• Gold Investment Account

Affordable initial purchase


Minimum initial purchase is only 1gm (wef 28 Mar 2013). Subsequent investments/ purchases must be in multiples of 1gm.

Buy & sell gold whenever you want

With CIMB Bank e-Gold Investment Account (“eGIA”), you can now buy and sell gold and cash out whenever you want.

Potentially higher returns


Invest in 99.9% pure gold for potentially higher returns in the long term.

Exclusive for CIMB Prime Banking customer

Enjoy 0.1 bonus point for every RM1 monthly average balance in a/c opening month.

Additional Features

Minimum Initial Deposit 1 grams (with effect from 28 March 2013)
Minimum subsequent Purchase / Sale 1 gram and must be in multiples of 1 gram (with effect from 28 March 2013)
Minimum Quantity for Physical Gold Withdrawal 100 grams and in multiples of 100 grams
Account Opening Requirement Customer to open an affiliate conventional savings/current account (“designated affiliated account”) prior to opening a eGIA to facilitate the purchase or sale of gold and other charges. The designated affiliate account is compulsory and customers without a CIMB Bank savings/current account would be required to open one.
Gold Purchase Price
  • Gold purchase will be based on the Bank’s prevailing gold SELLING price quoted in RM per gram
  • The mode of payment accepted for purchase of gold are:
    - Debiting current/savings account maintained with CIMB Bank
Gold Sale/ Withdrawal
  • Gold sale will be based on the Bank’s prevailing gold BUYING price quoted in RM per gram
  • Withdrawal options available are:
    - Credit into the designated affiliate account
    - Physical gold collection by customer at CIMB Kuala Lumpur Main Branch, 11 Jalan Raja Laut, 50350 Kuala Lumpur.
Interest No interest payout
  • Customer will make a capital gain if there is an appreciation in gold price.
  • To earn potentially higher return from appreciation in gold price
  • Invest in gold without having to keep the gold physically
  • Good hedge against inflation
  • Affordable initial purchase and subsequent investment
  • Convenience of investing in gold as trading can be carried out through CIMB Clicks.
CIMB Bank e-Gold Investment Account Agreement
CIMB Bank e-Gold Investment Account Campaign Terms and Conditions
CIMB Bank e-Gold Investment Account - Product Disclosure Sheet

With an approximate five-fold price increase in the last 10 years, gold can potentially yield higher returns in the long run. Invest through www.cimbclicks.com.my.


  • Open a gold account and invest in gold without going to the branch
  • Invest/withdraw through your current/savings account
  • Buy and sell gold any time from 8:30am to 11:30pm, 7 days a week*
  • Track your daily gold value online, in real time, and get email/SMS alerts on gold price
  • Buy and sell gold via Schedule Transaction on CIMB Clicks
  • Determine your gold investment profits with our online calculator
  • NRIC or passport.
  • MyKid or Birth Certificate for minor below 18 years old.
  • Individuals above 18 years old who are residents, permanent residents or non-residents.
  • Minor under 18 years old (Subject to account being operated by parents/ guardian).
  • Personal or Joint Account (Maximum 3 persons’ name are allowed).