• Gold Investment Account Via CIMB Clicks

Invest in gold securely via CIMB Clicks.

With an approximate five-fold price increase in the last 10 years, gold can potentially yield higher returns in the long run. Invest through www.cimbclicks.com.my.

Benefits


1) Affordable

  • Low minimum account opening
  • Buy and sell at any time with a minimum of 1 gram and in multiples of 1 gram.


2) Convenience

  • Open a gold account and invest in gold without going to the branch
  • Invest/withdraw through your current/savings account
  • Buy and sell gold any time from 8:30am to 11:30pm, 7 days a week except on national public holidays
  • Track your daily gold value online, in real time, and get email/SMS alerts on gold price
  • Buy and sell gold via Standing Instruction on CIMB Clicks


3) Secure financial asset

  • Safely invest in internationally recognised gold of 99.99% fineness without the hassle of keeping physical gold.


4) Safe haven

  • During times of economic uncertainty, gold has nearly always maintained its value
  • Maintain your gold investments securely with one of the country's leading banks.

5) Reduces financial risk

  • Diversification of overall portfolio risk by investing in gold

6) Inflation hedge

  • Gold is usually a good hedge against inflation
  • Purchasing power of gold likely to be maintained in the long term

7) Effective US Dollar hedge

  • Gold can potentially be a good protection against fluctuations of the US Dollar

For more information, go to FAQ.

*Note: Effective 1st July 2017, you may be required to select the Purpose of Payment for transaction where amount is more than RM 10,000.99. Please ensure that you select the closest Purpose of Payment according to the intention of your transfer. The 'Purpose of Payment' declaration is a compulsory Bank Negara Malaysia requirement.

Item Details
Number of accounts per person Maximum of 3 accounts
Eligibility
  • Individuals (residents and non-residents) aged 18 years and above
  • Personal, Sole Proprietors or Joint Account
  • Existing customers of CIMB Bank with a conventional savings or current account and access to CIMB Clicks

(Note: New customers are required to open a conventional savings or current account with CIMB Bank and have access to CIMB Clicks)

Mode of Operation Account opening via CIMB Clicks
Account can only be closed at CIMB Bank branches
Minimum Initial Buy 1 gram
Subsequent Buy Minimum 1 gram and in multiples of 1 gram
Minimum Sell 1  gram
Minimum Balance in Account 1  gram
Maximum Limit of Gold No maximum limit
Minimum Quantity for Withdrawal 100 grams and in multiples of 100 grams
Terms & Conditions (T&C) Customer needs to read and accept the T&C displayed prior to opening the account on CIMB Clicks
Statement Type e-Statement
Operation Hours
  • 8:30am to 11:30pm daily except on national public holidays
  • For one-off transactions, the buying or selling price will be based on the prevailing gold price when the transaction is submitted by the customer
  • Scheduled transaction requests will only be processed at 4pm daily. If the gold price quoted at 4pm matches the customer’s pre-specified order criteria, it will be processed. Otherwise, the request will be processed the following day (during the 3-month validity period)
Depositing of Physical Gold CIMB Bank does not accept depositing of physical gold
Interest No interest payout
Fees & Charges
  • An annual service fee of RM5.00 will be charged to the designated affiliate account on the first day of the calendar year should the gold balance in the account fall below 5 grams as of year end
  • RM10 for closing of account within 6 months of its opening

Signing up for Gold Investment Account Via CIMB Clicks is easy! Just follow these 3 simple steps and you'll be on your way to hassle-free gold trading.

  1. Login to CIMB Clicks
  2. Go to Apply & Invest > Investments > Gold Investment Account
  3. Fill in the form accordingly and confirm them with TAC

That's it! Your account is operational immediately!

GOLD INVESTMENT ACCOUNT VIA CIMB CLICKS AGREEMENT

In consideration of CIMB Bank Berhad ("Bank") opening a CIMB Bank Gold Investment Account via CIMB Clicks (hereinafter referred to as "GIA via CIMB Clicks") in my name, I hereby agree to be bound by the following terms and conditions contained herein.