• SunInvest

Diversified investment portfolio

One product that covers your investment needs, where local and foreign funds are available for your selection based on your financial objectives.

Immediate estate created


Investment with Insurance Protection of up to 125% of Single Premium

Hassle-free enrolment


Guaranteed acceptance up to RM350K per Life

Creditors proof / legacy for the beloved

Additional Features


This plan provides the following benefits:


Sum assured or account value, whichever is higher.

Total and permanent disability (TPD)

Sum assured or account value, whichever is higher (TPD coverage shall cease on the policy anniversary, immediately following the life assured’s 65th birthday and the maximum aggregate amount payable on TPD benefit under this policy and all other individual and group policies/certificates issued by us is limited to RM2,000,000).


Surrender value is equivalent to the account value, which is calculated with reference to the value of units withdrawn at the price on the valuation date, immediately following the receipt of request to withdraw.

Upon maturity at the age of 99

Account value.

Premium term & payment
A single premium is all it takes to enjoy protection and potential investment return. Minimum single premium is RM15,000 (a multiple of RM1,000) and the maximum amount is RM1,000,000*. Payment can be made by cash or cheque.
* Subject to health declaration.


(Age last birthday basis)


Life Assured

Policy Owner

Minimum age of entry        

30 days old

18 years old

Maximum age of entry

65 years old

No limit

Maximum expiry age

99 years old

Not applicable

Benefits and Features


Policy owner may choose to make top-up premium to maximise the account value at any point of time. The top-up premium will also increase the sum assured by 95% of the top-up premium amount.


Top-Up Premium


RM1,000 (in multiple of RM1,000) per transaction


No limit.

Premium allocation

The allocated premiums will be directed into the funds selected by policy owner.

Premium Type

Allocated Premium

Single Premium


Top-up Premium


The unallocated premium will be utilised for commission and management expenses.

Sum assured

The sum assured shall depend on the life assured’s entry age:

Life Assured’s Entry Age

Entry Age

0 to 50

125% of Single Premium + 95% Total Top-up Premiums (if any) – 100% Accumulated Withdrawals (if any)

51 to 60

110% of Single Premium + 95% Total Top-up Premiums (if any) – 100% Accumulated Withdrawals (if any)

61 to 65

105% of Single Premium + 95% Total Top-up Premiums (if any) – 100% Accumulated Withdrawals (if any)

 Investment-linked funds

Based on individual’s financial goal and risk tolerance, you may invest in one or more of the following professionally managed investment-linked funds of your choice:

Funds Available

Sun Life Malaysia Growth Fund
Sun Life Malaysia Conservative Fund
Sun Life Malaysia Balanced Moderate Fund
Sun Life Malaysia Select Asia (ex Japan) Quantum Fund
Sun Life Malaysia Global Titans Fund
Sun Life Malaysia Equity Income Fund
Sun Life Malaysia Asia Pacific Dynamic Income Fund
Sun Life Malaysia Asia Pacific Equity Fund
Sun Life Malaysia World Equity Fund
Sun Life Malaysia Select Bond Fund

This product is underwritten by Sun Life Malaysia Assurance Berhad (197499-U), an Insurer registered with Bank Negara Malaysia under the Financial Services Act 2013.

PIDM Clause:

Sun Life Malaysia is a member of Perbadanan Insurans Deposit Malaysia (PIDM). As a member of PIDM, some of the benefits insured under the insurance policies offered by Sun Life Malaysia are protected against loss of part or all of the insurance benefits by PIDM, in the unlikely event of an insurer member failure. For further details of the protection limits and the scope of the coverage, please visit the PIDM website (https://www.pidm.gov.my) or call the PIDM toll free line at 1-800-88-1266. 

Disclaimer: The description of the features and benefits of the insurance product herein is not a contract of insurance and is only a brief summary of the insurance product for quick and easy reference. The complete terms and conditions of the insurance product are contained in the Policy Document of Sun Life Malaysia Assurance Berhad (197499-U), the Insurer.

CIMB Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this insurance product and the services provided by the Insurer. The Bank merely acts as a distributor for this insurance product.

This insurance product is Sun Life Malaysia's product and not a product of the Bank. Therefore this insurance product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and the Insurer shall undertake the full insurance responsibilities, obligations and liabilities in respect of this insurance product.