Deposit by corporate and business customers to account in different clearing zone No commission.
122 Key Deposit RM150
123 Stamp Duty on SDB Agreement RM10
124 Stamp Duty on Mandate Form RM10
125 Loss of SDB Keys Actual Cost (Borne by Hirer )
126 Breakage Charges Actual Cost (Borne by Hirer )
127 Penalty Charge on Late Payment of SDB Annual Rental (if payment not made within 1 month after due date) RM5
128 Annual Rental RM100 - RM400
129 Request to hold bail money RM15 per request per account
130 Transfer to Own Account in Same Clearing Zone No Charge
131 Transfer to Own Account in Different Clearing Zone No commission
132 Penalty Charge for Insufficient Funds RM5
133 Transfer of funds to another branch by way of letter instruction RM5 per transaction
134 Transfer of funds to another Bank by Instruction (Drawing Voucher/ Banker’s Cheque sent by Post) RM5 by Drawing Voucher/ Banker’s Cheque and RM0.15 for Stamp Duty on Banker’s Cheque
135 Transfer of funds to another Bank by Instruction – RENTAS RM4 per transfer and cable charges of RM2 and RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia
136 Online Interbank Giro (IBG) RM0.10 per transaction
137 Closing of Savings Accounts (within 6 months of its opening) RM10
138 Closing of Savings Accounts (within 3 months of its opening) RM 20
139 Closing of Savings Accounts (after 6 months of its opening) No charge
140 Account Certification for EPF Withdrawal RM20 per certificate
141 Letter of Reference (for visa application, education placement, etc) RM30 per letter
142 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
143 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
144 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
145 Annual Fee All types of cards – Waived for life

Note:
1. The Waived for life offer is applicable for Principal i.e., 1-MasterCard and 1-Visa Card.
2. Each customer is entitled to have up to 6 waived for life Supplementary cards i.e., 3-Supplementary MasterCard and 3-Supplementary Visa Card.
146 Access Shield

Death                   - coverage up to RM150k
TPD                     - coverage up to RM150k
Temporary TPD      - coverage up to RM30k
Terminal illness      - coverage up to RM30k

*RM0.32 for every RM100 outstanding balance monthly (subject to a minimum of RM50,000)

147 Finance Charge for Retail Transaction The charges are:
(a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
(b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
(c) 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above.
148 Finance Charge for Cash Transaction 1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full.
149 Government Service Tax RM 50 – Each Principal Card
RM 25 – Each Supplementary Card
150 Cash Advance Fee The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction.
151 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM 50 whichever is higher.
152 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the due date.
153 Interest-Free Period Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
154 Conversion For Overseas Transactions The conversion rate as determine by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International.
155 Returned cheque due to insufficient funds RM100 per cheque
156 Returned cheque fees RM10
157 Referral of cheque RM20 per cheque
158 Cheque book stamp duty RM0.15 per cheque leaf
159 Courier fee - RM5 per cheque book (Klang Valley)
- RM10 per cheque book (Peninsular Malaysia)
- RM12 per cheque book (East Malaysia
160 Facilities excess authorization (FEAs) Charged on per occasion basis
i.Personal account - RM50
161 Account operating mandate form - RM10 (stamp duty)
- RM100 (service charge)
162 Account service fee (if average monthly balance is below RM1,000) No charge
163 Stop payment RM20 per instruction
164 Penalty charges on cheques without sufficient funds RM100 per cheque
165 Penalty charges on returned cheque due to insufficient funds RM100 per cheque
166 Overdrawn account (with overdraft facility) RM50 administration charge per month
167 Request for cheque images / retrieval of paid cheque RM5 service charge per cheque
168 Audit confirmation RM50 per request per account
169 1st party cheque encashment No charge
170 Cheque encashment for 3rd party RM2 per cheque
171 Deposit at Direct Access a) House cheque or local cheque deposit - No commission
b) Outport cheque deposit - No Commission
172 Local cheque deposit at CIMB Bank Berhad branches a) Within same clearing area - No commission
b) In different clearing area - No commission
173 Closure of account RM10 or outstanding balance of the account, whichever is lower
174 Inactive for 12 months and above RM20 or outstanding balance of the account, whichever is lower
175 Account service fee No charge
176 ATM card annual fee No charge
177 ATM replacement RM10, via courier - RM5 (WM) / RM7 (EM)
178 Commitment fee (charged on a monthly basis) 1% per annum shall be levied on the unutilised portion of overdraft facility, with the following exceptions:-
i) Overdraft / term loan facility governed by prescribed ceiling rates or interest rates prescribed by BNM
ii) Aggregate personal OD facility with a limit up to RM250,000
179 Processing fee RM100 - RM150
180 Ad-hoc request for loan statement RM5 per copy
181 Early settlement of OD facility Penalty interest is chargeable on overdraft facility that is settled within the lock-in period, as per amount stated in the letter of offer
182 Monthly service fee RM10 per month, applicable for Overdraft Flexi Account
183 Processing fee - For mortgage loan amount of <RM100,000 - RM100
- For mortgage loan amount of >RM100,000 - RM200
184 Early settlement of term / housing loans Penalty interest is chargeable on loan facility that is settled within the lock in period, as per amount stated in the letter of offer
185 Audit confirmation RM50 per request per account
186 Loan documents photocopy RM0.50 per page subject to a minimum of RM5
187 One-time redemption statement fee RM100
188 Annual Fee Principal
- Platinum Waived For Life
- Gold Waived For Life
- Classic Waived For Life

Supplementary
- Platinum Waived For Life
- Gold RM70
- Classic RM35
189 Joining Fee No Joining Fee
190 Yearly Facility Charges RM2,400 (Classic),
RM7,200 (Gold),
RM48,000 (Platinum).
191 Ta'widh (compensation) 1% of total outstanding amount, subject to a minimum of RM5 and a maximum of RM50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
192 Conversion for overseas transactions  The conversion rate as determined by MasterCard International plus an administrative cost of 1%.
193 Excess amount due to:
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank's discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee based on type of card as follows:
Classic   - RM1,200
Gold      - RM3,600
Platinum - RM24,000

Note: - TCI will be capped at maximum 50% of the original credit limit. TCI charges is a yearly upfront fee upon approval payable on monthly basis. The Bank however, may at it's absolute discretion grant rebate or waive all or part of the charges.
194 Half Yearly Service Charge (if average balance less than RM1,000) RM10
195 Stamp Duty on cheques RM0.15 per cheque leaf
196 Service charge for third party mandate RM10
197 Stamp duty for third party mandate RM10
198 Search Fees for Opening of Account RM15 (Not applicable to individual and SME businesses)
199 Despatch of Cheque Books by registered mail within Malaysia & Singapore RM10 per cheque book, irrespective of size
200 Cheque Books not collected after 30 days RM30 per cheque book, irrespective of size
201 Additional/ Reproduction of Current Account Statement for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
202 Additional/ Reproduction of Current Account Statement for period up to 1 year RM10 (upfront)
RM2 (additional page)
203 Current Account Statement Free - monthly basis
RM20 (per month-daily request)
RM10 (per month-weekly request)
RM5 (per month-fortnightly request)
204 Cheque Return Charges-Insufficient Funds RM100 per cheque
205 Cheque Return Charges- Stop Payment and the Balance is Insufficient RM100 per cheque
206 Cheque Return Charges- Post Dated Cheque RM10 per cheque (to be paid by depositor)
207 Stop Payment Instruction RM10 per instruction
208 Collection of Outstation Cheques No commission
209 Inter-branch Online Transactions No commission
210 Money/Postal Order Deposits No commission
211 Transfer of funds within same branch by way of letter instruction RM5 per transaction
212 Transfer of funds to another branch by way of letter instruction RM5 per transaction
213 Online Interbank GIRO RM0.10 per transaction
214 Transfer of Funds to another Bank by Instruction RM5 per drawing voucher / bankers cheque + RM0.15 stamp duty
215 Closing of Current Account-i (after 3 months of account opening) RM10 and a half- yearly service charge on a prorate basis based on the number of completed months the account has been maintained
216 Closing of Current Account-i (within 3 months of account opening) RM20 and a half- yearly service charge on a prorate basis based on the number of completed months the account has been maintained
217 Third Party Cheques Encashment RM2 per cheque
218 Letter of Reference RM30 per letter
219 Account Certification for EPF Withdrawal RM20
220 Referral of Cheques RM50 per cheque
221 Creation of Facility Excess Authorisation (FEAs) - Non-SME Account only. RM50 per occasion
222 DCHEQS Appeal RM50 per appeal
223 Change of Signatories /Conditions RM10 per occasion
224 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5 per envelope
225 Debit Card Annual Fee RM15
226 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
227 ATM Card Annual Fee RM8
228 Where Employees do not maintain accounts with CIMB Islamic RM5 per drawing voucher/ bankers cheque + stamp duty of RM0.15
229 Where Employer and Employees are CIMB Islamic account holders at the same branch RM3 per item
230 Where Employer and Employees are CIMB Islamic account holders at different branches RM3 per item
231 Issuance of Duplicate/ Replacement of FRIA-i Certificate (inclusive of stamp duty on Letter of Indemnity) RM20
232 Withdrawal of FRIA-i and payment by Bankers Cheque Stamp duty of RM0.15
233 Withdrawal of FRIA-i and payment by issuance of Local Demand Draft Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
234 Withdrawal of FRIA-i and credit to customer’s account within same branch or same clearing zone Free
235 Withdrawal of FRIA-i and credit to customer’s account at a branch in a different clearing zone Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
236 FRIA-i under lien (charged only once if renewal is for same purpose the FRIA-i was assigned) RM15
237 Issuance of Duplicate/ Replacement of GIA-i Certificate (inclusive of stamp duty on Letter of Indemnity) RM20
238 Withdrawal of GIA-i and payment by Bankers Cheque Stamp duty of RM0.15
239 Withdrawal of GIA-i and payment by issuance of Local Demand Draft. - No Charge Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
240 Withdrawal of GIA-i and credit to customer’s account within same branch or same clearing zone. - No Charge Free
241 Withdrawal of GIA-i and credit to customer’s account at a branch in a different clearing zone. - No Charge Commission of 0.03% (subject to minimum RM0.50 and maximum of RM500), where applicable
242 GIA-i under lien (charged only once if renewal is for same purpose the GIA-i was assigned) RM15
243 Print statement of account over the counter (Print Screen) RM1 per page
244 Request for copy of old records/security documents for period up to 1 year RM10 (upfront)
RM2 (additional page)
245 Request for copy of old records/security documents for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
246 Fax charges RM1 per page up to maximum charge of RM10
247 Charges on bulk cash deposit ( Not applicable to consumers & SME customers) RM10 per thousand pieces
248 Request for coins (Not applicable to consumers & SME customers) RM5 per bag
249 Photostat Charges (requested by customer) RM0.50 per page
250 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
251 Interbranch Online Transactions No commission
252 Transfer of funds within same branch by way of letter instruction RM5 per transaction
253 Transfer of funds to another Bank by Instruction (Drawing Voucher/ Banker’s Cheque sent by Post) RM5 by Drawing Voucher/ Banker’s Cheque and RM0.15 for Stamp Duty on Banker’s Cheque
254 Online Interbank Giro (IBG) RM0.10 per transaction
255 Closing of Savings Accounts (within 3 months of its opening) RM 20 (effective 21 April 2013)
256 Transfer of funds to another branch by way of letter instruction RM5 per transaction
257 Transfer of funds to another Bank by Instruction – RENTAS RM4 per transfer and cable charges of RM2 and RM5 respectively, if beneficiary banks are in West Malaysia or East Malaysia.
258 Closing of Savings Account-i (within 6 months of account opening) RM10
259 Account Certification for EPF Withdrawal RM20 per certificate
260 Letter of Reference RM30 per letter
261 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
262 Debit card annual fee RM15
263 Dormant Account Activities Fee RM10 annually after the date of notice sent to account holder
264 ATM card annual fee RM8
265 Replacement of lost/ stolen/ mishandled ATM/ Debit card RM12
266 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
267 Letter of Offer - Stamping RM 10 stamping fee on Letter of Offer
268 Supplementary Letter of Offer Nominal stamping of RM10.00

The stamp duty charged will be debited from customer’s approved loan account
269 Service Fee Waived (no service fee)
270 CDS Account Opening As per Bursa Depository charges, RM10
271 CDS Transfer Fee As per Bursa Depository charges, RM10 per counter
272 Brokerage 0.0388% or RM8.88 (whichever is higher) per matched order per session
273 Clearing Fee As per Bursa Depository charges, 0.03%
274 Stamp Duty RM1 per RM1,000. Maximum charge of RM200
275 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility Charges (YFC). The Rebate, if any, will be the difference between the YFC and total sum of the Payable Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month, the Bank shall not charge any PFC for that particular month as an incentive provided that no specific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara Malaysia guideines on Credit Cards Tiered Pricing Stucture.
276 Indonesia

Principal Amount (USD)
    1.00 - 405.00
405.01 - 539.00
539.01 - 676.00
676.01 - 946.00
946.01 - 2,500.00


USD
3.20
4.10
4.90
6.80
8.10
277 Philippines 

Principal Amount (USD) 
       1.00 - 500.00
   500.01 - 1,000.00
1,000.01 - 1,500.00
1,500.01 - 2,000.00
2,000.01 - 4,000.00
4,000.01 - 5,000.00


USD
5.00
8.00
11.00
13.00
18.00
21.00
278 Vietnam

Principal Amount (USD) 
       1.00 - 1,500.00
1,500.01 - 2,000.00
2,000.01 - 2,500.00
2,500.01 - 5,000.00


USD
12.00
26.00
39.00
50.00
279 India

Principal Amount (USD) 
       1.00 - 540.54
   540.55 - 1,081.08
1,081.09 - 1,621.62
1,621.63 - 5,000.00


USD
4.05
8.11
12.16
13.51
280 Bangladesh

Principal Amount (USD) 
       1.00 - 872.09
   872.10 - 1,453.49
1,453.50 - 2,616.28
2,616.29 - 5,000.00


USD
4.36
8.72
13.08
17.44 
281 Nepal

Principal Amount (USD) 
       1.00 - 581.40
   581.41 - 872.09
   872.10 - 1,453.49
1,453.50 - 2,906.98
2,906.99 - 5,000.00


USD
4.36
7.72
10.17
13.08
15.99
282 Pakistan

Principal Amount (USD) 
       1.00 - 1,086.40
1,086.41 - 1,552.00
1,552.01 - 2,172.80
2,172.81 - 5,000.00


USD
4.66
9.31
10.86
13.97 
283 Sri Lanka

Principal Amount (USD) 
1,000.00 - 1,999.99
2,000.00 - 2,999.99
3,000.00 - 3,999.99
4,000.00 - 4,999.99
5,000.00


USD
14.00
28.00
43.00
57.00
71.00
284 All other countries except from stated above

Principal Amount (USD) 
       1.00 - 100.00
   100.01 - 200.00
   200.01 - 300.00
   300.01 - 400.00
   400.01 - 500.00
   500.01 - 750.00
   750.01 - 1,000.00
1,000.01 - 1,500.00
1,500.01 - 1,750.00
1,750.01 - 2,000.00
2,000.01 - 2,500.00
2,500.01 - 3,000.00
3,000.01 - 3,500.00
3,500.01 - 4,000.00
4,000.01 - 4,500.00
4,500.01 - 5,000.00



Rate is subject to the conversion rate of the day to Ringgit Malaysia (RM)



USD
15.00
22.00
29.00
34.00
41.00
45.00
50.00
75.00
80.00
90.00
110.00
130.00
150.00
170.00
190.00
210.00 
285 Annual Fee Principal
- Platinum: Free For Life
- Gold: Free For Life

Supplementary
- Platinum: Free for Life
- Gold: First year waiver, subsequent year RM70
286 Reload Fee Reload amount       Reload Fee
RM100                        Waived
RM200                        Waived
RM300                        Waived
287 Refund processing fee RM5 for each refund
288 Min monthly repayment 5% of the outstanding balance, or a minimum of RM50
289 Interest free period Full payment on previous statement balance. Enjoy an interest free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance. No interest free period. A finance charge will be levied on your unpaid outstanding transaction from the date to the transaction are posted.
290 Finance charges for retail transaction
  1. 1.125% per month or 13.5% per annum. If you have promptly settled your minimum payment due to 12 consecutive month
  2. 1.333% per month or 16% per annum. If you have promptly settled your minimum payment due to at least 10 months in a 12 months cycle.
  3. 1.458% per month or 17.5% if your payment record is not within either (a) or (b) above

Finance charge for cash transaction is 1.5% per month or 18% per annum.

291 Late payment 1% of the total outstanding balance as at statement date or a minimum of RM 5, whichever is higher, capped to a maximum of RM 50 and will only be Imposed if the minimum payment due is not paid by the third day after the relevant due date.
292 Government Service Tax Principal : RM50 each
Supplementary : RM25 each
293 Cash advance 5% of the amount advanced or a minimum of RM15, whichever is higher
294 Request for manual statement RM5 per statement
295 Request for sales draft RM15 per sales draft
296 Credit card replacement RM10 for the first time and RM50 for every subsequent replacement
297 CIRRUS ATM cash withdrawal RM10 per transaction
298 CIRRUS ATM inquiry RM2 per transaction
299 Overseas transaction The conversion rate as determined by Visa International plus an administrative cost of 1%
300 Replacement Card For lost / stolen card
1st time – RM10 per card
2nd time – RM50 per card
For other reasons – RM10 per card

Courier Charges – RM5 (WM) / RM7 (EM)
301 Sales Draft Retrieval RM15 per item
302 Dishonoured cheque account appeals RM50 per account
303 Annual Fee Principal
Gold – Waived For Life

Supplementary
Gold – RM 70
304 Joining Fee Nil
305 Yearly Facility Charges RM 24,000 ( Gold )
306 Ta`widh (Compensation) 1% of total amount outstanding amount ,subject to a minimum of RM 5 and a maximum of RM 50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
307 Conversion for overseas transactions The conversion rate as determined by MasterCard International plus an administrative cost of 1%
308 Excess amount due to
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank’s discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee of RM 12,000.

Note – TCI will be capped at maximum 50% of the original credit limit. TCI charges are a yearly upfront fee upon approval payable on monthly basis. The bank however , may at it’s absolute discretion grant rebate or waive all or part of the charges.
309 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility charges (YFC). The rebate, if ant will be the difference between the YFC and total sum of the Payment Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month as an incentive provided that no sps3ecific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara guidelines on Credit Cards Tired Pricing Structure.
310 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
311 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
312 Cash withdrawal at CIRRUS And Plus ATM Network RM10 per transaction
313 Cash withdrawal at MEPS Overseas Shared ATM Network (ARTAJASA / ITMX / NETS) RM8 per transaction
314 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
315 Replacement of ATM Cards RM12
316 Electronic Share Application (ESA) RM2.50 per application
317 Debit card annual fee RM15
318 ATM card annual fee RM8
319 Manual Share Application Through ATMs Free
320 Utility Bill Payments Through ATMs Free
321 Replacement of old ATM card No charges
322 Debit card annual fee RM15
323 ATM card annual fee RM8
324 Annual Fee WAIVED FOR LIFE
325 Cash Access Fee RM1 for every successful transaction
326 Card Replacement Fee RM10 for first replacement & RM50 for every subsequent replacement
327 Manual Statement Request RM5 per request
328 Conversion for Overseas Transaction The conversion rate as determined by MasterCard International plus an administrative cost of 1%
329 Annual fee Principal
Gold - Waived For Life

Supplementary
Gold - RM70
330 Joining Fee Nil
331 Yearly Facility Charges RM2,400 (Gold)
332 Ta`widh (Compensation) 1% of total amount outstanding amount ,subject to a minimum of RM 5 and a maximum of RM 50 and will be imposed if the minimum payment due is not paid on the third day after the relevant due date.
333 Conversion for overseas transactions The conversion rate as determined by MasterCard International plus an administrative cost of 1% .
334 Excess amount due to
a) overlimit
b) late presentment
c) MC stand in apply
Upon cardholder request and subject to the Bank’s discretion. For every approved request or outstanding balance above the credit limit, the Bank will charge a yearly TCI fee of RM 12,000.

Note – TCI will be capped at maximum 50% of the original credit limit. TCI charges are a yearly upfront fee upon approval payable on monthly basis. The bank however , may at it’s absolute discretion grant rebate or waive all or part of the charges.
335 Rebates The Bank at its absolute discretion may grant rebate or waive all or part of the Yearly Facility charges (YFC). The rebate, if ant will be the difference between the YFC and total sum of the Payment Facility Charges (PFC) for each year. The PFC will vary between months but the total sum of the PFC for each year shall not in any event exceed the YFC as stated above. If the customer makes full payment on or before the stipulated deadline every month as an incentive provided that no sps3ecific charges incurred during each month. The Rebate on the YFC will be subject to the Bank Negara guidelines on Credit Cards Tired Pricing Structure.
336 3rd Party MOD - Stamping (if applicable) Nominal stamping of RM10.00

All stamp duty to be borne by borrower.

337 Reproduction of Statements for Foreign Currency Current Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
338 Reproduction of Statements for Foreign Currency Current Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
339 Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) USD2 or RM equivalent per entry
340 Half-yearly service charge USD10 or RM equivalent
341 Annual Fee WAIVED FOR LIFE.
(For Principal Card and 3 Supplementary Cards)
342 Joining Fee No joining fee.
343 Finance Charges The charges are :
  1. 1.125% per month or 13.5% per annum if you have promptly settled your minimum payment due for 12 consecutive months.
  2. 1.333% per month or 16% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
  3. 1.458% per month or 17.5% per annum if your payment record is not within either (a) or (b) above. Finance charge for cash transaction is 1.5% per month or 18% per annum.
344 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
345 Cash Advance Fees The cash advance fee is 5% of the amount advanced or a minimum of RM15, whichever is higher.
This is imposed for each cash advance transaction.
346 Minimum Monthly Repayment 5% of the outstanding balance or a minimum of RM50
347 Late Payment Charge 1% of the total outstanding balance as at statement date or a minimum of RM5, whichever is higher, capped to a maximum of RM50 and will only be imposed if the minimum payment due is not paid by the third day after relevant due date.
348 Interest-Free Period Full payment on previous statement balance.
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.

Partial or minimum payment on previous statement balance.
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted.
349 Conversion For Overseas Transactions The conversion rate as determined by Visa International plus an administrative cost of 1%.
350 Physical Gold Withdrawal
(Collection of physical gold by customer at CIMB Kuala Lumpur Main Branch, 11 Jalan Raja Laut, 50350 Kuala Lumpur)
RM1 per gram of gold ordered (inclusive of insurance and transport charges)
351 Fee for failure of collection of physical gold ordered (in the event of failure to collect the physical gold ordered within thirty (30) business days from the date of the Bank’s notification letter) RM1 per gram of gold ordered (inclusive of insurance and transport charges)
352 Annual Service Fee RM5 in the event gold balance falls below 5 grams at year end
353 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
354 Closing of GIA (within 6 months of its opening) RM10
Processing Fee - Property Finance / Refinance
1 HomeLoan Waived
2 BizLoan Waived
356 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
357 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
358 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
359 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
360 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
361 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
362 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
363 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
364 Government Service Tax N/A – Each Principal Card.
N/A – Each Supplementary Card.
365 Government Service Tax RM50 – Each Principal Card.
RM25 – Each Supplementary Card.
366 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
367

Interbranch Online Transactions

  1. Transfer
  2. Cash Deposit
  3. Cheque Deposit
  4. Cash Withdrawal
No commission
368 Transfer of Funds Within Same Branch by Instruction RM5 per transaction
369 Transfer of Funds To Another Branch by Instruction RM5 per transaction
370 Closing of Savings Accounts (within 6 months of its opening) RM10
371 Closing of Savings Accounts (after 6 months of its opening) No charge
372 Account Certification for EPF Withdrawal RM20 per certificate
373 Letter of Reference (for visa application, education placement, etc) RM30 per letter
374 Dormant Account Activities fee RM10 annually after the date of notice sent to account holder
375 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
376 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
377 Debit card annual fee RM15
378 ATM card annual fee RM8
379 From Malaysia to Indonesia RM10 per transaction
380 From Malaysia to Philippines RM10 per transaction
381 Cancellation Fee RM20 per cancellation request
382 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
383 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
384 Cash withdrawal at CIRRUS and Plus ATM Network RM10 per transaction
385 Cash withdrawal at MEPS Overseas Shared ATM Network RM10 per transaction
386 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
387 Replacement of CIMB Bank Debit MasterCard due to:
a. Loss of theft of card
b. Damage due to cardholder's misuse
RM12
388 Replacement of CIMB Bank Debit MasterCard due to:
a. Faulty chip
b. Card Renewal (upon expiry)
No charges
389 a. CIMB Bank Debit MasterCard Annual Fee
 
b. Conversion from existing CIMB BankCard to CIMB Bank Debit MasterCard (Waived)
RM15
390 Electronic Share Application (ESA) RM2.50 per application
391 Manual Share Application through ATMs No charges
392 Utility Bill Payments through ATMs No charges
393 Cash withdrawal at CIMB Bank ATM Network in Malaysia No charges
394 Cash withdrawal at MEPS Shared ATM Network in Malaysia RM1 per transaction
395 Cash withdrawal at CIRRUS and Plus ATM Network RM10 per transaction
396 Cash withdrawal at MEPS Overseas Shared ATM Network RM10 per transaction
397 Funds Transfer to member banks of MEPS Shared ATM Network RM1 per transaction
398 Replacement of CIMB Islamic Debit MasterCard due to:
a. Loss of theft of card
b. Damage due to cardholder's misuse
RM12
399 Replacement of CIMB Islamic Debit MasterCard due to:
a. Faulty chip
b. Card Renewal (upon expiry)
No charges
400 a. CIMB Islamic Debit MasterCard Annual Fee
 
b. Conversion from existing CIMB BankCard to CIMB Islamic Debit MasterCard (Waived)
RM15
401 Electronic Share Application (ESA) RM2.50 per application
402 Manual Share Application through ATMs No charges
403 Utility Bill Payments through ATMs No charges
404 Road Tax Renewal RM10
405 JPJ Search RM20
406 Puspakom Inspection (VR1) RM28
407 Hire Purchase Agreement (per recipient) RM2.50
408 Stamp duty on HP / Guarantee Agreement (per agreement) RM10
409 Stamp duty on R & R Agreement (per agreement) RM10
410 Courier Services
-Within Malaysia
-To East Malaysia

RM10
RM15
411 Consent letter for change engine/registration number, transfer of vehicle between East and West Malaysia RM50 per letter
412 Audit Confirmation RM10 per request
413 Additional Loan Statement (half year no charge) RM20 per request
414 Photocopy/Faxing of Guarantee Agreement RM8 per request
415 Photocopy/Faxing of Hire Purchase Agreement RM16 per request
416 Photocopy/Faxing of Approval Permit RM7 per request
417 Photocopy/Faxing of Registration Card RM7 per request
418 Prevailing Brokerage and brokerage rate upon fully utilizing zero brokerage entitlement - 0.35% for online trades less than RM100,000.
- 0.21% for online trades above RM100,000
(Subject to minimum online brokerage of RM28)
419 Account balance below RM250,000 - 0.35% for online trades less than RM100,000.
- 0.21% for online trades above RM100,000
(Subject to minimum online brokerage of RM28)
420 CDS Account Opening Fee As per Bursa Depositor charges, RM10 per account
421 CDS Transfer Fee As per Bursa Depositor charges, RM10 per counter
422 Clearing Fee As per Bursa Depository charges, 0.03% of matched trade value, maximum charge of RM1,000
423 Stamp Duty RM1 per RM1,000 of matched trade value. Maximum charge of RM200
424 Transfer of Funds Within Same Branch / or To Another Branch by Instruction RM5 per transaction
425 Closing of Savings Accounts (within 6 months of its opening) RM10
426 Closing of Savings Accounts (after 6 months of its opening) No charge
427 Letter of Reference (for visa application, education placement, etc) RM30 per letter
428 Reproduction of Statements of Savings Account for period up to 1 year RM10 (upfront)
RM2 (additional page)
429 Reproduction of Statements of Savings Account for period exceeding 1 year RM30 (upfront)
RM2 (additional page)
430 Debit Card annual fee RM15
431 ATM card annual fee RM8
432 ATM / Debit Card-i replacement fee due to;

a. Loss or theft of card
b. Damage due to cardholder’s misuse
RM12
433 Cash withdrawal via MEPS Shared ATM network in Malaysia RM1 per transaction
434 Cash withdrawal at CIRRUS or PLUS ATM network in Malaysia RM10 per transaction
435 Cash withdrawal at MEPS Overseas Shared ATM network in Malaysia RM10 per transaction
436 Handling Fee for debit / credit entries (excluding transfer / placements into Foreign Currency Fixed Return Investment Account-i) USD 2.00 or its equivalent in Ringgit Malaysia
437 Half-yearly Service Charge USD 10.00 or its equivalent in Ringgit Malaysia
438 Transaction charges Free
439 Statement Retrieval RM5 per statement (for statement more than 6-months due, additional RM10 per man-hour)
440 Auto-sweep Facilities Up to RM50 – RM1
RM51 to RM100 – RM2
RM101 – RM200 – RM3
RM201 and above – 5% of amount or min RM15 whichever is higher
Overseas Mortgage for properties in Australia
(Lending in MYR from Malaysia)
Home Loan
1 Processing Fee RM200
2 Handling Fee RM300 to be charged when borrower want to amend or cancel the loan application after acceptance
Overseas Mortgage for properties in UK
(Lending in GBP from London Branch)
1 Booking Fee £1,000.00
One-off non refundable payment upon acceptance of Facility Letter
2 Annual Service Fee £150 p.a
Payable on an annual basis on each year that the Facility is operated by us
443 RM30.00 to RM2,500.00 RM10.00
444 RM2,500.01 to RM5,000.00 RM20.00
445 RM5,000.01 to RM25,000.00 RM30.00
446 RM25,000.01 to RM50,000.00 RM35.00
447 Half yearly service charge  RM10
448 Closing of Current Account (within 3 months of its opening) RM20 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
449 Closing of Current Account (after 3 months of its opening) RM10 & a half yearly service charge on a prorate basis based on the number of completed months the account has been maintained
450 Debit Card-i card annual fee RM15
451 ATM card annual fee RM8
452 Cash withdrawal at MEPS Shared ATM Network in Malaysia - Locally Incorporated Foreign Banks (LIFB) RM4
453 Funds Transfer to member banks of MEPS Shared ATM Network Malaysia - Locally Incorporated Foreign Banks (LIFB) RM4
454 Stamp Duty 0.5% from the loan amount
455 Insurance Compulsory (Depending on entry age and loan tenure)
456 Search Fees for Account Opening RM15
457 Audit Confirmation account with facility RM100 per account per year
458 Audit Confirmation account without facility RM50 per account per year
459 Account Status Confirmation RM20 per confirmation
460 Creation of Facility Excess Authorisation (FEA) RM150 per occasion
461 Review of Overdraft Facilities RM200 per review
462 Annual Fee RM8
463 ATM cash withdrawal & over-the-counter transactions Free
464 Inter Bank Giro
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.10 per transactions
465 Annual Fee Free
466 ATM cash withdrawal Free 8 ATM cash withdrawal. Above threshold-RM0.50 per transactions.
467 Over-the-counter Free 6 over-the-counter visits. Above threshold-RM5 per visits.
468 Inter Bank Giro
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.10 per transactions
469 Annual Fee RM8
470 ATM cash withdrawal & over-the-counter transactions Free
471 Inter Bank Giro
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.10 per transactions
472 Annual Fee Free
473 ATM cash withdrawal Free 8 ATM cash withdrawal. Above threshold-RM0.50 per transactions
474 Over-the-counter Free 6 over-the-counter visits. Above threshold-RM5 per visits
475 Inter Bank Giro
  • RM0.50 for first two transactions within the month. Subsequent transactions within the month is RM2. (Applicable for Inter Bank Giro over-the-counter transactions)
  • Online Inter Bank Giro at RM0.10 per transactions
476 Search Fees for Account Opening RM15
477 Audit Confirmation of Account with Facility RM100 per account per year
478 Audit Confirmation of Account without Facility RM50 per account per year
479 Account Status Confirmation RM20 per confirmation
480 Creation of Facility Excess Authorisation (FEA) RM150 per occasion
481 Review of Overdraft Facilities RM200 per review
482 Processing Fee/Set-up Fee for Property Financing Processing fees of RM200
Set-up fees of RM200 (applicable for BizFlexi only)
483 Monthly Maintenance Fee RM10 (applicable for BizFlexi only)
484 Commitment Fee Commitment fee of 1% is to be levied on unutilised portion of the Overdraft facilities granted
485 Redemption Letter RM 50 per request
486 Processing Fee/Set-up Fee for Property Financing Processing fees of RM200
Set-up fees of RM200 (applicable for Flexi Business Premises Financing-i only)
487 Monthly Maintenance Fee RM10 (applicable for Flexi Business Premises Financing-i only)
488 Redemption Letter RM 50 per request
489 Agency/Brokerage Fee RM12.50 for every 1.0 million transacted amount or part of (only applicable for financing under Tawarruq concept to SMEs)
490 Conversion for Overseas Transactions Conversion rate as per determined by MasterCard International plus an administrative cost of 1% plus any transaction fee charged by MasterCard International
491 Physical Statement Request Fee RM5 per monthly statement
492 Sales Draft retrieval RM15 per copy
493 Card Replacement (subsequent) RM50
494 Card Replacement (1st time) RM10
495 Account Balance Inquiry Fee (via CIRRUS/PLUS) RM2 per inquiry
496 Cash withdrawal at other Banks' ATM via CIRRUS and Plus ATM Network (Domestic & International) RM10 per withdrawal
497 Kwik Card Issuance Fee RM10
498 Cash withdrawal at CIMB Bank ATM Network in Malaysia Free
499 Credit card Click here to find out more about our fees and charges
500 Search Fee on Enquiry of Claim on Islamic Current, Savings or Islamic FD which has been Closed and Record Not Found in CIF for transactions between 6 months - 2 years RM50 (upfront)
501 Search Fee on Enquiry of Claim on Islamic Current, Savings or Islamic FD which has been Closed and Record Not Found in CIF for transactions exceeding 2 years RM200 (upfront)
502 Dormant Account Activities fee Free
503 Debit Card Annual Fee RM15 (system charged upon card issuance and subsequently
504 PMPC-ATM Card Annual Fee RM8 (system charged upon card issuance and subsequently on each anniversary date of the card issuance.
505 Replacement of Loss/stolen/Mishandled PMPC-ATM Card/Debit Card RM12
506 Replacement of Exposed / Forgotten PIN No service charge
507 Conversion of existing PMPC-ATM Card to Debit Card No service charge
     

 
More on Credit Cards
Reward Redemption
Fees & Charges
Credit Cards Terms & Conditions (Eng)
Credit Cards Terms & Conditions (BM)
Tiered Pricing
Product Disclosure Sheet
Apply Now
Affinity Partners
Joint Marketing Partners
Visa Infinite
World Master Card
Platinum Card
Supplementary Card
Service Request Form
Get in Touch
Call us at

03-6204 7979 (Platinum, World & VISA Infinite)

03-6204 7878 (Gold)
Email us at directaccess@cimb.com