• CIMB@Work

Exclusively for payroll customers with CIMB Bank

CIMB@Work is designed to empower today’s employees with a range of banking products and services that serve various needs.

With CIMB@Work, you will be entitled to an array of exclusive benefits, when you bank with us. Whether it’s financing, investments or convenient daily banking services, CIMB@Work has you covered in one comprehensive package that simply gives you more.

Deposit account


Enjoy zero initial deposit when you sign up for our savings and current account.

Debit MasterCard


Enjoy cashless convenience with our debit card. Use it for Daily transactions or perform cash withdrawals from ATMs - it’s safe, convenient, and more rewarding!

CIMB Clicks


Pay your bills or manage your finances with security and convenience anytime, anywhere via CIMB Clicks, our internet banking platform.

Exclusive privileges & benefits

Sign up from our range of conventional products which comes with attractive privileges and receive bonus points, exclusively for CIMB@Work customers.

Save Choose to save with our wide range of savings or current accounts and enjoy initial deposit waiver with CIMB@Work.

Whether it's a home or a dream car, we have a range of financing packages to cater to your needs.

Home Financing - Whether you’re buying your first home or upgrading, we have the ideal package for you.

Auto Financing - Check out our financing options through our flexible terms and competetive interest rates.


Grow your money with our investment options to meet your financial goals.

Fixed Deposit - Enjoy preferential rates through fixed deposit placements.

Unit Trust - Enjoy lower sales charge for Unit Trust investments.

Private Retirement Scheme (PRS) - Enjoy 1.5% sales charge when you invest in PRS.

ASB Financing - Take advantage of potential gains from your ASB investment.


Stay protected with SmartLife through its auto acceptance. Medical check up is not required and enrolment is hassle free. Available exclusively for CIMB@Work payroll customers.

SmartLife Value Plan (RM29 per month)

  • RM100,000 coverage for Death or Total and Permanent Disability (TPD); and
  • RM100,000 additional coverage for Accidental Death and Disablement*

*Benefits will be payable in accordance to the schedule of indemnity.

SmartLife Premium Plan (RM55 per month)

  • SmartLife Value coverage; and
  • RM50,000 additional coverage for 36 Critical Illnesses
  • Coverage commences immediately from application date.**

**For new application, the first monthly premium needs to be paid within 60 days from commencement date. Failing which this application shall be void and considered as Non-Taken Up (NTU).



Earn additional rewards when you save, invest, protect and finance with us.

Debit MasterCard - Cashless transactions and/or cash withdrawls at 1 million MasterCard ATMs worldwide. 

Credit Card - Pick a card that suits you best and earn additional bonus points upon daily transactions.

Bill Payments - Pay your bills anytime, anywhere via CIMB Clicks.



Sign up for CIMB Preferred membership with minimum Asset Under Management (AUM) of RM150,000* and be rewarded with a CIMB Prefered Visa INFINITE Credit Card, exclusively for CIMB@Work payroll customer.

*RM150,000 AUM valid for the first year. Your AUM can be a combination of any deposit and/or investment products.


For Preferred Membership

The CIMB Preferred Visa INFINITE credit card is a no annual fee for life credit card that doubles up as your CIMB Preferred Recognition Card. Enjoy previleges and benefits in Malaysia and across ASEAN.

*Note: CIMB Preferred Visa INFINITE credit card is subject to credit assessment as per BNM regulations

Prime Membership

Be our Prime customer with minimum Asset Under Management (AUM) of RM50,000* to enjoy up to 2% p.a. on your Prime Account and reap the benefits of CIMB Visa Signature Credit Card.

*Your AUM can be a combination of any deposit and/or investment products

Earn additional Bonus Points on top of your Debit Card spending when you bank with us via CIMB@Work. Redeem gifts from our extensive range of items in the Member Rewards Catalogue.

Bonus Points Upon New Product Signup

Sign-up for any product categories* and enjoy the following:

Bonus Points Monthly Product Category Signup
1,000 Points 1 category
3,000 Points 2 categories
5,000 Points 3 categories & above

Bonus Points Upon Usage

Debit Card

  • 500 points upon your first swipe of RM50 and above.
  • 100 points with monthly cumulative spend of RM300 and above.

Bill Payment via CIMB Clicks

  • 100 points for every scheduled bill payment.

Cash Plus or ASB Financing

  • 5,000 points upon fund disbursement.


  • 1,000 Bonus Points for every Outward Telegraphic Transfer with min RM1,000 and above.

*Applicable product categories:
Credit Cards, Fixed Deposit, Private Retirement Schemes, Unit Trusts, Structured Products, Retail Bonds, Max InvestSave, Gold Investment Account, Remittance, SmartLife Group Term Life Insurance, EasyLife Insurance, Bijak Malaysia, ASB Financing, Home Financing, Business Premise Financing, Auto Financing and Cash Plus Personal Financing.


A POS-enabled CIMB Debit MasterCard is required to receive additional bonus points.

Speak to your employer today about signing to CIMB@Work or call us to find out more.

Download and fill-up the “Personal Account Opening Application e-form” and submit to your HR personnel.
Alternatively, you may visit  CIMB branches for submission together with your employment letter as proof of employment.

Please call +603 6204 7788 for more info.