• Golden Time Deposit 2 (Big Plus for 50 Plus)

Monthly fixed deposit interest payout

Flexibility of partial fixed deposit withdrawal

Each partial withdrawal must be a minimum of RM5,000 and in multiples of RM1,000 (subject to minimum balance of RM30,000 else FD must be uplifted & account closed).

Nationwide banking

For convenient and easy access to your funds.

Click here to view other available rates and charges. 

Protected by PIDM up to RM250,000 for each depositor. To view PIDM's brochure, click here.  

  • Individuals from 50 years and above. Joint account are allowed, provided primary account holder is 50 years old and above.
  • Minimum initial deposit of RM30,000 for Golden Time Deposit 2.
  • Initial deposits for Senior Savings Account, Statement RM250 and Passbook RM500.
  • Identity Card / Passport & Work Permit (if applicable - for foreigners).
  • The amount of deposit to open and maintain the Account shall be at least RM30,000. Each fixed deposit placement shall be treated as one (1) Account.

  Types of Charges Charge
1 Reproduction of Statements for Fixed Deposit Account for period up to 1 year
RM10 (upfront) + RM2 per page
2 Reproduction of Statements for Fixed Deposit Account for period exceeding 1 year RM30 (upfront) + RM2 per page
3 Withdrawal of FD; to be credited to customer's account at branches within the same clearing zone Nil
4 Withdrawal of FD; to be credited to customer's account at Branches not within the same clearing zone Nil
5 Withdrawal via Banker’s Cheque RM0.15 on stamp duty charges

Note : The fees and charges listed above are inclusive of any taxes, where applicable. 

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