Current Accounts

CIMB Bank Basic Current Account

 

 

Types of Charges Charge
     
  Basic Current Account - without Annual Fee
 
  Annual Fee Nil
 

a) ATM & Over-the-Counter (OTC) transactions 

 

 

b) Interbank Giro 

 

Nil

 

RM0.50 for the first 2 transactions within the month. Subsequent transactions within the month is RM2.00. (Applicable for Interbank GIRO over-the-counter transactions)

 

  Debit Card  
 

a) New Card

b) Replacement of lost/stolen/mishandled card

NIL

RM12.00

  Closing of Basic Current Account ( within 3 months from the date of account opened)
RM 20.00
  Dormant Account fee RM10.00
 

Half-yearly service charge
(If average credit balance less than RM1,000)

 

RM10.00

CIMB Prime Account

Dormant Account activities fee

RM10.00 annually after the date of notice sent to account holder

Debit Card annual fee

RM15.00

Monthly account maintenance fee if the average monthly balance in the account falls below RM1,000

RM5.00

(Waived for Prime Banking member. The fee will be rebated in the following month)

Cheque related and other fees

Click here for details

CIMB Bank Foreign Currency Current Account

  Types of Charges Charge
1 Reproduction of Statements for Foreign Currency Current Account for period up to 1 year RM10.00 (upfront)
RM2.00 (additional page)
2 Reproduction of Statements for Foreign Currency Current Account for period exceeding 1 year RM30.00 (upfront)
RM2.00 (additional page)
3 Handling fee for debit/credit entries (excluding transfers/placements into Foreign Currency Fixed Deposit accounts & rectification entries) USD2.00 or RM equivalent per entry
4 Half-yearly service charge USD10.00 or RM equivalent

CIMB Bank Money Multiplier Current Account (Effective 23 October 2017, the Money Multiplier Current Account will no longer be offered by the Bank for new account opening.)

Types of Charges Charge
Half Yearly Service Charge (if average balance less than RM1,000)    RM10.00
Dormant Account activities fee annually after the date of notice sent to account holder RM10.00
Account Certificate for EPF withdrawal  RM20.00
Debit Card annual fee  RM15.00
Service charges / 3 Free withdrawals a month. Subsequent withdrawals will be charged  RM5.00 per transaction.

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

RM10.00
RM10.00
RM10.00

Clicks Trader

  Types of Charges Charge
1 Service Fee Waived (no service fee)
2 CDS Account Opening As per Bursa Depository charges, RM10.00
3 CDS Transfer Fee As per Bursa Depository charges, RM10.00 per counter
4 Brokerage Charges 0.0388% or RM8.88 (whichever is higher) per matched order per session (0% GST will be imposed to brokerage charges)
5 Clearing Fee As per Bursa Depository charges, 0.03% (0% GST will be imposed to clear fees)
6 Stamp Duty RM1 per RM1,000. Maximum charge of RM200
7 Current Account Statement

i)    Free on a monthly basis

ii)   RM20.00 per month for daily request

iii)  RM10.00 per month for weekly request

iv)  RM5.00 per month for fortnightly request

8 Additional copy of current account statement for the past 12 months(requested by customer) RM10.00  upfront and RM2.00 additional page
9 Additional copy of current  account statement of more than 12 months(requested by customer) RM30.00 upfront and RM2.00 additional page
10 Dormant Account Activities Fee RM10.00 annually after the date of notice sent to account holder
11 Interest Charged on Debit Balances (With or Without Credit Facilities) Minimum interest charge of RM5 or actual interest charged at a determined interest rate, whichever is higher (system driven)

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

CIMB Preferred Account

 

Types of Charges

  Charge

1

Half- yearly service charge
(Waived for Prime, Flagship and Max Plus 2-in-1 Current Accounts and HomeFlexi Loan Account).

Notice: Effective 23 October 2017, Flagship and Max Plus 2-in-1 Current Accounts will no longer be offered by the Bank for new account opening.

 

RM10.00 for accounts with average credit balance of less than RM1,000

2

Closing of Current Account (within 3 months from the date of account opened)

 

RM20.00 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained

3

Closing of Current Account (after 3 months from the date of account opened)

 

RM10.00 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained

4

Debit Card annual fee

 

RM15.00

Note: The fees and charges listed above are inclusive of any taxes, where applicable.

CIMB Bank Regular Current Account

  Types of Charges Charge
1

Half- yearly service charge (Waived for Prime, Flagship and Max Plus 2-in-1 Current Accounts and HomeFlexi Loan Account).

Notice: Effective 23 October 2017, Flagship and Max Plus 2-in-1 Current Accounts will no longer be offered by the Bank for new account opening.

RM10.00 for accounts with average credit balance of less than RM1,000
2 Interest charged on debit balance Minimum of RM5.00 or actual interest charged, whichever is higher
3 Stamp duty on cheques RM0.15 per cheque leaf
4 Processing fees on cheques RM0.50 per transaction (effective 1 April 2014)
5 Stamp duty for third party mandate RM10.00
6 Service charge for third party mandate RM10.00
7 Despatch of cheques books within Malaysia & Singapore RM10.00 per cheque book, irrespective of size
8 Cheque Books not collected after 30 days RM30.00 per cheque book
9 Current Account Statement - Free on a monthly basis
- RM20.00 per month for daily request
- RM10.00 per month for weekly request
- RM5.00 per month for fortnightly request
10 Additional / Reproduction of Current Account Statement for period up to 1 year RM10.00 (upfront)
RM2.00 (additional page)
11 Additional / Reproduction of Current Account Statement for period exceeding 1 year RM30.00 (upfront)
RM2.00(additional page)
12 Cheque Return Charges - Insufficient Funds RM100.00 per cheque
13 Cheque Return Charges - Stop Payment with Insufficient Balance. RM100.00 per cheque
14 Cheque Return Charges - Post Dated Cheque RM10.00 per cheque (to be paid by depositor)
15 Cheque Return Charges - Technical Reasons Nil
16 Stop Payment Instruction RM10.00 per instruction, irrespective of number of cheques
17 Commission of Outstation Cheques Purchased Nil
18 Money/Postal Order Deposits Nil
19 Interbranch Online Transactions (IBOT) Nil
20 Online Interbank GIRO (IBG) & Online Interbank Fund Transfer (IBFT)
Nil
21 Transfer of Funds within same branch by Instruction RM5.00 per transaction
22 Transfer of Funds to another branch by Instruction RM5.00 per transaction
23 Transfer of Funds to another Bank by Instruction - By Way of Banker's Cheque Sent by Post RM5.00 per Bankers Cheque and RM0.15 stamp duty on Banker's Cheque
24 Transfer of Funds to another Bank by Instruction - By RENTAS RM5.00 per transaction
25 Interbank Funds Transfer (For Penang & Johor Bahru Branches) RM5.00 per transfer of funds within the same clearing zone through BNM and cable charges of RM3.00 or RM6.00 respectively, if beneficiary banks are in West Malaysia or East Malaysia, where applicable  
26 Closing of Current Account (within 3 months from the date of account opened) RM20.00 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
27 Closing of Current Account (after 3 months from the date of account opened) RM10.00 & a half-yearly service charge on a prorate basis based on the number of completed months the account has been maintained
28 Third Party Cheque Encashment RM2.00 per cheque
29 Letter of Reference RM30.00 per letter
30 Certification/Confirmation/Statement Issued for EPF Member's Withdrawal RM20.00 per certificate/ confirmation/ statement
31 Referral of Cheques RM50.00 per cheque
32 DCHEQS Appeals (Removal from DCHEQS Offenders Blacklist) RM50.00 per appeal
33 DCHEQS Appeals (Revoke of DCHEQS Incidents) RM50.00 per account
34 Change of Signatories / Conditions RM10.00 per account per occasion
35 Service charge for Inward Unpaid Items (Unpaid Cheques Deposited) RM5.00 per envelope
36 Dormant Account Activities Fee RM10.00 annually after the date of notice sent to account holder
37 Dishonoured cheque account appeals RM50.00 per account
38 Debit Card annual fee RM15.00

CIMB Bank Senior Basic Current Account

  Types of Charges Charges
1 Annual Fee Nil
2 Over-the-counter visit

Free 16 over-the-counter visits per month

RM5.00 per visit will be charged after the firrst 16 visits

3 Interbank GIRO  transaction via over-the-counter Nil

Note:

  • Over-the-counter visits defined as per visit to the banking institution's counter irrespective of the number of transactions performed.
  • The fees and charges listed above are inclusive of any taxes, where applicable.

Flagship Current Account

  Types of Charges Charges
1 Half Yearly Service Charge (if average balance less than RM1,000)

RM10.00

2 Dormant Account activities fee annually after the date of notice sent to account holder

RM10.00

3

Account Certificate for EPF withdrawal 

RM20.00



Max Plus 2-in-1 Current Account

  Types of Charges Charges
1 Half Yearly Service Charge (if average balance less than RM 1,000)

RM10.00

2

Dormant Account activities fee annually after the date of notice sent to account holder

RM10.00

3

Account Certificate for EPF withdrawal

RM20.00

4 Debit Card annual fee RM15.00


Other Bank's standard Fees and Charges shall apply or when customer decides to use the services provided by the Bank.