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Products/Items |
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Charge |
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| 1 |
Annual Fee |
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FEES & CHARGES |
Annual Fee
CIMB Premier Cards by Invitation
CIMB Premier Cards
CIMB Enrich Cards
CIMB Smart Drivers Cards
CIMB Credit Cards |
Card Type |
MasterCard |
VISA |
ENRICH WORLD |
INFINITE i |
Principal |
Supp |
Principal |
Supp |
1st Year |
WAIVED |
WAIVED |
WAIVED |
2nd Year Onwards |
RM888* |
*Tiered annual spending required for waiver
Card Type |
MasterCard |
VISA |
WORLD |
INFINITE |
SIGNATURE |
Principal |
Supp |
Principal |
Supp |
Principal |
Supp |
WAIVED |
Card Type |
MasterCard |
Platinum |
Gold |
Principal |
Supp |
Principal |
Supp |
1st Year |
WAIVED |
WAIVED |
WAIVED |
WAIVED |
2nd Year Onwards |
RM388 |
RM168 |
Card Type |
MasterCard / VISA |
Platinum |
Gold |
Principal |
Supp |
Principal |
Supp |
1st Year |
WAIVED |
WAIVED |
WAIVED |
2nd Year Onwards |
RM70 |
Card Type |
MasterCard |
Platinum |
Gold |
Classic |
Principal |
Supp |
Principal |
Supp |
Principal |
Supp |
1st Year |
WAIVED |
WAIVED |
WAIVED |
WAIVED |
WAIVED |
2nd Year Onwards |
RM70 |
RM35 |
Card Type |
VISA |
Platinum |
Gold |
Classic |
Principal |
Supp |
Principal |
Supp |
Principal |
Supp |
1st Year |
WAIVED |
WAIVED |
WAIVED |
2nd Year Onwards |
RM140 |
RM70 |
RM70 |
RM35 |
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| 2 |
Joining Fee |
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No joining fee |
| 3 |
Finance Charge for Retail Transaction |
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The charges are:
(a) 1.25% per month or 15% per annum if you have promptly settled your minimum payment due for 12 consecutive months
(b) 1.42% per month or 17% per annum if you have promptly settled your minimum payment due for at least 10 months in a 12-month cycle.
(c) 1.50% per month of 18% per annum if your payment record is not within either (a) or (b) above. |
| 4 |
Finance Charge for Cash Transaction |
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1.5% per month or 18% per annum calculated on daily rest basis from transaction date to the date it is settled in full. |
| 5 |
Government Service Tax |
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RM 50 – Each Principal Card
RM 25 – Each Supplementary Card |
| 6 |
Cash Advance Fee |
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The cash advance fee is 5% of the amount advanced or a minimum of RM 15, whichever is higher. This is imposed for each cash advance transaction. |
| 7 |
Minimum Monthly Repayment |
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5% of the outstanding balance or a minimum of RM 50 whichever is higher. |
| 8 |
Late Payment Charge |
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1% of the total outstanding balance as at statement date or a minimum of RM 10, whichever is higher, capped to a maximum of RM 100 and will only be imposed if the minimum payment due is not paid by the third day after relevant due date. |
| 9 |
Interest-Free Period |
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Full payment on previous statement balance:
Enjoy an interest-free period of 20 days for all new retail transactions from statement date.
Partial or minimum payment on previous statement balance:
No interest-free period.
A finance charge will be levied on your unpaid outstanding balance and all new transactions from the date the transactions are posted. |
| 10 |
Conversion For Overseas Transactions |
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The conversion rate as determine by MasterCard International / VISA International plus an administrative cost of 1% plus, any transaction fee charged by MasterCard International / Visa International. |
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Current Accounts
