Property Loans

Property Loan

Service Tax Implementation 
Taxes on products and services (including but not limited to service tax, indirect taxes or withholding taxes), where applicable, as may be imposed by the Government of Malaysia and any taxes payable in connection with or arising out of facility financing/account will be payable.

  Products / Items Fees and Charges
1 HomeLoan / BizLoan / Variable Home Financing-i  / Business Premises Financing-i / Term Financing-i  / Vacant Land Financing Processing fee: Not applicable
2 HomeFlexi / BizFlexi  / Flexi Home Financing-i / Flexi Business Premises Financing-i 

Set up fee of RM200.00 

Monthly service charge of RM10.00 

Monthly flexi charge / Non rebated profit of RM40.00

3 Flexi Vacant Land Financing

Monthly service charge of RM10.00

Monthly flexi charge of RM40.00

4 HomeFlexi  Smart / BizFlexi Smart/  Vacant Land Flexi Smart / HomeFlexi Smart-i / BizFlexi Smart-i / Residential Vacant Land Flexi Smart-i 

Redraw fee of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB Clicks

 **per transaction regardless of the amount withdrawn

5 Secured OD Commitment fee of 1% p.a. on the unutilised amount for OD facility of RM 250,000.00 and above
6 Special PR1MA End Financing (SPEF) Package Processing fee of RM 200.00 
7 Redemption Statement (Home loan / Home financing) RM 50.00 per request
8 Letter of Confirmation for EPF withdrawal RM 20.00 per request
9 Ring Fence Processing Fee for EPF withdrawal RM 50.00 per request
10 Reproduction of statements 

For period up to 1 year

Front page - RM 10.00 

Additional page - RM 2.00 

For period exceeding 1 year

Front page - RM  30.00 

Additional page - RM 2.00 

11 Stamp Duties

As per Stamp Duty Act 1949 (Revised 1989)

i) Letter Offer: RM10.00

ii) Principal Document:  RM5.00 for every RM1,000.00

iii) Security Document: RM10.00

iv) Standing Instruction: RM10.00

Request for issuance of Redemption Statement (House or Home Financing)
Request for issuance of Redemption Statement (House or Home Financing)

 

£150 p.a - Payable on an annual basis on each year that the Facility is operated by us
£150 p.a - Payable on an annual basis on each year that the Facility is operated by us
£150 p.a - Payable on an annual basis on each year that the Facility is operated by us
£150 p.a - Payable on an annual basis on each year that the Facility is operated by us