• Credit Guarantee Corporation Malaysia Berhad (CGC) Schemes


Credit Guarantee Corporation Malaysia Berhad (CGC) was incorporated as a limited company under the Malaysian Companies Act 1965 on July 5, 1972. The current shareholders are Bank Negara Malaysia (Central Bank of Malaysia) holding 79.3% and the commercial banks, 20.7%.

The objective of CGC is to assist small and medium-sized enterprises (SMEs), especially those with inadequate collateral or without collateral, gain access to financing from financial institutions at a reasonable cost.

It also complements the Government's efforts in promoting and developing identified business sectors.

In the 2010 budget, the Government announced the establishment of Green Technology Financing Scheme (GTFS) as an effort to improve the supply and utilisation of the green technology. The scheme is to assist companies who are producers and users of green technology. Under GTFS the Government will bear 2% of the total interest/profit rate and provide a guarantee for 60% on the financing amount via CGC.


CGC will guarantee loans under Bank Negara Special Loan Schemes, namely SME - All Economic Sectors 


Assists entrepreneurs who have viable projects but lack collateral to obtain the required credit facilities from financial institutions.


Provides loans/financing to companies that supply and utilise green technology.




Assists entrepreneurs who have viable franchise business but lacking in collateral.



Contact Us

1300 888 828