• Private Retirement Scheme

Depending on your preference, choose either our conventional or Islamic private retirement schemes. Therefore if end-to-end Shariah compliance is a priority for you, you can choose CIMB Islamic PRS Plus.

With either PRS Plus scheme, you can personalise and select the mixture of funds that best suits your risk and return preference. You can also update your investment choices as and when desired.

Reduce risk exposure


Diversification of your retirement savings to reduce your risk exposure.

Top up your PRS contribution via CIMB Clicks

Exclusively for existing PRS investors with CIMB Bank. Top up facility is now available with CIMB Clicks. 

  

Additional savings

 

Provides additional savings to complement savings from EPF.

A wide range of scheme investments

A variety of schemes investments to choose from to suit your needs and risk preference.

Additional personal tax relief*

Enjoy up to RM3,000 per year personal tax relief on top of the RM6,000 per year tax relief for EPF contribution and life insurance premiums.

*For contributions into the PRS and deferred annuities effective from years of assessment 2012 to 2021

Click here to download :

a) CIMB-Principal PRS Plus Disclosure Document

b) CIMB Islamic PRS Plus Disclosure Document

Terms & Conditions Apply

For more information on CIMB-Principal PRS Plus and CIMB Islamic PRS Plus, visit
www.cimb-principal.com.my/prs

The documents that need to be completed are as follows:

  • Private Pension Administrator (PPA) Account Opening Form
  • Private Retirement Scheme (PRS) Member Application Form
  • A copy of your NRIC (front and back on the same page)
  • 18 years old & above
  • Malaysian or Permanent Resident or non-Permanent Resident (with work permit)

CIMB BANK BERHAD DISCLAIMER

THIS DOCUMENT IS PROVIDED TO YOU FOR INFORMATION PURPOSES ONLY AND IT MAY NOT BE REPRODUCED, DISTRIBUTED OR PUBLISHED BY ANY RECIPIENT FOR ANY OTHER PURPOSES.  IT SHOULD NOT BE CONSTRUED AS AN OFFER OR A SOLICITATION OF AN OFFER TO PURCHASE OR SUBSCRIBE.  THE INFORMATION CONTAINED HEREIN HAS BEEN DERIVED FROM SOURCES BELIEVED TO BE RELIABLE AND IS CURRENT AS OF THE DATE OF PUBLICATION.  NO REPRESENTATION OR WARRANTY IS MADE NOR IS THERE ACCEPTANCE OF ANY RESPONSIBILITY OR LIABILITY MADE AS TO THE ACCURACY, COMPLETENESS OR CORRECTNESS OF THE INFORMATION CONTAINED HEREIN. EXPRESSIONS OF OPINION CONTAINED HEREIN ARE SUBJECT TO CHANGE WITHOUT NOTICE.  INVESTMENTS IN PRIVATE RETIREMENT SCHEMES ARE NOT OBLIGATIONS OF, DEPOSITS IN, GUARANTEED OR INSURED BY CIMB BANK BERHAD (THE ‘BANK’) ARE SUBJECT TO INVESTMENT RISKS, INCLUDING BUT NOT LIMITED TO THE POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED.  INVESTORS ARE ADVISED TO READ AND UNDERSTAND THE PRODUCT HIGHLIGHTS SHEET, DISCLOSURE DOCUMENTS AND ITS SUPPLEMENTAL DISCLOSURE WHICH HAVE BEEN REGISTERED WITH THE SECURITIES COMMISSION BEFORE INVESTING.  FOR COPIES OF THE PRODUCT HIGHLIGHTS SHEET, DISCLOSURE DOCUMENTS, VISIT US AT OUR NEAREST BRANCH.  UNIT PRICES AND INCOME DISTRIBUTION, IF ANY, MAY RISE OR FALL.  INVESTORS SHOULD ALSO CONSIDER ALL FEES AND CHARGES INVOLVED BEFORE INVESTING.  UNITS WILL BE ISSUED UPON RECEIPT OF COMPLETED APPLICATION FORM AND ARE SUBJECTED TO TERMS & CONDITIONS CONTAINED THEREIN.  PAST PERFORMANCE OF THE FUND IS NOT AN INDICATION OF FUTURE PERFORMANCE AND INCOME DISTRIBUTIONS ARE NOT GUARANTEED.  INVESTORS SHOULD RELY ON THEIR OWN EVALUATION TO ASSESS THE MERITS AND RISKS OF ANY INVESTMENT.  INVESTORS WHO ARE IN DOUBT AS TO THE ACTION TO BE TAKEN BY THEM SHOULD CONSULT THEIR PROFESSIONAL ADVISERS IMMEDIATELY. PRIVATE RETIREMENT SCHEMES ARE NOT COVERED BY PERBADANAN INSURANS DEPOSIT MALAYSIA.  INVESTORS SHOULD NOT MAKE PAYMENT IN CASH TO A PRIVATE RETIREMENT SCHEME CONSULTANT OR ISSUE A CHEQUE IN THE NAME OF A  PRIVATE RETIREMENT SCHEME CONSULTANT.

INVESTORS ARE NOT COVERED BY THE COMPENSATION FUND UNDER SECTION 158 OF THE CAPITAL MARKETS AND SERVICES ACT 2007 (CMSA).  THE COMPENSATION FUND DOES NOT EXTEND TO THE INVESTOR WHO HAS SUFFERED MONETARY LOSS AS A RESULT OF A DEFALCATION OR FRAUDULENT MISUSE OF MONEYS OR OTHER PROPERTY, BY A DIRECTOR, OFFICER, EMPLOYEE OR REPRESENTATIVE OF CIMB BANK (“CIMB”).  WHERE THE INVESTOR SUFFERS MONETARY LOSS IN THE ABOVE CIRCUMSTANCES RELATED TO THE ACTS OF CIMB’S EMPLOYEE, THE INVESTOR MAY LODGE A COMPLAINT WITH OUR CUSTOMER RESOLUTION UNIT (CRU) AT THE FOLLOWING ADDRESS, TELEPHONE NUMBER AND E-MAIL STATED BELOW.  

CUSTOMER RESOLUTION UNIT (CRU)
P.O. BOX 10338,
GPO KUALA LUMPUR,
50710 WILAYAH PERSEKUTUAN
TEL: +603-6204 7788
EMAIL: cru@cimb.com

THE INVESTOR WHO IS NOT SATISFIED WITH OUR CRU’S DECISION MAY REFER THE CASE TO THE SECURITIES INDUSTRY DISPUTE RESOLUTION CENTRE (“SIDREC”) AND/OR THE FEDERATION OF INVESTMENT MANAGERS MALAYSIA’S COMPLAINTS BUREAU (“FIMM”).  THE INVESTOR CAN ALSO DIRECT THE COMPLAINT TO THE SECURITIES COMMISSION’S INVESTOR AFFAIRS & COMPLAINTS DEPARTMENT EVEN IF THE INVESTOR HAS INITIATED A DISPUTE RESOLUTION PROCESS WITH SIDREC.