• Cash Plus Personal Loan

100% Disbursement

No additional charges imposed to the loan amount.

Flexible tenure

Flexible payment period of up to 5 years*.

Loan amount

Loan Amount offered from minimum RM2,000 to maximum of RM100,000 or up to 8X gross monthly income (whichever is lower)


  • Malaysian citizen
  • Individual applicant only
  • Aged between 21 and 58 years old
  • Minimum income RM2,000 (basic + fixed income only)
  • In employment for more than 6 consecutive months.
  • For self-employed individuals, business to be active for more than 24 months


Income Document Requirement

Employment Type Loan Amount (RM) Effective Lending Rate 
(Fixed rate, reducing balance, daily rest)
Equivalent to fixed rate 
(Subject to customer remains until end of tenure)
Salaried 50k-100k 14.50% p.a. 8.20% p.a.
Salaried 20k-<50k 18.62% p.a. 10.88% p.a.
Salaried 2k-<20k 24% p.a. 14.66% p.a.
Self Employed 2k-100k 24% p.a. 14.66% p.a.

  Products/Items Charges
1 Late Payment Penalty 1.0% p.a. on the installments amount in arrears from overdue date
2 Early Settlement Fee  Nil