• ASB Financing

Interest rate of BR + 1.55% p.a.

Enjoy a stable Interest Rate throughout your loan tenure.

Loan tenure


From 5 years up to maximum 35 years or 65 years of age (whichever is earlier).

Loan amount


Minimum RM10k 

Maximum RM200k

High margin of financing


Up to 100% margin of financing + 5% insurance coverage.

Insurance coverage


Via Group Amanah Saham Assurance.

The Master Prospectus of funds of ASNB dated 30 June 2017 and supplementary prospectuses dated 15 December 2017, 1 April, 9 July, 14 September 2018 and 2 January 2019 (“Prospectuses”), have been registered with the Securities Commission Malaysia. Please read and understand the content of the Prospectuses together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectuses. Before investing, please consider the risks of investing as well as the fees and charges involved. Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.

Where unit trust financing/loan is available, investors are advised to read and understand the contents of the unit trust financing/loan risk disclosure statement before deciding to borrow to purchase units.



  • All eligible ASB investors under ASNB guidelines
  • Malaysian Bumiputera only
  • Individual aged 18 years and above, with evidence of income only. Student is not eligible to apply


Applicant is required to submit the compulsory documents as follow:

  • Photocopy of NRIC
  • Evidence of income

Definition of evidence of income:

1. For Salary earner: - Only ONE of the following:

- Latest 1 month salary slip (for fixed salary) or 3 months salary slip (for variable income)

- 3 months payment voucher must be accompanied with Current/Savings Account statement showing salary crediting

- Latest EPF Statement


2. For self-employed / businessman / sole proprietor – Only ONE of the following:

- Latest 6 months Current Account statement (registered under the Business)

- Statement of interest earned and received from FDs placed for more than 12 months

- ASNB Dividend statement

- Latest 6 months Tabung Haji account statement

BR + 1.55% p.a. throughout the loan tenure

BR as at 15 May 2019 : 4.00%

Products/Items Charges

Documentation Fee:

  • ASB/ASB2 Certificate Lien Fee
  • Nominal Stamp Duty


  • RM50 payable to Amanah Saham Nasional Berhad (ASNB)
  • RM10