• Sun Wealth

Choice of premium payment and policy term

3 options of premium payment and policy term for selection based on your financial needs

Insurance coverage***

Provides death and total and permanent disability (TPD) benefits should any unfortunate event happen.

Easy enrolment with NO underwriting requirement*

Guaranteed acceptance upon enrolment with no underwriting or medical check-up required

Enhance your insurance coverage with optional rider

Option to boost your coverage for death and TPD up to RM300,000 by attaching the Term Life Rider

Guaranteed survival benefit

Yearly payouts with a total of up to 642%** of basic annualised premium, starting from end of 1st policy year until the plan matures

Guaranteed maturity benefit

Lump sum payout of up to 228%** of basic annualised premium  when the plan matures.

* Not applicable for foreigner application, whereby underwriting may be applicable.

** Amount varies depending on the plan option selected.

*** In the event that the life assured dies or suffers TPD due to non-accidental causes within the first 24 months from policy commencement date, 100% of universal account plus the value of accumulation account (if any) will be payable instead. TPD coverage will expire at the monthly anniversary following the life assured’s attainment of age 65.

Entry age limit for life assured:

Minimum age of entry: 30 days old

Maximum age of entry: depending on plan chosen

3 Pay 15 Term1

5 Pay 20 Term2

8 Pay 25 Term3

70 years old

65 years old

60 years old


1. 3 years of premium payment term and 15 years of policy term coverage.

2. 5 years of premium payment term and 20 years of policy term coverage.

3. 8 years of premium payment term and 25 years of policy term coverage.

Entry age limit for policy owner:

Minimum age is 18 years old.

This product is underwritten by Sun Life Malaysia Assurance Berhad (197499-U), an Insurer registered with Bank Negara Malaysia under the Financial Services Act 2013.

Disclaimer: The description of the features and benefits of the insurance product herein is not a contract of insurance and is only a brief summary of the insurance product for quick and easy reference. The complete terms and conditions of the insurance product are contained in the Policy Document of Sun Life Malaysia Assurance Berhad (197499-U), the Insurer.

CIMB Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this insurance product and the services provided by the Insurer. The Bank merely acts as a distributor for this insurance product.

This insurance product is Sun Life Malaysia's product and not a product of the Bank. Therefore this insurance product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Insurer shall undertake the full insurance responsibilities, obligations and liabilities in respect of this insurance product.