• SunLink Max

SunLink Max is an investment-linked insurance plan that provides comprehensive coverage as follows:

  • Full premium allocation that comes with zero upfront fee
  • Basic insurance coverage with a wide range of 6 optional riders
  • Enjoy potential investment return
  • Enjoy the discount on cost of insurance for high sum assured
  • Maturity benefit

Full premium allocation

  • Full amount of premium paid regardless of basic premium or top-up premium will be allocated into your policy and invested in the investment-linked funds of your choice.
  • It allows you to set aside your worries for a better tomorrow and look forward for a carefree retirement life.

Comprehensive and customisable insurance coverage¹

  • This plan provides valuable benefits to you and your loved ones in the event of death or total and permanent disability (TPD2). The money can be used to pay off your debt and other living expenses. 
  • You can further enhance your protection needs with a wide range of 6 optional riders including: 
    • Hospitalisation and surgical  benefit
    • Multiple pay critical illness  benefit
    • Accidental death benefit
    • Weekly disability income benefit
    • Life assured waiver of premium benefit
    • Policy owner waiver of premium benefit

Freedom to choose your investment direction

  • Enjoy the flexibility of various professionally managed investment-linked funds according to your risk tolerance level and investment needs.
  • You can boost your investment return by scheduled or single top-up premium and switch your funds anytime.


Discount on basic Cost Of Insurance (COI)

  • You can enjoy a discount on the basic COI if you select a higher basic sum assured as follow :
Basic Sum Assured Discount on Basic COI
RM500,000- RM999,999 10%
RM1,000,000- RM2,499,000 15%
RM2,500,000 onwards 20%

 

Maturity Benefit

Basic sum assured and total account value, less any indebtedness will be payable upon policy maturity.

 

1Any benefit payable will be subjected to the deduction of indebtedness (if any).

2TPD coverage will expire at the policy monthly anniversary immediately following the life assured’s attainment of age 70 and subject to maximum aggregate limit of RM8,000,000 per life.

  • Entry age (Based on the age of your last birthday basis)
  Life assured Policy owner
Minimum entry age 30 days old 18 years old
Maximum entry age
70 years old * No Limit

*Maximum entry age for TPD benefit is 69 years old.

  • Policy term:

99 years minus (-) the life assured's age at entry.

This product is underwritten by Sun Life Malaysia Assurance Berhad (197499-U), an Insurer registered with Bank Negara Malaysia under the Financial Services Act 2013.

Disclaimer: The description of the features and benefits of the insurance product herein is not a contract of insurance and is only a brief summary of the insurance product for quick and easy reference. The complete terms and conditions of the insurance product are contained in the Policy Document of Sun Life Malaysia Assurance Berhad (197499-U), the Insurer.

CIMB Bank Berhad ("Bank") accepts no responsibility, obligation or liability for this insurance product and the services provided by the Insurer. The Bank merely acts as a distributor for this insurance product.

This insurance product is Sun Life Malaysia's product and not a product of the Bank. Therefore this insurance product is not guaranteed by the Bank, its subsidiaries and/or its affiliates and  the Insurer shall undertake the full insurance  responsibilities, obligations and liabilities in respect of this insurance product.