• Sun Signature Life

Up to RM2 Million Non-medical Limit

Get up to RM2 million coverage without having to undergo medical check-up* upon enrollment.

Double Up Insurance Coverage

  • High sum assured starting from RM500,000 per policy, which will eventually double up over the policy tenure.
  • An additional 10% of the basic sum assured (BSA) is granted at the end of every 2 policy years, up to maximum 2 times of the BSA by the end of the 20th policy anniversary.
  • In the event of death or total and permanent disability (TPD)**, you or your loved ones will receive the higher of the: BSA plus increasing sum assured (if any); or value of the universal account; less any indebtedness

Guaranteed Health Check-up Allowance Benefit***

  • A lump sum benefit of RM1,500 (less any indebtedness) will be payable at the end of every 2 policy years to help cover the cost of regular medical examinations.
  • This benefit will be paid automatically without requiring any supporting documents.

Guaranteed Loyalty Bonus Benefit***

Receive 0.5% of the BSA at the end of 5th policy year and 1.5% of the BSA at the end of 10th policy year, less any indebtedness.

Maturity Benefit

Receive the universal account value (if any), less any indebtedness when the plan matures at the age of 80.

Flexible Premium Payment Term

Flexibility to choose a premium payment term of 5 years, 10 years or up to age 60 that best suits your financial needs.

Conditional No Lapse Guarantee

The policy will not lapse even if the value of the universal account is less than zero, provided that all premiums due under the policy are paid within the grace period****.

Entry age: Based on the age of your last birthday basis

Entry age limit for life assured: Based on premium payment term chosen

Entry age limit for policy owner: Minimum entry age is 18 years old


Premium Payment Term

Minimum Entry Age

(Life Assured)

Maximum Entry Age

(Life Assured)

5 years 30 days old 60 years old
10 years 30 days old 60 years old
Up to age 60 30 days old 50 years old


*Depending on the age and health condition of the life assured.

**TPD coverage will expire at the policy anniversary following the life assured’s attainment of age 65.

***As long as all premiums due have been paid and the policy is in force, the health check-up allowance and loyalty bonus benefit are guaranteed and payable from the universal account, regardless of the universal account value.

****You are given a grace period of 30 days from the premium due date of each subsequent premium. If the premium is not paid within the 30 days of grace period from the premium due date and if the policy has acquired sufficient cash value, the policy will continue to be in force under automatic premium loan condition. The coverage will remain in force until the cash value is insufficient to pay for the premium due. The policy will then lapse.

This product is underwritten by Sun Life Malaysia Assurance Berhad (197499-U), an Insurer registered with Bank Negara Malaysia under the Financial Services Act 2013.

Disclaimer: The description of the features and benefits of the insurance product herein is not a contract of insurance and is only a brief summary of the insurance product for quick and easy reference. The complete terms and conditions of the insurance product are contained in the Policy Document of Sun Life Malaysia Assurance Berhad (197499-U), the Insurer.

CIMB Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this insurance product and the services provided by the Insurer. The Bank merely acts as a distributor for this insurance product.

This insurance product is Sun Life Malaysia's product and not a product of the Bank. Therefore this insurance product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Insurer shall undertake the full insurance responsibilities, obligations and liabilities in respect of this insurance product.