• Senior Savings Account

Passbook-based savings account

Passbook will be issued with or without ATM/Debit card. Statement based Savings Account with Debitcard

Tiered interest sharing ratio

Interest is calculated daily and credited monthly on a tier interest rate basis.

  • Click here to review other available rates and charges.
  • Eligible for PIDM protection To view PIDM's brochure, click here.
  • Individuals aged 50 years and above who are either residents or non-residents
  • Joint account is allowed provided one of the individuals is aged 50 years and above
  • NRIC or passport
  • Minimum initial deposit:
    • Statement savings account – RM250
    • Passbook savings account – RM500

Balances (RM) Rates (% p.a)

Up to 1,000

0.10

Up to 5,000

0.20

Up to 25,000

0.20

Up to 50,000

0.70

Up to 100,000

1.00

Above 100,000

1.50

 

  Products/Items Charges
1 Replacement of Lost / Spoilt Passbook RM20 (Inclusive of Stamp Duty on Letter of Indemnity)
2

Interbranch Online Transactions

  • Transfer
  • Cash Deposit
  • Cheque Deposit
  • Cash Withdrawal
Nil
3 Transfer of Funds Within Same Branch by Instruction RM5.00 per transaction
4 Transfer of Funds To Another Branch by Instruction RM5.00 per transaction
5 Transfer of funds to another Bank by Instruction (Drawing Voucher/ Banker’s Cheque sent by Post) RM5.00 by Drawing Voucher/ Banker’s Cheque and RM0.15 for Stamp Duty on Banker’s Cheque
6 Transfer of funds to another Bank by Instruction – RENTAS RM5.00 per transaction
7 Online Interbank GIRO (IBG) & Online Interbank Fund Transfer (IBFT)
Nil
8 Closing of Savings Accounts (within 3 months from the date of account opened) RM20.00
9 Closing of Savings Accounts (after 3 months but within 6 months from the date of account opened) RM10.00
10 Account Certification for EPF Withdrawal RM20.00 per certificate
11 Letter of Reference (for visa application, education placement, etc) RM30.00 per letter
12 Dormant Account Activities Fee RM10.00 annually after the date of notice sent to account holder
13 Debit Card annual fee RM15.00
14 Replacement of lost/ stolen/ mishandled Debit Card RM12.00

Note: The fees and charges listed above are inclusive of any taxes, where applicable.