• Senior Basic Savings Account

No annual fee

  • Free 16 over-the-counter visits per month.

Passbook-based savings account

  • Passbook will be issued without debit card.
  • No Internet Banking facility provided.

Click here to review other available rates and charges.

Protected by PIDM up to RM250,000 for each depositor. To view PIDM's brochure, click here

  • Individual Malaysian citizens and permanent residents aged 55 years and above only.
  • Minimum initial deposit: RM20
  • Joint Account is allowed provided one of the individuals is aged 55 years and above.

Balances (RM) Rates (% p.a)

Up to 50,000

0.25

Up to 100,000

0.30

Up to 150,000

0.35

Up to 200,000

0.40

Above 200,000

0.45

 

  Types of Charges Charges
1 Annual Fee Nil
2

Over-the-counter visit

Free 16 over-the-counter visits per month

RM5.00 per visit will be charged after the first 16 visits

3 Interbank GIRO transaction via over-the-counter Nil

Note:

  • Over-the-counter visits defined as per visit to the banking institution's counter irrespective of the number of transactions performed.

 

  Types of Charges Charges
1 Update Passbook Nil
2

Dormant Account

RM10.00 annually after the date of notice sent to account holder. For balance up to RM10.00, the balance will be absorbed as dormant fee and the account will be closed.
3

Closing of account within 3 months from the date of account opened

RM20.00

4

Closing of account above 3 months from the date of account opened

Nil

5

Replacement of loss/spoilt passbook

RM20.00 (Inclusive of stamp duty on Letter of Indemnity)

6

Transfer of Funds to another Bank by Instruction

RM5.00 by drawing voucher / Banker’s Cheque and RM0.15 Stamp Duty on Banker’s Cheque

7

Transfer of funds within same branch or to another branch by instruction

RM2.00 per transaction

8

Letter of reference (for visa application, education placement, etc)

RM30.00 per letter

9

Stamp duty for third party mandate

RM10.00

10

Service charge for third party mandate

RM10.00

11

Account Certification for EPF  Withdrawal

RM20.00

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

Other Bank's standard Fees and Charges shall apply or when customer decides to use the services provided by the Bank.