• YOUth Savers Account

Freedom and control with Debit MasterCard

Use CIMB Bank Debit MasterCard to pay for purchases directly from the YOUth Savers Account at any merchant in the MEPS or MasterCard network. And, as an ATM Card to make withdrawals from all local and global ATMs (via the MEPS or Cirrus network). 

Bonus interest for saving regularly

Enjoy up to 100% bonus interest on the total interest earned, with monthly deposits of RM100 or more via Periodic Payment Instruction. For full Terms & Conditions, click here.

Online access via CIMB Clicks

Banking online is fast, convenient and secure. You can get prepaid mobile reloads, transfer funds, shop online… anytime, anywhere.  

Notes

Eligible for PIDM Protection. To view PIDM's brochure, click here.

Eligibility

  • Individuals aged from 12 to below 24 years old. Account will be auto-converted into Savings Account (Statement) once the  account holder turns 24 years old
  • Joint account is not allowed

Requirements

  • Minimum initial deposit of RM100
  • NRIC or passport
  • If you're aged 12 to below 18, your parent/legal guardian is needed to be present and to sign the Indemnity Letter for the issuance of debit card and internet banking access via CIMB Clicks

Balances (RM) Rates ( % p.a. )
Up to RM1,000 0.60
Up to RM5,000 0.70
Up to RM50,000 0.80
Up to RM100,000 0.95
Above RM100,000 1.45

  Products/Items Charges
1

Interbranch Online Transactions

Nil
2 Transfer of Funds Within Same Branch by Instruction RM5.00 per transaction
3 Online Interbank GIRO (IBG) & Online Interbank Fund Transfer (IBFT) Nil
4 Transfer of funds to another Bank by Instruction – RENTAS RM5.00 per transaction
5 Transfer of funds to another Bank by Instruction (Drawing Voucher/ Banker’s Cheque sent by Post) RM5.00 by Drawing Voucher/ Banker’s Cheque and RM0.15 for Stamp Duty on Banker’s Cheque
6 Closing of Savings Accounts (within 3 months from the date of account opened) RM20.00
7
Closing of Savings Accounts (after 3 months but within 6 months from the date of account opened) RM10.00
8
Transfer of Funds To Another Branch by Instruction RM5.00 per transaction
9
Reproduction of Statements of Savings Account for period up to 1 year

RM10.00 (upfront)

RM2.00 (additional page)

10 Reproduction of Statements of Savings Account for period exceeding 1 year 

RM30.00 (upfront)

RM2.00 (additional page)

11 Debit Card annual fee RM15.00
12 Dormant Account Activities Fee RM10.00 annually after the date of notice sent to account holder
13 Replacement of lost/ stolen/ mishandled Debit Card RM12.00

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

Call Our Consumer Contact Centre:
+603 6204 7788
(Local and Overseas)