• Regular Current Account

Comes with a cheque book and/or a debit card

Enjoy greater banking convenience.

Free monthly account statement

Manage and track your transaction easily.

Overdraft facility (if eligible)

Cost-effective short-term borrowing facility to help you manage unforeseen expenses.

Internet banking facilities

 

Convenient and secure way for you to perform online account inquiries and banking transactions.

Eligible for PIDM protection.To view PIDM's brochure, click here.

  • Individuals aged 18 years and above who are either residents or non-residents
  • Joint account is allowed
  • Minimum initial deposit of RM1,000
  • Business enterprises operating in Malaysia
  • Executors or administrators

  Types of Charges Charge
1

Half- yearly service charge (Waived for Prime, Flagship and Max Plus 2-in-1 Current Accounts and HomeFlexi Loan Account).

Notice: Effective 23 October 2017, Flagship and Max Plus 2-in-1 Current Accounts will no longer be offered by the Bank for new account opening.

RM10.00 for accounts with average credit balance of less than RM1,000
2 Interest charged on debit balance Minimum of RM5.00 or actual interest charged, whichever is higher
3 Stamp duty on cheques RM0.15 per cheque leaf
4 Processing fees on cheques RM0.50 per transaction (effective 1 April 2014)
5 Stamp duty for third party mandate RM10.00
6 Service charge for third party mandate RM10.00
7 Despatch of cheques books within Malaysia & Singapore RM10.00 per cheque book, irrespective of size
8 Cheque Books not collected after 30 days RM30.00 per cheque book
9 Current Account Statement - Free on a monthly basis
- RM20.00 per month for daily request
- RM10.00 per month for weekly request
- RM5.00 per month for fortnightly request
10 Additional / Reproduction of Current Account Statement for period up to 1 year RM10.00 (upfront)
RM2.00 (additional page)
11 Additional / Reproduction of Current Account Statement for period exceeding 1 year RM30.00 (upfront)
RM2.00(additional page)
12 Cheque Return Charges - Insufficient Funds RM100.00 per cheque
13 Cheque Return Charges - Stop Payment with Insufficient Balance. RM100.00 per cheque
14 Cheque Return Charges - Post Dated Cheque RM10.00 per cheque (to be paid by depositor)
15 Cheque Return Charges - Technical Reasons Nil
16 Stop Payment Instruction RM10.00 per instruction, irrespective of number of cheques
17 Commission of Outstation Cheques Purchased Nil
18 Money/Postal Order Deposits Nil
19 Interbranch Online Transactions (IBOT) Nil
20 Online Interbank GIRO (IBG) & Online Interbank Fund Transfer (IBFT)
Nil
21 Transfer of Funds within same branch by Instruction RM5.00 per transaction
22 Transfer of Funds to another branch by Instruction RM5.00 per transaction
23 Transfer of Funds to another Bank by Instruction - By Way of Banker's Cheque Sent by Post RM5.00 per Bankers Cheque and RM0.15 stamp duty on Banker's Cheque
24 Transfer of Funds to another Bank by Instruction - By RENTAS RM5.00 per transaction
25 Interbank Funds Transfer (For Penang & Johor Bahru Branches) RM5.00 per transfer of funds within the same clearing zone through BNM and cable charges of RM3.00 or RM6.00 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable  
26 Closing of Current Account (within 3 months from the date of account opened) RM20.00 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
27 Closing of Current Account (after 3 months from the date of account opened) RM10.00 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
28 Third Party Cheque Encashment RM2.00 per cheque
29 Letter of Reference RM30.00 per letter
30 Certification/Confirmation/Statement Issued for EPF Member's Withdrawal RM20.00 per certificate/ confirmation/ statement
31 Referral of Cheques RM50.00 per cheque
32 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM50.00 per appeal
33 DCHEQS Appeals (Revoke of DCHEQS Incidents) RM50.00 per account
34 Change of Signatories / Conditions RM10.00 per account per occasion
35 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5.00 per envelope
36 Dormant Account Activities Fee RM10.00 annually after the date of notice sent to account holder
37 Dishonoured cheque account appeals RM50.00 per account
38 Debit Card annual fee RM15.00
Call Our Consumer Contact Centre:
+603 6204 7788
(Local and Overseas)