Transfer your CIMB Bank account funds conveniently within other banks in Malaysia. We've simplified the way you manage your funds from various accounts, be it within the same bank or in a different bank. Now, you can transfer funds securely and at ease.
*Note: Effective 1st July 2017, you may be required to select the Purpose of Payment for transaction where amount is more than RM 10,000.99. Please ensure that you select the closest Purpose of Payment according to the intention of your transfer. The 'Purpose of Payment' declaration is a compulsory Bank Negara Malaysia requirement.
CIMB Clicks Online Banking helps you transfer funds easily. Whether it's topping up your own account or paying others, you'll never have to worry about the risk of handling large amounts of cash. There are two types of funds transfer services offered via CIMB Clicks:
|Transaction Type||Daily Transaction Limit|
|Own Account Transfer||No Limit||No Limit||No Limit||No Limit|
|Third Party Funds Transfer, Interbank GIRO, and Instant Transfer (Combined Limit)||RM50,000||RM50,000||RM50,000||RM300|
|Remittance (Combined Limit for Banker's Cheque, SpeedSend, Foreign Telegraphic Transfer and MoneyGram)||RM10,000||RM10,000||RM10,000||-|
|Prepaid Reload Services||RM500||RM500||RM500||RM100|
|For CIMB Clicks mobile application and CIMB EVA, total max limit of favourites and non-favourites is RM10,000 respectively.|
|Debiting Account Type||Transfer Charges|
|All Savings & Current Accounts||RM0.00 (effective 1 April 2018)||RM0.00 (effective 1 April 2018)|
|Schedule Transactions for all Savings & Current Accounts||RM0.00 (effective 1 April 2018)|
|Transfer Day||Transfer Time||Funds Available at Beneficiary Bank*||Refund for IBG Unsuccessful Transaction|
|Monday - Friday||Before 5:00 am||By 11:00 am||
|Immediate||By 5:00 pm|
|5:01 am - 8:00 am||By 2:00 pm||By 8:20 pm|
|8:01 am - 11:00 am||By 5:00 pm||By 11:00 pm|
|11:01 am - 2:00 pm||By 8:20 pm||By 11:00 am, next business day|
|2:01 pm - 5:00 pm||By 11:00 pm|
|After 5:00 pm||By 11:00 am,
next business day
|By 5:00 pm, next business day|
|Saturday, Sunday, Federal Territory Public Holiday||Anytime||By 11:00 am,
next business day
|Immediate||By 5:00 pm, next business day|
*Applicable for all IBG payments and fund transfers to current accounts, savings accounts, loans and credit card payments.
*For transactions initiated up to 5pm on a business day, funds will be available in the beneficiary's account by 11pm on the same business day.
*Crediting of funds to the beneficiary account is subject to the beneficiary bank’s standard operating procedures.
Kindly check the type of accounts accepted by MyClear (for IBG) or MEPS (for IBFT) participating banks. Please ensure that you enter the correct account number and should you have any doubt, please confirm with the beneficiary bank.
The Bank will notify you of any rejected funds via the Failed Transaction History (Pay & Transfer > Transaction History - Change to Failed status at top right).
Note: This list serves as guidance only. CIMB is not responsible for any changes made by participating bank.