Sun Prestige Health is a plan that covers you from early to advanced stage critical illnesses. It also provides you hassle free access to medical expertise worldwide with full concierge services including but not limited to travel and accommodation arrangements, so you put your mind fully into recuperation and getting ready to embrace every moment life brings.
Sun Prestige Health is a non-participating universal life plan that provides the coverage as follows:
Early stage critical illnesses (CI) benefit
Reset benefit (only applicable for early cancer benefit)
In the event of death, TPD1 or diagnosis of advanced stage critical illness, you or your loved ones will receive:
i. 100%2 of sum assured; and
ii. the value of universal account (UA), less any indebtedness.
Get up to RM2 million coverage without undergo medical check-up3 upon enrollment.
When your plan matures, you will receive the value of Universal Account, less any indebtedness.
1 TPD coverage will expire at the policy monthly anniversary following the life assured’s attainment of age 70 and subject to maximum aggregate limit of RM8,000,000 per life.
2 If you claim this benefit within 12 months of being diagnosed with early stage CI events, we will pay you the benefit amount after deducting payments for early stage CI benefit.
3 Depending on the age and health condition of the life assured.
Entry age (age last birthday basis)
|For Plan Up To Age 70||For Plan Up To Age 80|
|Minimum||30 days old||30 days old|
|Maximum||60 years old||65 years old|
For the policy owner, the minimum entry age is 18 years old, the maximum entry age is 99 years old.
You have the freedom to decide the policy term up to age 70 or age 80.
This product is underwritten by Sun Life Malaysia Assurance Berhad (197499-U), an Insurer registered with Bank Negara Malaysia under the Financial Services Act 2013.
Sun Life Malaysia is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by Sun Life Malaysia are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of the coverage, please visit the PIDM website (https://www.pidm.gov.my) or call the PIDM toll free line at 1-800-88-1266.
Disclaimer: The description of the features and benefits of the insurance product herein is not a contract of insurance and is only a brief summary of the insurance product for quick and easy reference. The complete terms and conditions of the insurance product are contained in the Policy Document of Sun Life Malaysia Assurance Berhad (197499-U), the Insurer.
CIMB Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this insurance product and the services provided by the Insurer. The Bank merely acts as a distributor for this insurance product.
This insurance product is Sun Life Malaysia's product and not a product of the Bank. Therefore this insurance product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Insurer shall undertake the full insurance responsibilities, obligations and liabilities in respect of this insurance product.